Summary
Curavi has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €3.9m and a net result of -€51,435. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 46% of 2294 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
34 d early
2022
23 d late
2021
31 d late
2020
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check Which other companies belong to the same group?ALDEA GROUP · 15 companies What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, abbreviated schema
In the rankings
#4 company by total assets in Merelbeke-Melle, Administrative and support services sector#4 company by equity in Merelbeke-Melle, Administrative and support services sector
Equity
€3.9m▼ 1.3%
2023 · €4.0m
Total assets
€9.7m▲ 24.0%
2023 · €7.8m
Net result
-€51,435▼ 1,074%
2023 · -€4,379
Working capital
-€289,868
2023 · €3.7m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€27,932-€59,978▲ 115%€56,990▼ 5.0%€3,125▼ 94.5%€127,059▲ 3,966%
Net result€14,607within the sector's middle half--€16,994below the sector's middle half€3,044within the sector's middle half-€4,379below the sector's middle half-€51,435below the sector's middle half▼ 1,074%
Equity€364,607within the sector's middle half-€4.0mabove the sector's middle half▲ 988%€4.0mabove the sector's middle half▲ 0.1%€4.0mabove the sector's middle half▼ 0.1%€3.9mabove the sector's middle half▼ 1.3%
Total assets€1.5mwithin the sector's middle half-€5.8mabove the sector's middle half▲ 273%€6.3mabove the sector's middle half▲ 9.1%€7.8mabove the sector's middle half▲ 23.6%€9.7mabove the sector's middle half▲ 24.0%
Debt€1.2m-€1.8m▲ 52.6%€2.3m▲ 28.9%€3.8m▲ 64.1%€5.7m▲ 50.3%
Working capital€1.2mabove the sector's middle half-€1.4mabove the sector's middle half▲ 18.5%€2.2mabove the sector's middle half▲ 60.6%€3.7mabove the sector's middle half▲ 65.4%-€289,868below the sector's middle half
Solvency23.6%within the sector's middle half-68.7%within the sector's middle half▲ 45.2pp63.1%within the sector's middle half▼ 5.7pp51.0%within the sector's middle half▼ 12.1pp40.6%within the sector's middle half▼ 10.4pp
Current ratio5.25above the sector's middle half-3.12within the sector's middle half▼ 2.137.62above the sector's middle half▲ 4.5010.83above the sector's middle half▲ 3.210.10below the sector's middle half▼ 10.73
Return on assets (ROA)0.9%within the sector's middle half--0.3%below the sector's middle half▼ 1.2pp0.0%within the sector's middle half▲ 0.3pp-0.1%below the sector's middle half▼ 0.1pp-0.5%below the sector's middle half▼ 0.5pp
Staff (FTE)0.9below the sector's middle half-1below the sector's middle half▲ 11.1%1within the sector's middle half=1within the sector's middle half=1within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 3,966% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €9.7m
Fixed assets
€9.6m ▲ 158%
Current assets
€31,100 ▼ 99.2%
Equity and liabilities €9.7m
Equity
€3.9m ▼ 1.3%
Debt
€5.7m ▲ 50.3%
Debt's share of the balance-sheet total rises from 49.0% to 59.4%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-1.3%▼
2023 · -0.1%
Debt ≤ 1 year
€320,969▼
2023 · €374,251
Debt > 1 year
€5.2m▲
2023 · €3.3m
Income taxes
€174▲
2023 · €164
Staff costs
€67,907▼
2023 · €73,786
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €49,792 | €77,632 | €73,786 | €67,907 | ▼ 8.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €156,432 | €2,036 | €7,974 | €7,637 | €7,466 | ▼ 2.2% |
| Other operating charges640/8 | - | €76,520 | €4,300 | €5,745 | €4,855 | ▼ 15.5% |
| Gross operating margin9900 | €226,428 | €188,325 | €146,896 | €90,294 | €207,287 | ▲ 130% |
| Operating profit (loss)9901 | €27,932 | €59,978 | €56,990 | €3,125 | €127,059 | ▲ 3,966% |
| Financial income75/76B | - | €241 | €16,572 | €117,762 | €79,906 | ▼ 32.1% |
| Recurring financial income75 | - | €241 | €16,572 | €117,762 | €79,906 | ▼ 32.1% |
| Financial charges65/66B | - | €77,213 | €70,245 | €125,102 | €258,226 | ▲ 106% |
| Recurring financial charges65 | €7,838 | €77,213 | €70,245 | €125,102 | €258,226 | ▲ 106% |
| Profit (loss) for the period before taxes9903 | €20,094 | -€16,994 | €3,317 | -€4,215 | -€51,261 | ▼ 1,116% |
| Income taxes67/77 | €5,487 | - | €273 | €164 | €174 | ▲ 6.1% |
| Profit (loss) for the period9904 | €14,607 | -€16,994 | €3,044 | -€4,379 | -€51,435 | ▼ 1,074% |
| Profit (loss) for the period to be appropriated9905 | €14,607 | -€16,994 | €3,044 | -€4,379 | -€51,435 | ▼ 1,074% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €5.8m | €6.3m | €7.8m | €9.7m | ▲ 24.0% |
| Fixed assets21/28 | €103,968 | €3.7m | €3.7m | €3.7m | €9.6m | ▲ 158% |
