CV COMFORT
ActiveCV COMFORT has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €61k and a net result of €9k. Equity is growing by ~27.6% per year across the filed fiscal years. Its solvency ranks better than 52% of 1631 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability76▼-24
Solvency61▼-35
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.27 against 2.61 in 2023), and 51.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.8%
Return on assets
7.4%
Age of the figures
20 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
33 d early
2022
34 d early
2021
11 d early
2020
24 d late
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€61k▲ 17.9%
2023 · €52k
2019: €7k
2020: €18k
2021: €33k
2022: €48k
2023: €52k
2019 → 2024
Total assets
€125k▲ 23.2%
2023 · €102k
2019: €24k
2020: €42k
2021: €55k
2022: €103k
2023: €102k
2019 → 2024
Net result
€9k▼ 57.4%
2023 · €22k
2019: €705
2020: €11k
2021: €15k
2022: €2k
2023: €22k
2019 → 2024
Working capital
€-38k
2023 · €46k
2019: €8k
2020: €16k
2021: €26k
2022: €43k
2023: €46k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€18k-€33k▲ 83.4%€48k▲ 44.1%€52k▲ 8.7%€61k▲ 17.9%
Operating result€13k-€19k▲ 43.2%€4k▼ 77.9%€32k▲ 653%€13k▼ 57.9%
Net result€11k-€15k▲ 35.1%€2k▼ 85.4%€22k▲ 890%€9k▼ 57.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 58% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €125k
Fixed assets
€111k▲ 312%
Current assets
€14k▼ 80.9%
Equity and liabilities €125k
Equity
€61k▲ 17.9%
Debt
€64k▲ 28.7%
The debt ratio rises from 49.0% to 51.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€37k▼
2023 · €41k
Cash flow
€33k▲
2023 · €31k
Solvency
48.8%▼
2023 · 51.0%
Current ratio
0.27▼
2023 · 2.61
Quick ratio
0.23▼
2023 · 2.61
Debt / equity
1.05▲
2023 · 0.96
ROE
15.2%▼
2023 · 42.0%
ROA
7.4%▼
2023 · 21.4%
Interest coverage
46.51▲
2023 · 41.76
Debt
€64k▲
2023 · €50k
Debt ≤ 1 year
€52k▲
2023 · €29k
Debt > 1 year
€11k▼
2023 · €21k
Income taxes
€3k▼
2023 · €9k
Staff costs
€14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€102k€125k▲
Fixed assets21/28€27k€111k▲
Tangible fixed assets22/27€27k€111k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€27k€109k▲
Current assets29/58€75k€14k▼
Amounts receivable after more than one year29€15k-
Trade receivables290€15k-
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€2k-
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€56k€5k▼
Deferred charges and accrued income490/1€339€5k▲
Equity and liabilities
Total equity and liabilities10/49€102k€125k▲
Equity10/15€52k€61k▲
Contributions10/11€1k€1k=
Reserves13€51k€60k▲
Distributable reserves133€51k€60k▲
Amounts payable17/49€50k€64k▲
Amounts payable after more than one year17€21k€11k▼
Financial debts170/4€21k€11k▼
Amounts payable within one year42/48€29k€52k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€5k€19k▲
Suppliers440/4€5k€19k▲
Advances received on contracts in progress46-€15k
Taxes, remuneration and social security45€12k€2k▼
Taxes450/3€12k€2k▼
Remuneration and social security454/9-€809
Other amounts payable47/48€2k€6k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€14k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€23k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€39
Gross operating margin9900€43k€53k▲
Operating profit (loss)9901€32k€13k▼
Financial income75/76B€217€70▼
Recurring financial income75€217€70▼
Financial charges65/66B€974€793▼
Recurring financial charges65€974€793▼
Profit (loss) for the period before taxes9903€31k€13k▼
Income taxes67/77€9k€3k▼
Profit (loss) for the period9904€22k€9k▼
Profit (loss) for the period to be appropriated9905€22k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€9k▼
Transfer to equity691/2€22k€9k▼
To other reserves6921€22k€9k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €22k ▲890%
Operating result €32k, net result €22k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gravenhoek 452580 PutteGround area
639 m²
Building footprint
102 m²
Volume, LiDAR
548 m³
Parcel 12029A0758/00H003, Flanders · tallest building 19.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CV COMFORT
since 20182.275.649.197
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029A0758/00H003 | Flanders | 639 m² | 1 · 102 m² | 19.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BLANUTA PROJECTS
BE 0799.688.982
Lier · Eq €61k
WST Service
BE 1004.480.431
Wuustwezel · Eq €61k
KS MAINTENANCE
BE 0783.734.264
Wielsbeke · Eq €62k
ROADRUNNER HANDLING
BE 0808.073.544
Antwerpen · Eq €60k
DC VALVES
BE 0770.591.754
Visé · Eq €62k
Of 887 companies in sector 33110 we hold annual accounts for 440. 326 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2018
Fiscal year end31-12
Activities, NACEBEL
33110Repair and maintenance of fabricated metal products
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46900Non-specialised wholesale trade
47120Other non-specialised retail sale
47192Retail trade
49410Freight transport by road
77221Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.