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CVDM

Active
Private limited company·Verhuur en lease van medisch en paramedisch materieel· 25 yrs active
Looflaan 16 ·1180 Ukkel, Belgium
KBO/BCE: BE 0474.209.541
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Age25 yrs
Board1
Connections2
Real estate2 parcels · 1,328 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CVDM is 1.0% (low). The 2025 annual accounts show equity of €28k and a net result of €13k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 42% of 137 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 28-04-2026 94 d early 2026-00090014
31-12-2024 31-07-2025 28-05-2025 64 d early 2025-00117091
31-12-2023 31-07-2024 07-06-2024 54 d early 2024-00122376
31-12-2022 31-07-2023 24-07-2023 7 d early 2023-00261800
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20376642
31-12-2020 31-07-2021 31-08-2021 31 d late 2021-62200310
31-12-2019 31-07-2020 12-10-2020 73 d late 2020-60900145
31-12-2018 31-07-2019 30-07-2019 1 d early 2019-41100324
31-12-2017 31-07-2018 29-08-2018 29 d late 2018-55900247
31-12-2016 31-07-2017 28-07-2017 3 d early 2017-39100372

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 2001, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.0% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region +Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€13k+77.6%
Working capital€2k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 28-04-2026 with the NBB · fiscal year 2025 · micro
€-50k€0€50k€100kOperating result 2021: €53k€53kNet result 2021: €49k€49kOperating result 2022: €105k€105kNet result 2022: €102k€102kOperating result 2023: €-13k€-13kNet result 2023: €-18k€-18kOperating result 2024: €13k€13kNet result 2024: €8k€8kOperating result 2025: €17k€17kNet result 2025: €13k€13k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
volatile Too volatile to project: the yearly deviation from the trend is ~115% of the level (threshold 35%). We therefore deliberately show no projection line.
€-100k€0€100k€200k2018: €192k2019: €192k2020: €-86k2021: €-37k2022: €25k2023: €8k2024: €15k2025: €28k20182019202020212022202320242025
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 77, Renting & leasing · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 18.2% 24.6%
better than 42% of 137 sector peers
Net result €13k €5k
better than 66% of 137 sector peers
Equity €28k €29k
better than 49% of 137 sector peers
Gross operating margin €106k €36k
better than 82% of 136 sector peers
Total assets €156k €135k
better than 52% of 137 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P42
2020: P15 · n=962021: P16 · n=1802022: P30 · n=3302023: P25 · n=4272024: P34 · n=5302025: P42 · n=1372020 2025
Improving position over 2020-2025 · n=96-530
Net result P66
2020: P5 · n=952021: P89 · n=1792022: P94 · n=3282023: P17 · n=4242024: P62 · n=5292025: P66 · n=1372020 2025
Improving position over 2020-2025 · n=95-529
Equity P49
2020: P8 · n=962021: P8 · n=1802022: P54 · n=3302023: P35 · n=4272024: P45 · n=5312025: P49 · n=1372020 2025
Improving position over 2020-2025 · n=96-531
Gross operating margin P82
2020: P63 · n=952021: P93 · n=1802022: P91 · n=3262023: P75 · n=4242024: P83 · n=5292025: P82 · n=1362020 2025
Stable position over 2020-2025 · n=95-529
Describes the position versus peers, not a forecast.
EBITDA
€105k
-1.6% 18-25
Net profit
€13k
+77.6% 18-25
Cash flow
€101k
-0.2% 18-25
Total assets
€156k
-26.5% 18-25
Equity
€28k
+88.7% 18-25
Working capital
€2k
- 18-25
Employees (FTE)
1
0.0% 18-25
Income taxes
€10
-69.5% 18-25
Dividends
€40k
+6.7% 18-25
Debt
€127k
-35.3% 18-25
Debt ≤ 1y
€100k
-27.3% 18-25
Debt > 1y
€27k
-54.1% 18-25
Current ratio
1.02
+100.1% 18-25
Quick ratio
1.02
+100.1% 18-25
Solvency
18.2%
+156.9% 18-25
Debt / equity
4.48
-65.7% 18-25
ROE
47.0%
-5.9% 18-25
ROA
8.6%
+141.7% 18-25
Interest coverage
27.42
+38.2% 18-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA€105k
Net profit€13k
Cash flow€101k
Staff costs-
Income taxes-
Dividends-
Total assets€156k
Equity€28k
Debt€127k
of which ≤ 1y€100k
of which > 1y€27k
Working capital€2k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.02
Quick ratio1.02
Working capital ratio1.4%
Solvency18.2%
Debt / equity4.48
Long-term debt ratio0.96
Interest coverage27.42
Gross margin-
Net margin-
ROA8.6%
ROE47.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€156k
Fixed assets 21/28€53k
Tangible fixed assets 22/27€53k
Current assets 29/58€102k
Amounts receivable within one year 40/41€10k
Cash & bank 54/58€92k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€156k
Equity 10/15€28k
Contributions / capital 10/11€19k
Reserves 13€129k
Accumulated profits (losses) 14€-119k
Amounts payable 17/49€127k
Amounts payable after one year 17€27k
Amounts payable within one year 42/48€100k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€106k
Operating result 9901€17k
Financial charges 65€4k
Result before taxes 9903€13k
Net result for the period 9904€13k
Result to be appropriated 9905€13k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
76 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Current directors & mandates
  • UnifiedMed GroupLegal entity
    Director· perm. rep.: BLERVAQUE Sébastien
    State Gazette act 26334540 (04-06-2026)
    Current
    04-06-2026 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Verhuur en lease van medisch en paramedisch materieel(77225)
Legal form Private limited company(610)
Incorporation01-03-2001
StatusActive
Postal code1180

