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2BC IMMO

Active
Private limited companyfounded 2014active for 12 yearsGoteringenstraat 59, 1755 Pajottegem, BelgiumKBO/BCE: BE 0562.972.162
Summary

The computed 12-month bankruptcy probability of 2BC IMMO is 2.3% (moderate). The 2024 annual accounts show equity of €366,491 and a net result of €197,710. Equity is shrinking by about 22% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2025. Its solvency ranks better than 23% of 9,641 sector peers (NACE 68, financial year 2024). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Development of residential building projects
NACE 68121
4th largest company by total assets in Pajottegem, Real estate sector1 site
Size
€6.1mtotal assets 2024
Equity
€366,491
Profit
€197,710
Turnover not published (abbreviated or micro format)
Financial health
53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.3%
Structure
Accounts 79 days overdue1 of 8 deeds read
Why 53raises risk1 financial year not filed after the legal deadline; latest accounts 195 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 13-02-2026)Liquidity: current ratio 2.34, cash €267,063lowers riskSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 51% of its sector peers (NACE 68, small)
Financial strength · tick = 2023
Weak
Solvency 31+3
equity 6.0% of total assets
Liquidity 50+10
short-term debt 19.2% · cash 4.4%
Profitability 38+1
return on assets 3.2%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,975 companies, NACE 68, small)
Last 24 months 11-2024: 5.1% 12-2024: 5.6%▲ +0.5 percentage points vs 11-2024highest value 01-2025: 1.3%▼ -4.3 percentage points vs 12-2024 02-2025: 1.4%▲ +0.1 percentage points vs 01-2025 03-2025: 1.5%▲ +0.1 percentage points vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.7%▲ +0.2 percentage points vs 05-2025 07-2025: 1.7%● unchanged vs 06-2025 08-2025: 1.9%▲ +0.2 percentage points vs 07-2025 09-2025: 2.3%▲ +0.4 percentage points vs 08-2025 10-2025: 3.5%▲ +1.2 percentage points vs 09-2025 11-2025: 2.1%▼ -1.4 percentage points vs 10-2025 12-2025: 2.4%▲ +0.3 percentage points vs 11-2025 01-2026: 3.4%▲ +1.0 percentage point vs 12-2025 02-2026: 3.4%● unchanged vs 01-2026 03-2026: 1.0%▼ -2.4 percentage points vs 02-2026lowest value 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.1%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%▲ +0.2 percentage points vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▲ +0.3 percentage points vs 07-2026 09-2026: 1.9%▲ +0.2 percentage points vs 08-2026 10-2026: 2.3%▲ +0.4 percentage points vs 09-2026
Credit of up to €19,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 2.34, compared with 1.79 in 2023, above the usual 1.5; short-term debt: 19.2% and cash: 4.4% of total assets), but 94% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 24% on solvency, 52% on liquidity, 35% on profitability and 94% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Eight signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 195 days late; 3 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 13-02-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 2.34, cash €267,063
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9641 sector peers (2024).
NBB · sector comparison
Position among 9641 sector peers
Solvency
better than 23%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €366,491
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 79 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline18-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-02-2026, 195 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
195 days late
2023
123 days late
2022
211 days late
2021
57 days late
2020
31 days late
2019
49 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 111 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Equity above €200,000equity €366,491 ▲117%
  3. NameName change · Amendment of…

Key points

  • Positive: Equity rose in 2024from €168,781 to €366,491 ▲ 117% View
  • Caution: Accounts not fileddeadline was 31-07-2026 79 days late View
  • Positive: 4th largest company by total assets in Pajottegem, Real estate sectorin the Checked rankings No. 4 View

By topic

Financials

Financial year
2024
Total assets
€6.1m
Profit
€197,710
Solvency
6.0%
Total assets▼ 8.3%
Net result
20182024
Go to Financials

Timeline

Events
19
Since
2016
  1. 01-12-2024Annual accounts filed
  2. 27-02-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Development of residential building projectsNACE 68121
Founded
24-09-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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