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CuypCo

Active Risk: not assessed
Private limited companyfounded 2023active for 3 years't Plein 1, 2800 Mechelen, BelgiumKBO/BCE: BE 0802.562.063
Summary

CuypCo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €150,821 and a net result of €31,340. Equity is growing by about 48% per year across the filed financial years. Its solvency ranks better than 76% of 6,676 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of holding companies
NACE 64210
1 site
Size
≈ €130,000turnover 2025, estimated
Equity
€150,821
Profit
€31,340
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts 126 days early
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
126 days early
2024
41 days early
2023
6 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 58 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (3 of the last 3 filed years within 85 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet €31,340 ▼62.6%
  3. Equity above €150,000equity €150,821 ▲26.2%

Financials · financial year 2025, abbreviated format

Equity
€150,821▲ 26.2%
2024 · €119,481
Net result
€31,340▼ 62.6%
2024 · €83,797
Total assets
€189,893▲ 25.4%
2024 · €151,373
Solvency
79.4%▲ 0.5pp
2024 · 78.9%
Trend over the years

2023 to 2025, 3 financial years

The operating result falls in 2025; 2025 is 58% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€45,343 2025 Net result€31,340 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€41,458-€107,761▲ 160%€45,343▼ 57.9%
Net result€32,684within the sector's middle half-€83,797within the sector's middle half▲ 156%€31,340within the sector's middle half▼ 62.6%
Equity€35,684below the sector's middle half-€119,481below the sector's middle half▲ 235%€150,821below the sector's middle half▲ 26.2%
Total assets€47,758below the sector's middle half-€151,373below the sector's middle half▲ 217%€189,893below the sector's middle half▲ 25.4%
Debt€12,074-€31,892▲ 164%€39,072▲ 22.5%
Working capital€33,964within the sector's middle half-€102,744within the sector's middle half▲ 203%€102,126within the sector's middle half▼ 0.6%
Solvency74.7%within the sector's middle half-78.9%above the sector's middle half▲ 4.2pp79.4%above the sector's middle half▲ 0.5pp
Current ratio3.81above the sector's middle half-4.22above the sector's middle half▲ 0.413.61above the sector's middle half▼ 0.61
Return on assets (ROA)68.4%above the sector's middle half-55.4%above the sector's middle half▼ 13.1pp16.5%above the sector's middle half▼ 38.9pp
above within below the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189,893
Fixed assets €48,695 ▲ 191%
Current assets €141,198 ▲ 4.9%
Equity and liabilities €189,893
Equity €150,821 ▲ 26.2%
Debt €39,072 ▲ 22.5%
Debt's share of the balance-sheet total falls from 21.1% to 20.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
20.8%▼
2024 · 70.1%
Debt ≤ 1 year
€39,072▲
2024 · €31,892
Income taxes
€13,434▼
2024 · €22,384
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€151,373€189,893▲
Formation expenses20€0-
Fixed assets21/28€16,737€48,695▲
Tangible fixed assets22/27€16,737€48,695▲
Furniture and vehicles24€3,789€37,045▲
Other tangible fixed assets26€12,949€11,650▼
Current assets29/58€134,636€141,198▲
Amounts receivable within one year40/41€54,850€51,227▼
Trade receivables40€12,438€0▼
Other amounts receivable41€42,412€51,227▲
Cash at bank and in hand54/58€78,788€89,125▲
Deferred charges and accrued income490/1€997€846▼
Equity and liabilities
Total equity and liabilities10/49€151,373€189,893▲
Equity10/15€119,481€150,821▲
Contributions10/11€3,000€3,000=
Reserves13€116,380€147,710▲
Distributable reserves133€116,380€147,710▲
Profit (loss) carried forward14€101€111▲
Amounts payable17/49€31,892€39,072▲
Amounts payable within one year42/48€31,892€39,072▲
Trade debts44€808€2,777▲
Suppliers440/4€808€2,777▲
Taxes, remuneration and social security45€31,084€36,295▲
