CUSTODECO
ActiveCUSTODECO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €11k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 51% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-32
Solvency60▼-16
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.76 in 2024; short-term debt: 63.3% and cash: 7.4% of total assets), and 65% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35%
Return on assets
4.3%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-03-2026, 39 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
39 d late
2024
on the day
2023
on the day
2022
60 d early
2021
21 d late
2020
19 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€11k▼ 72.1%
2024 · €39k
2019: €-35k
2020: €-9k
2021: €28k
2022: €3k
2023: €-5k
2024: €39k
2019 → 2025
Working capital
€75k▲ 32.4%
2024 · €57k
2019: €-32k
2020: €-23k
2021: €21k
2022: €17k
2023: €15k
2024: €57k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€44k▲ 6.5%€39k▼ 11.7%€78k▲ 101%€89k▲ 14.0%
Operating result€32k-€7k▼ 77.9%€281▼ 96.0%€86k▲ 30,469%€132k▲ 53.1%
Net result€28k-€3k▼ 90.3%€-5k€39k€11k▼ 72.1%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 53% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254k
Fixed assets
€18k▼ 14.6%
Current assets
€236k▲ 78.9%
Equity and liabilities €254k
Equity
€89k▲ 14.0%
Debt
€165k▲ 120%
The debt ratio rises from 49.1% to 65.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€135k▲
2024 · €89k
Cash flow
€14k▼
2024 · €42k
Solvency
35.0%▼
2024 · 50.9%
Current ratio
1.47▼
2024 · 1.76
Quick ratio
1.47▼
2024 · 1.76
Debt / equity
1.86▲
2024 · 0.96
ROE
12.3%▼
2024 · 50.4%
ROA
4.3%▼
2024 · 25.6%
Interest coverage
1.19▼
2024 · 1.87
Debt
€165k▲
2024 · €75k
Debt ≤ 1 year
€161k▲
2024 · €75k
Income taxes
€8k▲
2024 · €-716
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€153k€254k▲
Fixed assets21/28€21k€18k▼
Intangible fixed assets21€20k€17k▼
Financial fixed assets28€337€337=
Current assets29/58€132k€236k▲
Amounts receivable within one year40/41€79k€217k▲
Trade receivables40€55k€197k▲
Other amounts receivable41€25k€20k▼
Cash at bank and in hand54/58€36k€19k▼
Deferred charges and accrued income490/1€16k€0▼
Equity and liabilities
Total equity and liabilities10/49€153k€254k▲
Equity10/15€78k€89k▲
Contributions10/11€19k€19k=
Reserves13€59k€70k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€25k€25k=
Distributable reserves133€32k€43k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€75k€165k▲
Amounts payable within one year42/48€75k€161k▲
Trade debts44€45k€138k▲
Suppliers440/4€45k€138k▲
Taxes, remuneration and social security45€30k€23k▼
Taxes450/3€30k€23k▼
Remuneration and social security454/9€0-
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€489€120▼
Gross operating margin9900€89k€135k▲
Operating profit (loss)9901€86k€132k▲
Financial charges65/66B€47k€113k▲
Recurring financial charges65€47k€113k▲
Profit (loss) for the period before taxes9903€38k€18k▼
Income taxes67/77€-716€8k▲
Profit (loss) for the period9904€39k€11k▼
Profit (loss) for the period to be appropriated9905€39k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€11k▼
Profit (loss) brought forward from the previous period14P€-7k€0▲
Transfer to equity691/2€32k€11k▼
To other reserves6921€32k€11k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
02-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 21 days late
2021
30-06
Financial
Back to profitnet €28k
Net result €28k after 2 loss-making years.
30-06
Financial
Liquidity triplescurrent ratio 2.06
Current ratio from 0.64 to 2.06; short-term debt falls from €65k to €19k.
19-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 19 days late
2020
25-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2019
14-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 14 days late
2018
02-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 2 days late
2017
22-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée de Salmonsart 47090 Braine-le-ComteGround area
1.0 ha
Building footprint
5,160 m²
Parcel 55004F0358/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CUSTODECO
since 20132.223.845.655
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55004F0358/00E000 | Wallonia | 1.0 ha | 1 · 5,160 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 1,530 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2013
Fiscal year end30-06
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.