CVDG NG
ActiveCVDG NG has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €31k. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 30% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▼-3
Solvency37▲+7
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.06 in 2024), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
5.9%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
21 d late
2024
23 d early
2023
13 d early
2022
3 d early
2021
23 d late
2020
1 d early
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2021 · €0
2019: €0
2020: €0
2021: €0
2019 → 2022
Total assets
€523k▲ 1.1%
2024 · €518k
2018: €519k
2019: €510k
2020: €505k
2021: €506k
2022: €506k
2023: €514k
2024: €518k
2018 → 2025
Net result
€31k▼ 25.4%
2024 · €41k
2018: €-1k
2019: €22k
2020: €24k
2021: €19k
2022: €34k
2023: €16k
2024: €41k
2018 → 2025
Working capital
€-285k▼ 5.9%
2024 · €-269k
2018: €-185k
2019: €-207k
2020: €-226k
2021: €-241k
2022: €-242k
2023: €-261k
2024: €-269k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-€0
Equity€61k-€95k▲ 55.7%€111k▲ 16.3%€139k▲ 25.6%€159k▲ 14.3%
Operating result€28k-€49k▲ 75.6%€23k▼ 53.2%€52k▲ 125%€52k▲ 0.1%
Net result€19k-€34k▲ 83.0%€16k▼ 54.4%€41k▲ 165%€31k▼ 25.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €523k
Fixed assets
€502k=
Current assets
€22k▲ 37.8%
Equity and liabilities €523k
Equity
€159k▲ 14.3%
Debt
€365k▼ 3.7%
The debt ratio falls from 73.2% to 69.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
30.3%▲
2024 · 26.8%
Current ratio
0.07▲
2024 · 0.06
Quick ratio
0.07▲
2024 · 0.06
Debt / equity
2.30▼
2024 · 2.73
ROE
19.4%▼
2024 · 29.6%
ROA
5.9%▼
2024 · 8.0%
Debt
€365k▼
2024 · €379k
Debt ≤ 1 year
€307k▲
2024 · €285k
Debt > 1 year
€57k▼
2024 · €93k
Income taxes
€9k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€518k€523k▲
Fixed assets21/28€502k€502k=
Tangible fixed assets22/27€0€0=
Furniture and vehicles24€0€0=
Financial fixed assets28€502k€502k=
Current assets29/58€16k€22k▲
Amounts receivable within one year40/41€10k€14k▲
Trade receivables40€10k€10k=
Other amounts receivable41€0€4k▲
Cash at bank and in hand54/58€6k€8k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€518k€523k▲
Equity10/15€139k€159k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€119k€139k▲
Amounts payable17/49€379k€365k▼
Amounts payable after more than one year17€93k€57k▼
Financial debts170/4€93k€57k▼
Amounts payable within one year42/48€285k€307k▲
Current portion of amounts payable after more than one year42€36k€37k▲
Trade debts44€800€654▼
Suppliers440/4€800€654▼
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€7k€9k▲
Remuneration and social security454/9€0€0=
Other amounts payable47/48€241k€260k▲
Accrued charges and deferred income492/3€25€988▲
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€52k€52k▲
Operating profit (loss)9901€52k€52k▲
Financial charges65/66B€3k€12k▲
Recurring financial charges65€3k€12k▲
Profit (loss) for the period before taxes9903€49k€40k▼
Income taxes67/77€8k€9k▲
Profit (loss) for the period9904€41k€31k▼
Profit (loss) for the period to be appropriated9905€41k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€132k€150k▲
Profit (loss) brought forward from the previous period14P€91k€119k▲
Profit to be distributed694/7€13k€11k▼
Return on contributions (dividend)694€833€833=
Directors or managers695€12k€10k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Equity above €150kEq €159k ▲14.3%
7 profitable years in a row build equity to €159k.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €41k ▲165%
Net result €41k, the highest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €111k ▲16.3%
5 profitable years in a row build equity to €111k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-11-2025
Resigned as Manager
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Reux(MEL) 64633 SoumagneGround area
2,019 m²
Building footprint
131 m²
Volume, LiDAR
876 m³
Parcel 62069C0424/00R000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CVDG NG
since 20182.273.533.411
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62069C0424/00R000 | Wallonia | 2,018 m² | 2 · 131 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Epeios
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,612 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.