Equity
€250,944 ▲ 45.6%
Curus has made a profit without a break since 2018.
Curus
Lifetime
20 annual accounts with figures on one time axis, 26 filings since 2000peak €197,480 (2025)
€197,480▲ 66.4%
lowest -€70,670 (2017)
€78,651▲ 467%
peak €250,944 (2025)
€250,944▲ 45.6%
€1.0m▼ 5.8%
peak 1 FTE (2006)
-not published
Board2 names since 2017
2 directorsCindy VAN DER TRAPPEN and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025financial year
Gross margin from €118,662 to €197,480Result from €13,859 to €78,651Equity from €172,293 to €250,944
Key points
from the 2025 annual accountsResult
€78,651 ▲ 467%
The result rose in 2025 from €13,859 to €78,651.
Debts
€1.0m 80% of the balance sheet
Financial debts 26%Suppliers 1%Taxes and wages 3%Other 69%
Of this, €756,823 falls due within a year.
2025 accounts filed 31 days after the deadline
Checked score
83
Excellent
Financially stronger than 38% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%▼ -0.2 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -0.3 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.37, cash €1,553
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €1.3m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 23% of them on solvency, 8% on liquidity, 42% on profitability and 79% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,613 companies had the same profile as Curus has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
2.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Curus itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,613 companies, not a prediction for Curus. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €20,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.37 (0.24 in 2024), below 1. Short-term debt is 59.2% and cash 0.1% of total assets. 80.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3873 sector peers (2025).
NBB · sector comparisonPosition among 3873 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
2 days early
2023
7 days early
2022
7 days early
2021
2 days early
2020
61 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Reappointments: David PEETERS (director) and Cindy VAN DER TRAPPEN (director)
General meeting of 01-04-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0466045705
Reappointments: David Peeters (managing director) and Cindy Van Der Trappen (director)
General meeting of 25-07-2018 · Gazette deed
First establishment
Baeckelmansstraat 116, Willebroek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Curus Willebroek | €1.3m | €197,480 | 19.6% | - |
| BUSINESS AND MANAGEMENT CONSULT Herentals | €1.3m | €221,030 | 62.7% | - |
| AMP HUISVESTINGSADVIES Antwerp | €1.5m | €202,967 | 36.2% | - |
| VEGA ENGINEERING EN CONSULTING Ranst | €1.2m | €179,064 | 97.7% | - |
| MICHAEL DE ROOVER Hove | €1.4m | €190,993 | 91.5% | - |
| VAN LEUVEN - BROSENS Hoogstraten | €1.2m | €226,966 | 78.2% | 0 |
| INJOMAR Kapellen | €1.1m | €188,958 | 98.3% | - |
These companies have the same main activity as Curus: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1.1m and €1.5m, founded between 1997 and 2002.
Official details
Source: KBO- Status
- Active since 14-04-1999Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Joint committee
- 323Building management, estate agents and domestic staff · annual accounts 2025
- Establishment unit
- 2.091.142.9252830 Willebroek, since 27-05-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 03-09-2025
Insights on Curus
Curus has existed since 1999. The gross margin grew from €100,790 in 2006 to €197,480 in 2025.
The gross margin has grown every year since 2021. Solvency rose in 2025 from 13.6% to 19.6% because of the retained profit.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Curus
- What is the company number of Curus?
- The company number of Curus is 0466.045.705. The VAT number is the same number with BE in front: BE 0466.045.705.
- Where is Curus based?
- The registered office is at Baeckelmansstraat 116, 2830 Willebroek.Company details
- What does Curus do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Curus?
- Curus is a public limited company (NV).
- When was Curus founded?
- Curus was founded on 14-04-1999.
- Is Curus still active?
- Yes, Curus is an active enterprise in the KBO register.
- Which joint committee does Curus fall under?
- In its 2025 annual accounts, Curus states joint committee 323 (Building management, estate agents and domestic staff).
- What is the turnover of Curus?
- The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €197,480 and 93 comparable companies (NACE 70200). It probably lies between €260,000 and €410,000.Financials
- Is Curus profitable?
- In financial year 2025, Curus made a profit of €78,651.
- Where can I find the annual accounts of Curus?
- Curus filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Curus due?
- Curus must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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