Taxes450/3€31,084€36,295▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,401€5,585▲
Other operating charges640/8€520€517▼
Gross operating margin9900€109,682€51,445▼
Operating profit (loss)9901€107,761€45,343▼
Financial income75/76B€1,557€2,360▲
Recurring financial income75€1,557€2,360▲
Financial charges65/66B€3,138€2,929▼
Recurring financial charges65€3,138€2,929▼
Profit (loss) for the period before taxes9903€106,180€44,774▼
Income taxes67/77€22,384€13,434▼
Profit (loss) for the period9904€83,797€31,340▼
Profit (loss) for the period to be appropriated9905€83,797€31,340▼
Appropriation of the result
Profit (loss) to be appropriated9906€83,881€31,441▼
Profit (loss) brought forward from the previous period14P€84€101▲
Transfer to equity691/2€83,780€31,330▼
To other reserves6921€83,780€31,330▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,329€1,401€5,585▲ 299%
Other operating charges640/8€53€520€517▼ 0.5%
Gross operating margin9900€42,840€109,682€51,445▼ 53.1%
Operating profit (loss)9901€41,458€107,761€45,343▼ 57.9%
Financial income75/76B-€1,557€2,360▲ 51.5%
Recurring financial income75-€1,557€2,360▲ 51.5%
Financial charges65/66B€74€3,138€2,929▼ 6.7%
Recurring financial charges65€74€3,138€2,929▼ 6.7%
Profit (loss) for the period before taxes9903€41,384€106,180€44,774▼ 57.8%
Income taxes67/77€8,700€22,384€13,434▼ 40.0%
Profit (loss) for the period9904€32,684€83,797€31,340▼ 62.6%
Profit (loss) for the period to be appropriated9905€32,684€83,797€31,340▼ 62.6%
Line202320242025Change
Assets
Total assets20/58€47,758€151,373€189,893▲ 25.4%
Formation expenses20€1,022€0--
Fixed assets21/28€698€16,737€48,695▲ 191%
Tangible fixed assets22/27€698€16,737€48,695▲ 191%
Furniture and vehicles24€698€3,789€37,045▲ 878%
Other tangible fixed assets26-€12,949€11,650▼ 10.0%
Current assets29/58€46,038€134,636€141,198▲ 4.9%
Amounts receivable within one year40/41€29,595€54,850€51,227▼ 6.6%
Trade receivables40€14,230€12,438€0▼ 100%
Other amounts receivable41€15,366€42,412€51,227▲ 20.8%
Cash at bank and in hand54/58€16,151€78,788€89,125▲ 13.1%
Deferred charges and accrued income490/1€292€997€846▼ 15.2%
Equity and liabilities
Total equity and liabilities10/49€47,758€151,373€189,893▲ 25.4%
Equity10/15€35,684€119,481€150,821▲ 26.2%
Contributions10/11€3,000€3,000€3,000=
Reserves13€32,600€116,380€147,710▲ 26.9%
Distributable reserves133€32,600€116,380€147,710▲ 26.9%
Profit (loss) carried forward14€84€101€111▲ 10.0%
Amounts payable17/49€12,074€31,892€39,072▲ 22.5%
Amounts payable within one year42/48€12,074€31,892€39,072▲ 22.5%
Trade debts44€3,374€808€2,777▲ 244%
Suppliers440/4€3,374€808€2,777▲ 244%
Taxes, remuneration and social security45€8,700€31,084€36,295▲ 16.8%
Taxes450/3€8,700€31,084€36,295▲ 16.8%
Line202320242025Change
Profit (loss) for the period9904€32,684€83,797€31,340▼ 62.6%
+ Depreciation and write-downs630€1,329€1,401€5,585▲ 299%
Operating cash flow (approximation)€34,013€85,198€36,925▼ 56.7%
Investment in fixed assets (approximation)--€17,441-€37,543▼ 115%
Change in cash-€62,638€10,336▼ 83.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference
31-12-2025 abbreviated format 27-03-2026 2026-00068719
31-12-2024 abbreviated format 20-06-2025 2025-00166994
31-12-2023 abbreviated format 25-07-2024 2024-00284411

Similar companies · same sector, comparable size

Of the 24,455 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,128. 13,478 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No sitting directors in the 2 Gazette acts read. See the directors and other office holders in the KBO →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 13-06-2023 ↗
  • CUYPERS Jan Jaak Maria 50 shares (50%) · in cash
  • SEGERS Godelieve Ann Ludovica 50 shares (50%) · in cash

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 13-06-2023 Incorporation · €3,000 · 100 shares

Group and network

Connections & network

No sitting directors or connected companies in the 2 Gazette acts read.

