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CUSTODIA

Active
Private limited companyfounded 20232 yrs activeChaussée de Dinant 32, 5334 Assesse, BelgiumKBO/BCE: BE 1003.598.127
Summary

CUSTODIA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,827 and a net result of €8,703. Equity is growing by ~53.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability87▼-13
Solvency92▼-8
Growth78=
Track record82
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.97 against 2.74 in 2024; short-term debt: 33.4% and cash: 68.3% of total assets), and 33.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
66.6%
Return on assets
14.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-09-2026, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
54 d late
2024
14 d early
2023
21 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (3 of the last 3 filed years within 68 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 December 2023, CUSTODIA was incorporated as a Private limited company.1 Total assets went from EUR 10,397 in 2023 to EUR 59,772 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€39,827▲ 28.0%
2024 · €31,124
Total assets
€59,772▲ 46.7%
2024 · €40,741
Net result
€8,703▼ 64.7%
2024 · €24,648
Working capital
€39,343▲ 135%
2024 · €16,722
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€4,708-€31,902▲ 578%€14,378▼ 54.9%
Net result€3,477within the sector's middle half-€24,648within the sector's middle half▲ 609%€8,703within the sector's middle half▼ 64.7%
Equity€6,477below the sector's middle half-€31,124within the sector's middle half▲ 381%€39,827within the sector's middle half▲ 28.0%
Total assets€10,397below the sector's middle half-€40,741below the sector's middle half▲ 292%€59,772below the sector's middle half▲ 46.7%
Debt€3,920-€9,616▲ 145%€19,945▲ 107%
Working capital€6,477within the sector's middle half-€16,722within the sector's middle half▲ 158%€39,343within the sector's middle half▲ 135%
Solvency62.3%within the sector's middle half-76.4%above the sector's middle half▲ 14.1pp66.6%above the sector's middle half▼ 9.8pp
Current ratio2.65within the sector's middle half-2.74within the sector's middle half▲ 0.092.97above the sector's middle half▲ 0.23
Return on assets (ROA)33.4%above the sector's middle half-60.5%above the sector's middle half▲ 27.1pp14.6%above the sector's middle half▼ 45.9pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000€30,000Operating result 2023: €4,708€4,708Net result 2023: €3,477€3,477Operating result 2024: €31,902€31,902Net result 2024: €24,648€24,648Operating result 2025: €14,378€14,378Net result 2025: €8,703€8,703202320242025€0€10,000€20,000€30,000Operating result 2023: €4,708€4,710Net result 2023: €3,477€3,480Operating result 2024: €31,902€31,900Net result 2024: €24,648€24,600Operating result 2025: €14,378€14,400Net result 2025: €8,703€8,700202320242025
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59,772
Fixed assets €485 ▼ 96.6%
Current assets €59,287 ▲ 125%
Equity and liabilities €59,772
Equity €39,827 ▲ 28.0%
Debt €19,945 ▲ 107%
Debt's share of the balance-sheet total rises from 23.6% to 33.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€14,764▼
2024 · €36,754
Cash flow
€9,088▼
2024 · €29,500
Debt to equity
0.50▲
2024 · 0.31
ROE
21.9%▼
2024 · 79.2%
Interest coverage
11.76▼
2024 · 606.41
Debt ≤ 1 year
€19,945▲
2024 · €9,616
Income taxes
€4,419▼
2024 · €7,194
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€40,741€59,772▲
Fixed assets21/28€14,402€485▼
Tangible fixed assets22/27€14,402€485▼
Furniture and vehicles24€14,402€485▼
Current assets29/58€26,339€59,287▲
Amounts receivable within one year40/41€1,806€9,569▲
Other amounts receivable41€1,806€9,569▲
Cash at bank and in hand54/58€24,533€40,835▲
Deferred charges and accrued income490/1-€8,884
Equity and liabilities
Total equity and liabilities10/49€40,741€59,772▲
Equity10/15€31,124€39,827▲
Contributions10/11€3,000€3,000=
Reserves13-€8,700
Distributable reserves133-€8,700
Profit (loss) carried forward14€28,124€28,127=
Amounts payable17/49€9,616€19,945▲
Amounts payable within one year42/48€9,616€19,945▲
Trade debts44€810€7,517▲
Suppliers440/4€810€7,517▲
Taxes, remuneration and social security45€5,266€8,866▲
Taxes450/3€5,266€8,866▲
Other amounts payable47/48€3,541€3,562▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,852€386▼
Other operating charges640/8€1,283€5,183▲
Gross operating margin9900€38,037€19,947▼
Operating profit (loss)9901€31,902€14,378▼
Financial charges65/66B€61€1,256▲
Recurring financial charges65€61€1,256▲
Profit (loss) for the period before taxes9903€31,842€13,122▼
Income taxes67/77€7,194€4,419▼
Profit (loss) for the period9904€24,648€8,703▼
Profit (loss) for the period to be appropriated9905€24,648€8,703▼
Appropriation of the result
Profit (loss) to be appropriated9906€28,124€36,827▲
Profit (loss) brought forward from the previous period14P€3,477€28,124▲
Transfer to equity691/2-€8,700
To other reserves6921-€8,700

