Parent and group
- JOSADIS100%
CUVA VOEDING HOUTHALEN
ActiveSummary
CUVA VOEDING HOUTHALEN has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217,388 and a net result of €41,545. Equity has been growing by about 7.5% per year since 2018. Its solvency ranks better than 25% of 5,036 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Official details
Source: KBO- Status
- Active since 26-06-1987 Normal situation
- Registered office
- 43 active companies are registered at this address Source: KBO register, as of 2 November 2026.
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
- Joint committees
- 119 Paritair Comité voor de handel in voedingswaren
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 30-09-2025
- Establishment unit
- 2.029.662.939 3530 Houthalen-Helchteren, since 27-07-1987
- Financial year end
- 30 September
- Peppol
- Reachable since 17-10-2025
Board and ownership
Shareholders
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.3%
Annual accounts to 30-09-2025
- Turnover
- €8.1m
- Profit
- €41,545
- ▼ 76.5%
- Equity
- €217,388
- ▲ 23.6%
- Total assets
- €1.5m
- ▲ 15.3%
- Employees on 30-09-2025
- 14
- ▼ 12.5%
Net result -76%: other schema
Filed on 27-04-2026, 3 days before the deadline
Score breakdownraises riskEquity €217,388 (14.8% of total assets)Sector: Retail trade (NACE 47)Size: turnover €8.1m, 12.8 FTE, total assets €1.5mLiquidity: current ratio 0.84, cash €35,960Show the evidence
Checked score
Score 2025
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 39% of small companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency
40+1
equity 14.8% of total assets
Liquidity
9+1
short-term debt 80.5% · cash 2.5%
Profitability
58-28
return on assets 2.8%
Bankruptcy probability within 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.9%
01-2025: 3.0%▲ +0.1 percentage points vs 12-2024
02-2025: 3.0%● unchanged vs 01-2025
03-2025: 2.9%▼ -0.1 percentage points vs 02-2025
04-2025: 3.1%▲ +0.2 percentage points vs 03-2025
05-2025: 3.2%▲ +0.1 percentage points vs 04-2025highest value
06-2025: 3.2%● unchanged vs 05-2025highest value
07-2025: 3.2%● unchanged vs 06-2025highest value
08-2025: 3.2%● unchanged vs 07-2025highest value
09-2025: 3.2%● unchanged vs 08-2025highest value
10-2025: 1.5%▼ -1.7 percentage points vs 09-2025
11-2025: 1.5%● unchanged vs 10-2025
12-2025: 1.5%● unchanged vs 11-2025
01-2026: 1.5%● unchanged vs 12-2025
02-2026: 1.8%▲ +0.3 percentage points vs 01-2026
03-2026: 1.8%● unchanged vs 02-2026
04-2026: 1.9%▲ +0.1 percentage points vs 03-2026
05-2026: 2.4%▲ +0.5 percentage points vs 04-2026
06-2026: 2.0%▼ -0.4 percentage points vs 05-2026
07-2026: 2.0%● unchanged vs 06-2026
08-2026: 2.0%● unchanged vs 07-2026
09-2026: 1.2%▼ -0.8 percentage points vs 08-2026lowest value
10-2026: 1.3%▲ +0.1 percentage points vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.84 (0.71 in 2024), below 1. Short-term debt is 80.5% and cash 2.5% of total assets. 85.2% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 28% of them on solvency, 8% on liquidity, 39% on profitability and 81% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
6 days early
2023
6 days early
2022
6 days early
2021
9 days early
2020
2 days early
2019
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 24 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
Key points
Recent changes
- · Gazette deed Registered office moved from Houthalen-Helchteren to Dilsen-Stokkem
- · Gazette deed Permanent representatives: Susanna Lemmens, Jerica Cretskens and Raymond Cretskens
- · Gazette deed Registered office moved from Dilsen-Stokkem to Houthalen-Helchteren
Companies linked to CUVA VOEDING HOUTHALEN
Comparable companies
These companies have the same main activity as CUVA VOEDING HOUTHALEN: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €1.1m and €3.3m, founded between 1973 and 2002.
| Company | Total assets | Turnover |
|---|---|---|
| CUVA VOEDING HOUTHALEN Dilsen-Stokkem | €1.5m | €8.1m |
| CREJEN Dilsen-Stokkem | €2.0m | €9.1m |
| CRESCEHOES Dilsen-Stokkem | €3.3m | €8.9m |
| GEKEL Kelmis | €1.5m | €7.1m |
| STIGAM Zaventem | €2.6m | €10.5m |
| DELMARENGO Frameries | €2.0m | €8.8m |
| JEREMIL Saint-Georges-sur-Meuse | €1.1m | €6.9m |
Key facts about CUVA VOEDING HOUTHALEN
- What is the company number of CUVA VOEDING HOUTHALEN?
- The company number of CUVA VOEDING HOUTHALEN is 0431.480.348. The VAT number is the same number with BE in front: BE 0431.480.348.
- Where is CUVA VOEDING HOUTHALEN based?
- The registered office is at Kempenstraat 13, 3650 Dilsen-Stokkem.Company details
- What does CUVA VOEDING HOUTHALEN do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of CUVA VOEDING HOUTHALEN?
- The legal form of CUVA VOEDING HOUTHALEN is Public limited company (NV).
- When was CUVA VOEDING HOUTHALEN founded?
- CUVA VOEDING HOUTHALEN was founded on 26-06-1987.
- Is CUVA VOEDING HOUTHALEN still active?
- Yes, CUVA VOEDING HOUTHALEN is an active enterprise in the KBO register.
- How many employees does CUVA VOEDING HOUTHALEN have?
- CUVA VOEDING HOUTHALEN had an average of 12.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CUVA VOEDING HOUTHALEN fall under?
- In its 30-09-2025 annual accounts, CUVA VOEDING HOUTHALEN states joint committees 119 (Paritair Comité voor de handel in voedingswaren) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
- What is the turnover of CUVA VOEDING HOUTHALEN?
- The turnover of CUVA VOEDING HOUTHALEN was €8.1m in financial year 2025, according to the filed annual accounts.
- Is CUVA VOEDING HOUTHALEN profitable?
- In financial year 2025, CUVA VOEDING HOUTHALEN made a profit of €41,545.
- Where can I find the annual accounts of CUVA VOEDING HOUTHALEN?
- CUVA VOEDING HOUTHALEN filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CUVA VOEDING HOUTHALEN due?
- CUVA VOEDING HOUTHALEN must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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