History

On 9 June 2023, CuypCo was incorporated as a private limited company by two natural persons, with a starting capital of €3,000.12 In 2025 the registered office moved to Mechelen.3 Total assets went from €47,758 in 2023 to €189,893 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 13-06-2023
  3. 3Belgian Official Gazette, 12-02-2025
  4. 4National Bank, annual accounts 2023 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
27-03
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
31-12
Financial Weakest financial yearnet €31,340 ▼62.6%
Net result drops to €31,340, the lowest in the series.
31-12
Financial Equity above €150,000equity €150,821 ▲26.2%
A profit in every financial year since 2023 builds equity to €150,821.
20-06
NBB filing Annual accounts filed
financial year 2024 · abbreviated format
12-02
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • Board meeting, “De bestuurder” (deed in Dutch)
  • Registered-office move, 't Plein 1 bus 0301 2800 Mechelen
  • Director in office, Jan Cuypers (director)
2024
31-12
Financial Highest result from 2023 to 2025net €83,797 ▲156%
Operating result €107,761, net result €83,797, both a record.
31-12
Financial Equity above €100,000equity €119,481 ▲235%
A profit in every financial year since 2023 builds equity to €119,481.
25-07
NBB filing Annual accounts filed
financial year 2023 · abbreviated format
2023
13-06
Gazette deed Incorporation
Founder · Founding capital · Bank account6 facts ▸
  • Incorporation, “CuypCo” (deed in Dutch)
  • Founder, CUYPERS Jan Jaak Maria
  • Founder, SEGERS Godelieve Ann Ludovica
  • Founding capital, €3,000
  • Bank account, “dossier notaris, bijzondere rekening” (deed in Dutch)
  • Other provision, “statuten, HOOFDSTUK II.- STATUTEN” (deed in Dutch)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
2 of 2 deeds read