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,815€4,852€386▼ 92.1%
Other operating charges640/8-€1,283€5,183▲ 304%
Gross operating margin9900€6,523€38,037€19,947▼ 47.6%
Operating profit (loss)9901€4,708€31,902€14,378▼ 54.9%
Financial charges65/66B-€61€1,256▲ 1,972%
Recurring financial charges65-€61€1,256▲ 1,972%
Profit (loss) for the period before taxes9903€4,708€31,842€13,122▼ 58.8%
Income taxes67/77€1,231€7,194€4,419▼ 38.6%
Profit (loss) for the period9904€3,477€24,648€8,703▼ 64.7%
Profit (loss) for the period to be appropriated9905€3,477€24,648€8,703▼ 64.7%
Line202320242025Change
Assets
Total assets20/58€10,397€40,741€59,772▲ 46.7%
Fixed assets21/28-€14,402€485▼ 96.6%
Tangible fixed assets22/27-€14,402€485▼ 96.6%
Furniture and vehicles24-€14,402€485▼ 96.6%
Current assets29/58€10,397€26,339€59,287▲ 125%
Amounts receivable within one year40/41€7,397€1,806€9,569▲ 430%
Trade receivables40€7,397---
Other amounts receivable41-€1,806€9,569▲ 430%
Cash at bank and in hand54/58€3,000€24,533€40,835▲ 66.5%
Deferred charges and accrued income490/1--€8,884-
Equity and liabilities
Total equity and liabilities10/49€10,397€40,741€59,772▲ 46.7%
Equity10/15€6,477€31,124€39,827▲ 28.0%
Contributions10/11€3,000€3,000€3,000=
Reserves13--€8,700-
Distributable reserves133--€8,700-
Profit (loss) carried forward14€3,477€28,124€28,127=
Amounts payable17/49€3,920€9,616€19,945▲ 107%
Amounts payable within one year42/48€3,920€9,616€19,945▲ 107%
Trade debts44€2,389€810€7,517▲ 828%
Suppliers440/4€2,389€810€7,517▲ 828%
Taxes, remuneration and social security45€1,231€5,266€8,866▲ 68.4%
Taxes450/3€1,231€5,266€8,866▲ 68.4%
Other amounts payable47/48€300€3,541€3,562▲ 0.6%
Line202320242025Change
Profit (loss) for the period9904€3,477€24,648€8,703▼ 64.7%
+ Depreciation and write-downs630€1,815€4,852€386▼ 92.1%
Operating cash flow (approximation)€5,292€29,500€9,088▼ 69.2%
Investment in fixed assets (approximation)--€13,532-
Change in cash-€21,533€16,302▼ 24.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
23-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 54 days late
2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2023net €24,648 ▲609%
Operating result €31,902, net result €24,648, both a record.
10-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2023
exact location from the address register On OpenStreetMap
Ground area
206 m²
Building footprint
98 m²
Parcel 92044B0178/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CUSTODIA
Route de Dinant 32, 5330 AssesseReal estate activities
since 20232.355.713.393
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92044B0178/00H000 Wallonia 206 m² 1 · 98 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,755 companies in sector 68310 we hold annual accounts for 6,912. 4,669 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
Contact
E-mail nathan.preaux21@gmail.com
Phone +32474875644
E-mail nathan.preaux@gmail.comAssesse
Phone 0474875644Assesse
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003598127
Registered 25-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.