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CUSCIMMO

Active
Private limited companyfounded 20232 yrs activeRue Joseph Hamels 23, 4367 Crisnée, BelgiumKBO/BCE: BE 1003.096.202
Summary

The computed 12-month bankruptcy probability of CUSCIMMO is 3.4% (moderate). The 2025 annual accounts show negative equity (-€22,023) and a net result of €7,008. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability43▲+20
Solvency17▲+3
Growth78
Track record82
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.08 in 2024; short-term debt: 17.6% and cash: 2.5% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-8.1%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
28 d late
2024
22 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 25 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CUSCIMMO was incorporated on 7 December 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€22,023▲ 24.1%
2024 · -€29,032
Total assets
€271,426▼ 1.6%
2024 · €275,979
Net result
€7,008
2024 · -€31,032
Working capital
-€40,786▲ 6.1%
2024 · -€43,436
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€20,747-€16,562
Net result-€31,032-€7,008
Equity-€29,032--€22,023▲ 24.1%
Total assets€275,979-€271,426▼ 1.6%
Debt€305,010-€293,449▼ 3.8%
Working capital-€43,436--€40,786▲ 6.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2024: -€20,747-€20,747Net result 2024: -€31,032-€31,032Operating result 2025: €16,562€16,562Net result 2025: €7,008€7,00820242025-€40,000-€20,000€0€20,000Operating result 2024: -€20,747-€20,700Net result 2024: -€31,032-€31,000Operating result 2025: €16,562€16,600Net result 2025: €7,008€7,01020242025
The operating result returns to profit in 2025: €16,562 after a loss of €20,747 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €271,426
Fixed assets €264,547 ▼ 2.8%
Current assets €6,879 ▲ 85.7%
Key figures and ratios
2025 value · change against 2024
EBITDA
€24,288▲
2024 · €22,389
Cash flow
€14,735▲
2024 · €12,104
Solvency
-8.1%▲
2024 · -10.5%
Current ratio
0.14▲
2024 · 0.08
Debt to equity
-13.32▼
2024 · -10.51
ROA
2.6%▲
2024 · -11.2%
Interest coverage
2.54▲
2024 · 2.18
Debt ≤ 1 year
€47,665▲
2024 · €47,141
Debt > 1 year
€245,719▼
2024 · €257,869
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet Code20242025
Assets
Total assets20/58€275,979€271,426▼
Fixed assets21/28€272,274€264,547▼
Tangible fixed assets22/27€272,274€264,547▼
Land and buildings22€272,274€264,547▼
Current assets29/58€3,705€6,879▲
Cash at bank and in hand54/58€3,705€6,879▲
Equity and liabilities
Total equity and liabilities10/49€275,979€271,426▼
Equity10/15-€29,032-€22,023▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€31,032-€24,023▲
Amounts payable17/49€305,010€293,449▼
Amounts payable after more than one year17€257,869€245,719▼
Financial debts170/4€257,869€245,719▼
Amounts payable within one year42/48€47,141€47,665▲
Current portion of amounts payable after more than one year42€11,732€12,150▲
Other amounts payable47/48€35,409€35,515▲
Accrued charges and deferred income492/3-€66
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43,136€7,727▼
Other operating charges640/8€3,258€2,928▼
Gross operating margin9900€25,647€27,216▲
Operating profit (loss)9901-€20,747€16,562▲
Financial charges65/66B€10,284€9,554▼
Recurring financial charges65€10,284€9,554▼
Profit (loss) for the period before taxes9903-€31,032€7,008▲
Profit (loss) for the period9904-€31,032€7,008▲
Profit (loss) for the period to be appropriated9905-€31,032€7,008▲
Appropriation of the result
Profit (loss) to be appropriated9906-€31,032-€24,023▲
Profit (loss) brought forward from the previous period14P--€31,032

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43,136€7,727▼ 82.1%
Other operating charges640/8€3,258€2,928▼ 10.1%
Gross operating margin9900€25,647€27,216▲ 6.1%
Operating profit (loss)9901-€20,747€16,562▲ 180%
Financial charges65/66B€10,284€9,554▼ 7.1%
Recurring financial charges65€10,284€9,554▼ 7.1%
Profit (loss) for the period before taxes9903-€31,032€7,008▲ 123%
Profit (loss) for the period9904-€31,032€7,008▲ 123%
Profit (loss) for the period to be appropriated9905-€31,032€7,008▲ 123%
Line20242025Change
Assets
Total assets20/58€275,979€271,426▼ 1.6%
Fixed assets21/28€272,274€264,547▼ 2.8%
Tangible fixed assets22/27€272,274€264,547▼ 2.8%
Land and buildings22€272,274€264,547▼ 2.8%
Current assets29/58€3,705€6,879▲ 85.7%
Cash at bank and in hand54/58€3,705€6,879▲ 85.7%
Equity and liabilities
Total equity and liabilities10/49€275,979€271,426▼ 1.6%
Equity10/15-€29,032-€22,023▲ 24.1%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€31,032-€24,023▲ 22.6%
Amounts payable17/49€305,010€293,449▼ 3.8%
Amounts payable after more than one year17€257,869€245,719▼ 4.7%
Financial debts170/4€257,869€245,719▼ 4.7%
Amounts payable within one year42/48€47,141€47,665▲ 1.1%
Current portion of amounts payable after more than one year42€11,732€12,150▲ 3.6%
Other amounts payable47/48€35,409€35,515▲ 0.3%
Accrued charges and deferred income492/3-€66-
Line20242025Change
Profit (loss) for the period9904-€31,032€7,008▲ 123%
+ Depreciation and write-downs630€43,136€7,727▼ 82.1%
Operating cash flow (approximation)€12,104€14,735▲ 21.7%
Investment in fixed assets (approximation)-€0-
Change in cash-€3,174-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial Back to profitnet €7,008
Net result €7,008 after one loss-making year.
22-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Crisnée · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
673 m²
Building footprint
97 m²
Volume, LiDAR
749 m³
Parcel 64412A0302/00R000, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
CUSCIMMO
Rue Joseph Hamels 23, 4367 CrisnéeReal estate activities
since 20232.356.832.754
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64412A0302/00R000 Wallonia 673 m² 1 · 97 m² 9.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded07-12-2023
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.