Register details

Identification
Legal formPrivate limited company
Founded09-06-2023
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802562063
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
774 m²
Building footprint
484 m²
Parcel 12025D0551/00F004, Flanders. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
CuypCo
't Plein 1, 2800 MechelenComputer consultancy and computer facilities management
since 2023unit no. 2.346.023.489
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
12025D0551/00F004 Flanders 774 m² 1 · 484 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Het optreden als managementvennootschap op onafhankelijke wijze aan bedrijven,privépersonen en instellingen. De vennootschap kan zelf of als…” (deed in Dutch)
15 activities (deed in Dutch)
  1. Het optreden als managementvennootschap op onafhankelijke wijze aan bedrijven,privépersonen en instellingen. De vennootschap kan zelf of als tussenpersoon alle hulpmiddelen verschaffen,bestuurders- en zaakvoerdersfuncties waarnemen of laten waarnemen en diensten verlenen die direct of indirect in verband staan met het voorgaande en het hier onder genoemde. Deze diensten kunnen worden geleverd krachtens een contractuele of statutaire benoeming en in de hoedanigheid van externe raadgever of orgaan van de cliënt.
  2. In lijn met het boven genoemde kan de vennootschap consulting functies uitoefenen en bijstand,advies,opleiding,onderzoek en leiding verlenen aan bedrijven,privépersonen en instellingen,evenals op het vlak van algemeen management,marketing,human resources,productie en ontwikkeling,processing,interactie met derde partijen,probleemoplossing,strategieontwikkeling,het ontwikkelen van en toepassen van wetenschappelijke instrumenten en het besturen van vennootschappen,dit alles in de meest ruime betekenis.
  3. Alle mogelijke verrichtingen en activiteiten in verband met ontwikkeling,onderzoek,productie,werking,aankoop,verkoop,invoer,uitvoer,vervoer,huur,verhuur,vertegenwoordiging,promotie,installatie,fabricatie,transformatie,vervoer en de handel in al haar vormen van alle goederen en producten en levering van diensten,in het bijzonder voor het leveren van totaaloplossingen in de sectoren van informatica,elektronica,elektronische apparatuur en meer bepaald,onder andere,computers en telecommunicatieapparatuur,en dit zowel op hardware als op software gebied,evenwel als voor alle verbandhoudende producten en alle instrumenten,materiaal,accessoires en apparaten met betrekking tot deze handel.
  4. De ontwikkeling en commercialisering van informatica-,toepassings- en uitvoeringsprogramma’s,handleidingen,en onderhoudspakketten voor de bovenvernoemde producten.
  5. Aankoop,verkoop,huur,verhuur van alle elektronische,elektrische en informaticamaterialen,en in het algemeen alle materiaal die rechtstreeks of onrechtstreeks nuttig kan zijn voor het voorwerp van de vennootschap,langs om het even welke weg,zoals internet,handel et cetera.
  6. Levering van opleiding,studies en andere adviezen aan iedereen in het domein van informatica in de breedste zin van het woord,zoals telefonie,veiligheid,servers,et cetera.
  7. Uitsluitend in eigen naam en voor eigen rekening: het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen,al dan niet onder het stelsel van de BTW,met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenhuisinrichting en decoratie,de huur- en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken,van onroerende goederen of onroerende zakelijke rechten.
  8. Uitsluitend in eigen naam en voor eigen rekening: het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend vermogen; alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals de aan- en verkoop,de huur- en verhuur,de ruil; in het bijzonder het beheer en de valorisatie van alle verhandelbare waardepapieren,aandelen,obligaties,staatsfondsen.
  9. Uitsluitend in eigen naam en voor eigen rekening: het aangaan en verstrekken van leningen,kredieten,financieringen en het aangaan van leasingcontracten,in het kader van de bovenvermelde doelstellingen.
  10. De vennootschap kan samenwerken met,deelnemen in,of op gelijk welke wijze,rechtstreeks of onrechtstreeks,belangen nemen in andere ondernemingen.
  11. De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen,onder meer door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak. Zij mag zich borg stellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren,in de meest ruime zin.
  12. Zij heeft in het algemeen de volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp,rechtstreeks of onrechtstreeks,geheel of ten dele vergemakkelijken.
  13. Zij kan belangen nemen door associatie,inbreng,fusie,financiële tussenkomst of op gelijk welke andere wijze,in alle vennootschappen,verenigingen of ondernemingen met een identiek,gelijklopend of samenhangend voorwerp met het hare,of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen.
  14. Zij kan de functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen.
  15. In het geval de verrichting van bepaalde handelingen zou onderworpen zijn aan voorafgaande voorwaarden inzake toegang tot het beroep,zal de vennootschap haar optreden,wat betreft de verrichting van deze handelingen,aan de vervulling van deze voorwaarden ondergeschikt maken.

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
CuypCo
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
One provision in the deed

deed of 13-06-2023

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Bestuursorgaan, Artikel 10” (deed in Dutch)
“Alle handelingen nodig of dienstig tot verwezenlijking voorwerp,behalve wet of statuten aan algemene vergadering voorbehouden, tenminste…” (deed in Dutch)

deed of 13-06-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Wednesday of June at 14:00

deed of 13-06-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Bestuursorgaan bepaalt alleen dan wel gezamenlijk optreden, dagelijks bestuur” (deed in Dutch)
Other provision: “Toegang algemene vergadering, Artikel 17” (deed in Dutch)
Other provision: “Iedere aandeelhouder aan ieder ander persoon,al dan niet aandeelhouder,per alle middelen van overdracht schriftelijk; blijft geldig voor…” (deed in Dutch)
Other provision: “Bestemming winst-reserves-interimdividend, Artikel 22” (deed in Dutch)
2 more provisions in the deed, see the deed of 13-06-2023

deed of 13-06-2023