CVE Menuiserie
ActiveThe computed 12-month bankruptcy probability of CVE Menuiserie is 3.2% (moderate). The 2025 annual accounts show equity of €6k and a net result of €-2k. Its solvency ranks better than 28% of 27711 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability9▼-76
Solvency51▲+9
Growth32
Track record82
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.4%
Return on assets
-7.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 22.3%
2024 · €8k
2024: €8k
2024 → 2025
Total assets
€23k▼ 48.6%
2024 · €45k
2024: €45k
2024 → 2025
Net result
€-2k
2024 · €6k
2024: €6k
2024 → 2025
Working capital
€9k▲ 65.5%
2024 · €6k
2024: €6k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€8k-€6k▼ 22.3%
Operating result€8k-€-647
Net result€6k-€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €647 after €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€1k▼ 94.8%
Current assets
€22k▼ 11.2%
Equity and liabilities €23k
Equity
€6k▼ 22.3%
Debt
€17k▼ 54.2%
The debt ratio falls from 82.6% to 73.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-388▼
2024 · €12k
Cash flow
€-1k▼
2024 · €9k
Solvency
26.4%▲
2024 · 17.4%
Current ratio
1.72▲
2024 · 1.29
Quick ratio
1.72▲
2024 · 1.29
Debt / equity
2.79▼
2024 · 4.74
ROE
-28.7%▼
2024 · 74.2%
ROA
-7.6%▼
2024 · 12.9%
Interest coverage
-0.32▼
2024 · 10.60
Debt
€17k▼
2024 · €37k
Debt ≤ 1 year
€13k▼
2024 · €19k
Debt > 1 year
€1k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€23k▼
Fixed assets21/28€20k€1k▼
Tangible fixed assets22/27€20k€1k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€20k-
Current assets29/58€25k€22k▼
Amounts receivable within one year40/41€10k€7k▼
Trade receivables40€10k€7k▼
Other amounts receivable41€199-
Cash at bank and in hand54/58€12k€14k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€45k€23k▼
Equity10/15€8k€6k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€6k€4k▼
Amounts payable17/49€37k€17k▼
Amounts payable after more than one year17€18k€1k▼
Financial debts170/4€18k€1k▼
Amounts payable within one year42/48€19k€13k▼
Current portion of amounts payable after more than one year42€7k€2k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€2k-
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€259▼
Other operating charges640/8-€14k
Gross operating margin9900€12k€13k▲
Operating profit (loss)9901€8k€-647▼
Financial income75/76B€0€130▲
Recurring financial income75€0€130▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€7k€-2k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€6k€-2k▼
Profit (loss) for the period to be appropriated9905€6k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€4k▼
Profit (loss) brought forward from the previous period14P-€6k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 6713090 OverijseGround area
229 m²
Building footprint
194 m²
Volume, LiDAR
1,621 m³
Parcel 23062A0014/00D002, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CVE Menuiserie
since 20242.358.802.844
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062A0014/00D002 | Flanders | 229 m² | 1 · 194 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Au Tchût d'bos
BE 0462.373.561
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Maracht
BE 0768.319.083
Vorselaar · Eq €6k
DS BOIS DESIGN
BE 0668.669.005
Nivelles · Eq €6k
POL POL POL
BE 0803.742.790
Gent · Eq €6k
Renovatiewerken Punselie
BE 0757.585.143
Kalmthout · Eq €6k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 3,505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-2024
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
41001General construction of residential buildings
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.