Equity
€366,491 from €2.0m in 2019
Equity fell by 81% in 5 years.
2BC IMMO
Lifetime
10 annual accounts with figures on one time axispeak €345,943 (2023)
€272,483▼ 21.2%
lowest -€502,705 (2020)
€197,710▲ 28.1%
peak €2.0m (2019)
€366,491▲ 117%
€5.7m▼ 11.6%
peak 3 FTE (2018)
-not published
Board2 names since 2014
2 directorsCarine Vanroy and 1 other
Owners
Documentsfilings and deeds
11-02-2026195 days late
2024abbreviated format
Gross margin from €345,943 to €272,483Result from €154,382 to €197,710Company renamed from 2BCONNECT to 2BC IMMO 23-12Equity from €168,781 to €366,491Cash from €26,733 to €267,063
Key points
from the 2024 annual accountsTurnover
≈ €480,000 estimated
The accounts state no turnover.
Debts
€5.7m 94% of the balance sheet
Financial debts 95%Suppliers 0%Other 5%
€3.7m of the debts are secured on the company's own assets.
Liquidity
2.34 was 1.79 in 2023
Short-term debts fell from €1.8m to €1.2m.
Filings
10 annual accounts 100 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Position in the sector
€197,710
Higher net result than 83% of companies in real estate. Sector median €13,519 · 9,635 companies.
Checked score
53
Fair
Financially stronger than 51% of small companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,997 companies (NACE 68, small).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.6%highest value
01-2025: 1.3%▼ -4.3 percentage points vs 12-2024
02-2025: 1.4%▲ +0.1 percentage points vs 01-2025
03-2025: 1.5%▲ +0.1 percentage points vs 02-2025
04-2025: 1.5%● unchanged vs 03-2025
05-2025: 1.5%● unchanged vs 04-2025
06-2025: 1.7%▲ +0.2 percentage points vs 05-2025
07-2025: 1.7%● unchanged vs 06-2025
08-2025: 1.9%▲ +0.2 percentage points vs 07-2025
09-2025: 2.3%▲ +0.4 percentage points vs 08-2025
10-2025: 3.5%▲ +1.2 percentage points vs 09-2025
11-2025: 2.1%▼ -1.4 percentage points vs 10-2025
12-2025: 2.4%▲ +0.3 percentage points vs 11-2025
01-2026: 3.4%▲ +1.0 percentage point vs 12-2025
02-2026: 3.4%● unchanged vs 01-2026
03-2026: 1.0%▼ -2.4 percentage points vs 02-2026lowest value
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.1%▲ +0.1 percentage points vs 04-2026
06-2026: 1.3%▲ +0.2 percentage points vs 05-2026
07-2026: 1.4%▲ +0.1 percentage points vs 06-2026
08-2026: 1.7%▲ +0.3 percentage points vs 07-2026
09-2026: 1.9%▲ +0.2 percentage points vs 08-2026
10-2026: 2.4%▲ +0.5 percentage points vs 09-2026
11-2026: 2.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 195 days late; 3 of the last 3 accounts late
Figures for financial year 2024 (filed on 13-02-2026)
Liquidity: current ratio 2.34, cash €267,063
lowers risk
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 24% of them on solvency, 52% on liquidity, 35% on profitability and 94% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 190 companies had the same profile as 2BC IMMO has now. Each dot is one company, two years later.
97.9%
were still trading
1.6%
stopped another way
0.5%
went bankrupt
The bankruptcy probability of 2BC IMMO itself is higher: 2.4% within 12 months. It rests on far more data about 2BC IMMO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 190 companies, not a prediction for 2BC IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €19,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 2.34 (1.79 in 2023), above the usual 1.5. Short-term debt is 19.2% and cash 4.4% of total assets. However, 94% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Eight signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9640 sector peers (2024).
NBB · sector comparisonPosition among 9640 sector peers
Solvency
better than 23%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €366,491
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 100 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline08-11-2026 today
raises risk · 2024 accounts filed 195 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-02-2026, 195 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
195 days late
2023
123 days late
2022
211 days late
2021
57 days late
2020
31 days late
2019
49 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 111 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0562972162
Company renamed from 2BCONNECT to 2BC IMMO
Gazette deed
Registered office moved from Sint-Pieters-Leeuw to Gooik
New registered office: Goteringenstraat 59, 1755 Gooik · Previous registered office: Pedestraat 91, 1602 Sint-Pieters-Leeuw · General meeting of 30-06-2023 · Gazette deed
Reappointments: Carine Vanroy (director) and Patrik Peeters (director)
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| 2BC IMMO Pajottegem | €6.1m | €272,483 | 6.0% | - |
| Cleo Construct Vilvoorde | €5.5m | €268,252 | 18.2% | 1 |
| VASTGOED3 Hasselt | €6.6m | €327,940 | 3.4% | - |
| DU MIDI Essen | €6.3m | €300,591 | 0.8% | - |
| REGINA 5 Uccle | €5.6m | €358,595 | 16.4% | - |
| I-DYLE CONSTRUCT Wavre | €5.2m | €339,404 | 41.5% | - |
| JML INGENIEUR CONCEPT SRL Lierneux | €5.0m | €261,474 | 49.6% | - |
These companies have the same main activity as 2BC IMMO: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €5m and €6.6m, founded between 2014 and 2015.
Official details
Source: KBO- Status
- Active since 24-09-2014Normal situation
- Activity
- Development of residential building projectsNACE 68121and 1 other
- Joint committee
- 336Liberal professions · annual accounts 2021
- Establishment unit
- 2.287.890.7951755 Pajottegem, since 24-09-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Insights on 2BC IMMO
2BC IMMO files the abbreviated format. That format states no turnover. The gross margin rose from -€6,554 in 2015 to €272,483 in 2024.
The balance sheet grew most from 2022 to 2023 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about 2BC IMMO
- What is the company number of 2BC IMMO?
- The company number of 2BC IMMO is 0562.972.162. The VAT number is the same number with BE in front: BE 0562.972.162.
- Where is 2BC IMMO based?
- The registered office is at Goteringenstraat 59, 1755 Pajottegem.Company details
- What does 2BC IMMO do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of 2BC IMMO?
- 2BC IMMO is a private limited company (BV).
- When was 2BC IMMO founded?
- 2BC IMMO was founded on 24-09-2014.
- Is 2BC IMMO still active?
- Yes, 2BC IMMO is an active enterprise in the KBO register.
- How many employees does 2BC IMMO have?
- 2BC IMMO had an average of 2.8 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
- Which joint committee does 2BC IMMO fall under?
- In its 2021 annual accounts, 2BC IMMO states joint committee 336 (Liberal professions).
- What is the turnover of 2BC IMMO?
- The turnover in financial year 2024 is ≈ €480,000. This figure is estimated from the gross margin of €272,483 and 40 comparable companies (NACE 681). It probably lies between €360,000 and €790,000.
- Is 2BC IMMO profitable?
- In financial year 2024, 2BC IMMO made a profit of €197,710.
- Where can I find the annual accounts of 2BC IMMO?
- 2BC IMMO filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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