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CURISPHAR

Active
Private limited companyfounded 2019active for 7 yearsHeestertstraat 39, 8540 Deerlijk, BelgiumKBO/BCE: BE 0719.758.212
Summary

The computed 12-month bankruptcy probability of CURISPHAR is 2.1% (moderate). The 2025 annual accounts show equity of €26,354 and a net result of €202,193. Equity has been growing by about 32% per year since 2019. Its solvency ranks better than 15% of 2,812 sector peers (NACE 82, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 04-02-2019 Normal situation
Activity
Other business support services NACE 82990
Establishment unit
2.285.033.948 8540 Deerlijk, since 04-02-2019
Financial year end
31 December
Peppol
Reachable since 18-09-2025

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts 2025
Gross margin
€292,735
▲ 28.0%
Turnover
≈ €440,000
estimated
Profit
€202,193
▲ 36.6%
Equity
€26,354
▼ 94.5%
Total assets
€1.4m
▲ 1.2%
Filed on 06-07-2026, 25 days before the deadline
Score breakdownraises risk2 changes of registered office in 24 monthsEquity €26,354 (1.9% of total assets)lowers riskSize: total assets €1.4mSector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 24% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Average
Solvency 27-33
equity 1.9% of total assets
Liquidity 29-23
short-term debt 49.4% · cash 3.2%
Profitability 87+5
return on assets 14.6%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,670 companies, NACE 82, micro)
Last 24 months 12-2024: 1.7% 01-2025: 1.7%● unchanged vs 12-2024lowest value 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.8%▲ +0.1 percentage points vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.9%▲ +0.1 percentage points vs 05-2025 07-2025: 2.1%▲ +0.2 percentage points vs 06-2025 08-2025: 1.7%▼ -0.4 percentage points vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.9%▲ +0.2 percentage points vs 03-2026 05-2026: 2.0%▲ +0.1 percentage points vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 2.1%▲ +0.1 percentage points vs 06-2026 08-2026: 2.1%● unchanged vs 07-2026highest value 09-2026: 2.1%● unchanged vs 08-2026 10-2026: 2.1%● unchanged vs 09-2026 11-2026: 2.1%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.1 (0.39 in 2024), below 1. Short-term debt is 49.4% and cash 3.2% of total assets. 98.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 15% of them on solvency, 16% on liquidity, 61% on profitability and 5% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €1.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Equity €26,354 (1.9% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2812 sector peers (2025).
NBB · sector comparison
Position among 2812 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
25 days early
2024
22 days early
2023
34 days early
2022
18 days early
2021
40 days early
2020
25 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Equity fell in 2025from €482,161 to €26,354 ▼ 94.5% View
  • Caution: Lower solvency than 85% of companies in office administrative supportsector median 41.4% · 2,812 companies 1.9% View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View
  • Positive: 7 profitable years in a rowprofit 2025: €202,193 7 years View

Recent changes

  1. · Gazette deed Registered office moved within DeerlijkPermanent representative: Gunther Kerkhof
  2. · Gazette deed Registered office moved within Deerlijk
  3. · Gazette deed Registered office moved from Marke to Deerlijk
All 16 events

Comparable companies

These companies have the same main activity as CURISPHAR: other business support services (NACE 82990). They are comparable in size and age: total assets between €851,000 and €2.2m, founded between 2016 and 2022.

CompanyTotal assetsGross margin
CURISPHAR Deerlijk€1.4m€0.3m
Strybol Wout Pharma Brugge€2.2m€0.2m
BARIZZA Koksijde€0.9m€0.3m
WAB Olen€1.9m€0.3m
Pierre-Baudoin Holding Namur€1.1m€0.2m
EMM HASSELT Lanaken€1.8m€0.2m
CR Pharma Harelbeke€2.2m€0.3m
Full comparison

Key facts about CURISPHAR

What is the company number of CURISPHAR?
The company number of CURISPHAR is 0719.758.212. The VAT number is the same number with BE in front: BE 0719.758.212.
Where is CURISPHAR based?
The registered office is at Heestertstraat 39, 8540 Deerlijk.Company details
What does CURISPHAR do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of CURISPHAR?
The legal form of CURISPHAR is Private limited company (BV).
When was CURISPHAR founded?
CURISPHAR was founded on 04-02-2019.
Is CURISPHAR still active?
Yes, CURISPHAR is an active enterprise in the KBO register.
What is the turnover of CURISPHAR?
The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €292,735 and 33 comparable companies (NACE 82990). It probably lies between €360,000 and €620,000.Financials
Is CURISPHAR profitable?
In financial year 2025, CURISPHAR made a profit of €202,193.
Where can I find the annual accounts of CURISPHAR?
CURISPHAR filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CURISPHAR due?
CURISPHAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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