| Intangible fixed assets21 | €2,708 | €1,458 | €208 | - | - | - |
| Tangible fixed assets22/27 | €1,260 | €11,525 | €15,778 | €8,349 | €2,093 | ▼ 74.9% |
| Plant, machinery and equipment23 | - | €11,525 | €15,778 | €8,349 | €2,093 | ▼ 74.9% |
| Financial fixed assets28 | €100,000 | €3.7m | €3.7m | €3.7m | €9.6m | ▲ 158% |
| Current assets29/58 | €1.4m | €2.0m | €2.6m | €4.1m | €31,100 | ▼ 99.2% |
| Amounts receivable within one year40/41 | €1.1m | €1.8m | €2.4m | €4.0m | €2,178 | ▼ 99.9% |
| Trade receivables40 | - | €946,391 | €144,901 | €89,351 | €2,178 | ▼ 97.6% |
| Other amounts receivable41 | - | €876,733 | €2.3m | €3.9m | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €302,058 | €210,774 | €134,604 | €36,663 | €3,795 | ▼ 89.7% |
| Deferred charges and accrued income490/1 | - | €4,884 | €24,572 | €49,188 | €25,127 | ▼ 48.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €5.8m | €6.3m | €7.8m | €9.7m | ▲ 24.0% |
| Equity10/15 | €364,607 | €4.0m | €4.0m | €4.0m | €3.9m | ▼ 1.3% |
| Contributions10/11 | - | €4.0m | €4.0m | €4.0m | €4.0m | = |
| Profit (loss) carried forward14 | €14,607 | -€2,387 | €657 | -€3,722 | -€55,157 | ▼ 1,382% |
| Amounts payable17/49 | €1.2m | €1.8m | €2.3m | €3.8m | €5.7m | ▲ 50.3% |
| Amounts payable after more than one year17 | €900,000 | €1.2m | €1.9m | €3.3m | €5.2m | ▲ 55.0% |
| Financial debts170/4 | - | €1.2m | €1.9m | €3.3m | €5.2m | ▲ 55.0% |
| Amounts payable within one year42/48 | €274,850 | €653,860 | €336,153 | €374,251 | €320,969 | ▼ 14.2% |
| Current portion of amounts payable after more than one year42 | - | €274,707 | €279,760 | €284,905 | €290,146 | ▲ 1.8% |
| Trade debts44 | €257,704 | €370,787 | €41,485 | €75,839 | €18,063 | ▼ 76.2% |
| Suppliers440/4 | - | €370,787 | €41,485 | €75,839 | €18,063 | ▼ 76.2% |
| Taxes, remuneration and social security45 | - | €8,365 | €14,909 | €13,506 | €12,760 | ▼ 5.5% |
| Taxes450/3 | - | €2,632 | €3,951 | €3,503 | €2,754 | ▼ 21.4% |
| Remuneration and social security454/9 | - | €5,733 | €10,957 | €10,004 | €10,007 | = |
| Accrued charges and deferred income492/3 | - | - | €46,034 | €105,909 | €244,059 | ▲ 130% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,607 | -€16,994 | €3,044 | -€4,379 | -€51,435 | ▼ 1,074% |
| + Depreciation and write-downs630 | €156,432 | €2,036 | €7,974 | €7,637 | €7,466 | ▼ 2.2% |
| Operating cash flow (approximation) | €171,040 | -€14,958 | €11,018 | €3,258 | -€43,969 | ▼ 1,450% |
| Investment in fixed assets (approximation) | - | -€3.6m | -€10,977 | €0 | -€5.9m | - |
| Change in cash | - | -€91,283 | -€76,170 | -€97,941 | -€32,869 | ▲ 66.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€51,435
Net result drops to -€51,435, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
31-12
Financial
Back to profitnet €3,044
Net result €3,044 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 7.62
Current ratio from 3.12 to 7.62; short-term debt falls from €653,860 to €336,153.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Equity above €2mEq €4.0m ▲988%
Equity rises from €364,607 to €4.0m.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2020
Ground area
3,359 m²
Building footprint
1,196 m²
Volume, LiDAR
24,027 m³
Parcel 44043A0411/00F002, Flanders · tallest building 23.3 m, ±7 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
Curavi
since 20202.302.504.836
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44043A0411/00F002 | Flanders | 3,359 m² | 1 · 1,196 m² | 23.3 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
ALDEA GROUP
15 companies
Group, risk and exposure
Owners and holdings
1 owner · 3 holdingsChain of control
- ALDEA GROUP
- Curavi
Highest known parent: ALDEA GROUP. The sources do not say who stands above it.
Owners 1
- ALDEA GROUPparent100%
Holdings 3
-
100%
- EPJ CAREsubsidiarySourceown accounts 2024100%
-
100%
According to the 2024 annual accounts of Curavi and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
FASTENAEKELS EMIEL - SPRINGAEL MARIE-JEANNE
BE 0445.685.405
Halle · Eq €3,921,759
E.E.E. IMMO
BE 1019.295.695
Sprimont · Eq €3,909,725
MAES P. PROJECTS
BE 0815.857.595
Veurne · Eq €3,934,477
CONCILIO
BE 0678.882.115
Dilbeek · Eq €3,937,019
MOBENA
BE 0814.792.476
Antwerpen · Eq €3,949,675
Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 2,188 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-02-2020
Fiscal year end31-12
Abbreviation NL
/
Trade name NL
/
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0743648916
Also
9925:BE0743648916
Registered
13-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.