Structure & network

Connections & network

2 connected companies
Network connections
Arcamé
Shared address
→
MELIART MEDICAL
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Looflaan 161180 Ukkel

Establishment units

1 location
Tervurenlaan 126, 1150 Sint-Pieters-Woluwe
Verhuur van medisch en paramedisch materieel
since 20032.367.851.855
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,328 m²
Buildings2
Building footprint259 m²
Volume (LiDAR)4,092 m³
Tallest building28.6 m · ±8 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21019A0209/00W005
ProtectedMonumentHerenhuis de LannoyeSource ↗
 Brussels 1,118 m² 1 · 165 m² 28.6 m · 8 fl.
21618B0422/00C010 Brussels 210 m² 1 · 94 m² 13.6 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

6 acts
Capital history · 1
04-06-2026
Capital conversion
Address history · 5
31-12-2024
v3.2
08-02-2022
v3.2
03-02-2020
v3.2
26-11-2018
v3.2
08-12-2016
v3.2
All acts · 6 updated 2 months ago
2026
04-06-2026 General meeting · Purpose change · Capital conversion · Annual meeting schedule Open-capture extraction
  • Filing: 2026-06-02 · CVDM
  • General meeting: 2026-05-13 · CVDM
  • Purpose change · CVDM
  • Capital conversion · CVDM
  • Annual meeting schedule: premier jeudi du mois de mai à dix-sept heures trente · CVDM
  • Statute amendment · CVDM
  • Officer appointment: role: administrateur, term: durée indéterminée, compensation: non-rénuméré · UnifiedMed Group
  • Permanent representative: role: représentant · BLERVAQUE Sébastien
  • Power of attorney: purpose: formalités auprès d'un guichet d’entreprise ... Banque Carrefour des Entreprises ... Administration de la Taxe sur la Valeur Ajoutée · CVDM
  • Representation rule: Chaque administrateur médecin, individuellement ... représente la société ... en matière d’activités médicales. Chaque administrateur non-médecin, individuellement ... représente la société ... en matière d’activités non médicales. · CVDM
  • Governance rule: un administrateur non-médecin ne peut en aucun cas participer au processus décisionnel concernant les activités médicales de la société · CVDM
  • First fiscal year: 1er janvier - 31 décembre · CVDM
  • Publication: 2026-06-04
  • Act object: MODIFICATION FORME JURIDIQUE, STATUTS (TRADUCTION,
Summary: General meeting · Purpose change · Capital conversion · Annual meeting schedule
2024
31-12-2024 Registered office moved from Lasne to Uccle Registered-office change
  • Rue de Colinet 43, 1380 Lasne → Avenue de la Ramée 16, 1180 Uccle
Summary: v3.2
2022
08-02-2022 Registered office moved from Bruxelles to Lasne Registered-office change
  • Clos Andrée de Jongh 3, 1180 Bruxelles → rue de Colinet 43, 1380 Lasne
Summary: v3.2
2020
03-02-2020 Registered office moved from TERVUREN to UCCLE Registered-office change
  • Oude Vrijheidsstraat 11, 3080 TERVUREN → Clos André De Jongh 3, 1180 UCCLE
Summary: v3.2
2018
26-11-2018 Registered office moved from Kraainem to Tervuren Registered-office change
  • Fazantenlaan 26, 1950 Kraainem → Oude Vrijheidsstraat 11, 3080 Tervuren
Summary: v3.2
2016
08-12-2016 Registered office moved from Bruxelles to Kraainem Registered-office change
  • avenue de Tervueren 126, 1150 Bruxelles → Avenue des Faisans 26, 1950 Kraainem
Summary: v3.2

Analysis

Snowflake analysis

financial profile on 5 axes
Health76Profitability100Solvency24Growth32Stability100
66 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 76
Profitability 100
Solvency 24
Growth 32
Stability 100

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 25 of the 143 companies in this sector. 17 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verhuur en lease van medisch en paramedisch materieel77225Verhuur en lease van medisch en paramedisch materieel77295
Primary activity highlighted.
Names & trade names
Legal nameFR CVDM
Registered office
Looflaan 16
1180 Ukkel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.