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CUVELIER CONSULT

Active
Private limited companyfounded 2023active for 3 yearsVogelzangdreef 3, 8400 Oostende, BelgiumKBO/BCE: BE 0795.924.392
Summary

CUVELIER CONSULT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164,752 and a net result of €57,395. Its solvency ranks better than 67% of 2,598 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 09-01-2023 Normal situation
Activity
Driving schools for cars and motorcycles NACE 85531and 5 others
Establishment unit
2.340.631.972 8400 Oostende, since 09-01-2023
Financial year end
31 December
Peppol
Reachable since 26-09-2025

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€91,927
▼ 31.4%
Turnover
≈ €280,000
estimated
Profit
€57,395
▼ 39.8%
Equity
€164,752
▲ 53.5%
Total assets
€260,740
▲ 70.1%
Filed on 31-07-2026, on time
Score breakdownlowers riskSector: Education (NACE 85)Liquidity: current ratio 1.73, cash €100,338Size: total assets €260,740Equity €164,752 (63.2% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 75% of micro companies in education (NACE 85)
Financial strength · tick: 2024
Strong
Solvency 88-7
equity 63.2% of total assets
Liquidity 83-5
short-term debt 34.5% · cash 38.5%
Profitability 96-4
return on assets 22.0%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,821 companies, NACE 85, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025highest value 06-2025: 0.6%● unchanged vs 05-2025highest value 07-2025: 0.6%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.6 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.73 (2.25 in 2024), above the usual 1.5. Short-term debt is 34.5% and cash 38.5% of total assets. 36.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 65% of them on solvency, 73% on liquidity, 79% on profitability and 84% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Liquidity: current ratio 1.73, cash €100,338
NBB · annual accounts
lowers risk · Size: total assets €260,740
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €164,752 (63.2% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
on the day
2024
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average on the deadline day. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Higher net result than 88% of companies in educationsector median €7,342 · 2,600 companies €57,395 View
  • Positive: Equity rose in 2025from €107,356 to €164,752 ▲ 53.5% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €12,000 · Appointments: CUVELIER Yves Chris Georges (statutory director) and GOFFINGS Katrien Adrienne Maria (statutory director)
All 4 events

Comparable companies

These companies have the same main activity as CUVELIER CONSULT: driving schools for cars and motorcycles (NACE 85531). They are comparable in size and age: total assets between €175,000 and €320,000, founded between 2021 and 2023.

CompanyTotal assetsGross margin
CUVELIER CONSULT Oostende€260,740€91,927
JAY DRIVE Courcelles€211,223€67,423
AUTO-ECOLE PRIORITE Namur€251,309€145,193
ANTWERPSE RIJSCHOOL Antwerpen€220,930€57,584
Asil Group Antwerpen€174,569€73,366
Nitrac Wijnegem€177,916€78,222
Permis Online Libin€319,751€102,082
Full comparison

Key facts about CUVELIER CONSULT

What is the company number of CUVELIER CONSULT?
The company number of CUVELIER CONSULT is 0795.924.392. The VAT number is the same number with BE in front: BE 0795.924.392.
Where is CUVELIER CONSULT based?
The registered office is at Vogelzangdreef 3, 8400 Oostende.Company details
What does CUVELIER CONSULT do?
According to the KBO register, the main activity is driving schools for cars and motorcycles (NACE 85531).
What is the legal form of CUVELIER CONSULT?
The legal form of CUVELIER CONSULT is Private limited company (BV).
When was CUVELIER CONSULT founded?
CUVELIER CONSULT was founded on 09-01-2023.
Is CUVELIER CONSULT still active?
Yes, CUVELIER CONSULT is an active enterprise in the KBO register.
What is the turnover of CUVELIER CONSULT?
The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €91,927 and 2,678 comparable companies of the same size. It probably lies between €180,000 and €480,000. It is a rough estimate.Financials
Is CUVELIER CONSULT profitable?
In financial year 2025, CUVELIER CONSULT made a profit of €57,395.
Where can I find the annual accounts of CUVELIER CONSULT?
CUVELIER CONSULT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CUVELIER CONSULT due?
CUVELIER CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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