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CVBK

Active
Private limited companyfounded 2024active for 2 yearsKnesselarestraat 194, 8730 Beernem, BelgiumKBO/BCE: BE 1005.112.317
Summary

The computed 12-month bankruptcy probability of CVBK is 1.6% (moderate). The 2025 annual accounts show equity of €8,795 and a net result of €22,948. Its solvency ranks better than 32% of 13,741 sector peers (NACE 46, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 24-01-2024 Normal situation
Activity
Agents specialised in the wholesale of other particular products NACE 46180and 4 others
Establishment unit
2.354.638.772 8000 Brugge, since 24-01-2024
Financial year end
31 December
Peppol
Reachable since 16-11-2025

Board and ownership

Board

Financial position

57 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
€28,820
Turnover
≈ €120,000
estimated
Profit
€22,948
Equity
€8,795
Total assets
€52,782
▼ 6.9%
Score breakdownraises riskFounded in 2024Size: total assets €52,7821 change of registered office in 24 monthslowers riskLiquidity: current ratio 5.87, cash €13,757Show the evidence

Checked score

Score 2025
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 75% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 42+42
equity 16.7% of total assets
Liquidity 78+71
short-term debt 17.0% · cash 26.1%
Profitability 100+100
return on assets 43.5%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 02-2025: 1.6% 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.7%▲ +0.1 percentage points vs 03-2025 05-2025: 2.0%▲ +0.3 percentage points vs 04-2025 06-2025: 2.1%▲ +0.1 percentage points vs 05-2025 07-2025: 2.6%▲ +0.5 percentage points vs 06-2025 08-2025: 2.6%● unchanged vs 07-2025 09-2025: 2.8%▲ +0.2 percentage points vs 08-2025 10-2025: 2.8%● unchanged vs 09-2025 11-2025: 2.8%● unchanged vs 10-2025 12-2025: 2.8%● unchanged vs 11-2025 01-2026: 2.9%▲ +0.1 percentage points vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 2.9%● unchanged vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 2.9%● unchanged vs 04-2026 06-2026: 2.9%● unchanged vs 05-2026 07-2026: 3.0%▲ +0.1 percentage points vs 06-2026 08-2026: 3.1%▲ +0.1 percentage points vs 07-2026 09-2026: 3.2%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 1.6%▼ -1.6 percentage points vs 09-2026lowest value 11-2026: 1.6%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.87 (0.8 in 2024), above the usual 1.5. Short-term debt is 17% and cash 26.1% of total assets. However, 83.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 29% of them on solvency, 81% on liquidity, 95% on profitability and 96% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €52,782
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 5.87, cash €13,757
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 days early
2024
51 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 41 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Board changedlatest change 28-10-2026 · 3 in office 2 joined · 2 left View

Recent changes

  1. · Gazette deed Registered office moved from Brugge to BeernemResignations: Vachaudez Christophe (statutory director) and Kyndt Bart (statutory director) · Appointments: Nestor Andy (statutory director) and Lapierre Jana (statutory director)
  2. · Gazette deed IncorporationStarting capital €10,000 · Appointments: VACHAUDEZ Christophe (statutory director) and KYNDT Bart Lode (statutory director)
All 6 events

Comparable companies

These companies have the same main activity as CVBK: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €39,200 and €68,600, founded between 2023 and 2024.

CompanyTotal assetsGross margin
CVBK Beernem€52,782€28,820
IMMO PROMENADE VERKOOP De Panne€62,698€26,758
TOURNAY TECHNICAL-TACTICAL Namur€58,307€26,367
SaLes Liège€48,322€29,471
AVALI-S Izegem€68,584€34,388
Elprinta Trading Kortrijk€49,646€43,052
Willaert Vastgoed Kortemark€39,232€21,095
Full comparison

Key facts about CVBK

What is the company number of CVBK?
The company number of CVBK is 1005.112.317. The VAT number is the same number with BE in front: BE 1005.112.317.
Where is CVBK based?
The registered office is at Knesselarestraat 194, 8730 Beernem.Company details
What does CVBK do?
According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of CVBK?
The legal form of CVBK is Private limited company (BV).
When was CVBK founded?
CVBK was founded on 24-01-2024.
Is CVBK still active?
Yes, CVBK is an active enterprise in the KBO register.
What is the turnover of CVBK?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €28,820 and 38 comparable companies (NACE 461). It probably lies between €79,000 and €320,000.Financials
Is CVBK profitable?
In financial year 2025, CVBK made a profit of €22,948.
Where can I find the annual accounts of CVBK?
CVBK filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CVBK due?
CVBK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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