Curly Brackets
ActiveSummary
Curly Brackets has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,592 and a net result of €78,092. Its solvency ranks better than 80% of 21,148 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-01-2025 Normal situation
- Activity
- Computer programming NACE 62100and 4 others
- Establishment unit
- 2.371.092.546 1340 Ottignies-Louvain-la-Neuve, since 28-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 08-10-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €138,743
- Turnover
- ≈ €200,000
- estimated
- Profit
- €78,092
- Equity
- €80,592
- Total assets
- €96,355
- Staff
- ≈ 0.9 FTE
- estimated
Score breakdownraises riskFounded in 2025lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 6.04, cash €31,600Equity €80,592 (83.6% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 72% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 20-05-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €40,853 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €243 |
| Other operating charges640/8 | €322 |
| Gross operating margin9900 | €138,743 |
| Operating profit (loss)9901 | €97,325 |
| Financial income75/76B | €1,114 |
| Recurring financial income75 | €1,114 |
| Financial charges65/66B | €689 |
| Recurring financial charges65 | €689 |
| Profit (loss) for the period before taxes9903 | €97,750 |
| Income taxes67/77 | €19,657 |
| Profit (loss) for the period9904 | €78,092 |
| Profit (loss) for the period to be appropriated9905 | €78,092 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €96,355 | |
| Formation expenses20 | €1,074 | |
| Current assets29/58 | €95,281 | |
| Amounts receivable within one year40/41 | €59,354 | |
| Trade receivables40 | €18,232 | |
| Other amounts receivable41 | €41,122 | |
| Cash at bank and in hand54/58 | €31,600 | |
| Deferred charges and accrued income490/1 | €4,327 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €96,355 | |
| Equity10/15 | €80,592 | |
| Contributions10/11 | €2,500 | |
| Profit (loss) carried forward14 | €78,092 | |
| Amounts payable17/49 | €15,762 | |
| Amounts payable within one year42/48 | €15,762 | |
| Trade debts44 | €11 | |
| Suppliers440/4 | €11 | |
| Taxes, remuneration and social security45 | €15,751 | |
| Taxes450/3 | €9,930 | |
| Remuneration and social security454/9 | €5,821 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €78,092 |
| + Depreciation and write-downs630 | €243 |
| Operating cash flow (approximation) | €78,336 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 11,279 companies had the same profile as Curly Brackets has now. Two years later, 0.7% had gone bankrupt and 96.6% were still going.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of Curly Brackets itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Curly Brackets. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 20-05-2026 | 2026-00114945 |
Board & ownership
Directors
Owners and capital
Shareholders
- DETOURNAY Philippe sole founder · 100% at incorporation
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Jean Paul DETOURNAY |
|
| DETOURNAY Philippe |
|
Network & group
Curly Brackets shares no director with another company.
Companies at the same address
3 other companiesConnections & network
1 current directorThe network starts from the directors of Curly Brackets. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
14-03
Gazette deed
Appointment: Jean Paul DETOURNAY (director)Resignation: Philippe DETOURNAY (director) · Director discharge4 points ▸
- General meeting, 25-02-2025
- Director appointment, Jean Paul DETOURNAY (director)
- Director resignation, Philippe DETOURNAY (director)
- Director discharge, Philippe DETOURNAY
30-01
Gazette deed
IncorporationFounder3 points ▸
- Incorporation, “CURLY BRACKETS” (deed in French)
- Founder, DETOURNAY Philippe
- Other provision, “plan financier et responsabilité des fondateurs”, 22-01-2025 (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25083D0386/00E003 | Wallonia | 1,339 m² | 1 · 218 m² | - |