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CURATIO

Active
Private limited companyfounded 20196 yrs activeKleipikker 14, 2960 Brecht, BelgiumKBO/BCE: BE 0735.878.820
Summary

The computed 12-month bankruptcy probability of CURATIO is 2.2% (moderate). The 2025 annual accounts show equity of €46,988 and a net result of €3,243. Equity is growing by ~9.6% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability75▼-17
Solvency96▲+8
Growth52=
Track record100
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.81 against 2.82 in 2024; short-term debt: 24.4% and cash: 37.7% of total assets), and 28.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
71.4%
Return on assets
4.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
6 d early
2024
5 d early
2023
4 d early
2022
4 d early
2021
2 d early
2020
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 October 2019, CURATIO was incorporated as a Private limited company.1 Total assets went from EUR 43,180 in 2020 to EUR 65,787 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€46,988▲ 7.4%
2024 · €43,744
Total assets
€65,787▼ 5.9%
2024 · €69,880
Net result
€3,243▼ 75.0%
2024 · €12,976
Working capital
€29,094▲ 4.1%
2024 · €27,959
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€532▼ 98.5%€33,514▲ 6,201%€2,193▼ 93.5%€18,972▲ 765%€5,963▼ 68.6%
Net result-€551€24,407-€1,822€12,976€3,243▼ 75.0%
Equity€29,654▼ 1.8%€39,061▲ 31.7%€30,768▼ 21.2%€43,744▲ 42.2%€46,988▲ 7.4%
Total assets€37,066▼ 14.2%€47,649▲ 28.5%€48,064▲ 0.9%€69,880▲ 45.4%€65,787▼ 5.9%
Debt€7,413▼ 42.9%€8,588▲ 15.9%€17,296▲ 101%€26,136▲ 51.1%€18,799▼ 28.1%
Working capital€26,727▼ 11.5%€37,273▲ 39.5%€30,120▼ 19.2%€27,959▼ 7.2%€29,094▲ 4.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2021: €532€532Net result 2021: -€551-€551Operating result 2022: €33,514€33,514Net result 2022: €24,407€24,407Operating result 2023: €2,193€2,193Net result 2023: -€1,822-€1,822Operating result 2024: €18,972€18,972Net result 2024: €12,976€12,976Operating result 2025: €5,963€5,963Net result 2025: €3,243€3,24320212022202320242025-€10,000€0€10,000€20,000Operating result 2023: €2,193€2,190Net result 2023: -€1,822-€1,820Operating result 2024: €18,972€19,000Net result 2024: €12,976€13,000Operating result 2025: €5,963€5,960Net result 2025: €3,243€3,240202320242025
The operating result falls in 2025; 2025 is 69% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65,787
Fixed assets €20,645 ▼ 22.3%
Current assets €45,142 ▲ 4.2%
Equity and liabilities €65,787
Equity €46,988 ▲ 7.4%
Debt €18,799 ▼ 28.1%
Debt's share of the balance-sheet total falls from 37.4% to 28.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€11,895▼
2024 · €23,858
Cash flow
€9,175▼
2024 · €17,862
Current ratio
2.81▼
2024 · 2.82
Debt to equity
0.40▼
2024 · 0.60
ROE
6.9%▼
2024 · 29.7%
ROA
4.9%▼
2024 · 18.6%
Interest coverage
6.05▼
2024 · 10.60
Debt ≤ 1 year
€16,047▲
2024 · €15,344
Debt > 1 year
€2,752▼
2024 · €10,792
Income taxes
€867▼
2024 · €3,745
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,049 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.0% went bankrupt
3.7% stopped otherwise
94% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€69,880€65,787▼
Fixed assets21/28€26,577€20,645▼
Tangible fixed assets22/27€26,577€20,645▼
Plant, machinery and equipment23€2,282€2,050▼
Furniture and vehicles24€24,295€18,595▼
Current assets29/58€43,303€45,142▲
Amounts receivable within one year40/41€17,880€18,918▲
Trade receivables40€17,880€15,673▼
Other amounts receivable41-€3,245
Cash at bank and in hand54/58€24,365€24,796▲
Deferred charges and accrued income490/1€1,058€1,427▲
Equity and liabilities
Total equity and liabilities10/49€69,880€65,787▼
Equity10/15€43,744€46,988▲
Contributions10/11€2,000€2,000=
Reserves13€41,000€44,000▲
Distributable reserves133€41,000€44,000▲
Profit (loss) carried forward14€744€988▲
Amounts payable17/49€26,136€18,799▼
Amounts payable after more than one year17€10,792€2,752▼
Financial debts170/4€10,792€2,752▼
Amounts payable within one year42/48€15,344€16,047▲
Current portion of amounts payable after more than one year42€7,727€8,040▲
Trade debts44€1,630€2,769▲
Suppliers440/4€1,630€2,769▲
Taxes, remuneration and social security45€5,983€5,238▼
Taxes450/3€4,215€3,470▼
Remuneration and social security454/9€1,769€1,769=
Other amounts payable47/48€4-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,886€5,932▲
Other operating charges640/8€503€507▲
Gross operating margin9900€24,361€12,402▼
Operating profit (loss)9901€18,972€5,963▼
Financial income75/76B€1€113▲
Recurring financial income75€1€113▲
Financial charges65/66B€2,251€1,965▼
Recurring financial charges65€2,251€1,965▼
Profit (loss) for the period before taxes9903€16,722€4,111▼
Income taxes67/77€3,745€867▼
Profit (loss) for the period9904€12,976€3,243▼
Profit (loss) for the period to be appropriated9905€12,976€3,243▼
Appropriation of the result
Profit (loss) to be appropriated9906€41,744€3,988▼
Profit (loss) brought forward from the previous period14P€28,768€744▼
Transfer to equity691/2€41,000€3,000▼
To other reserves6921€41,000€3,000▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62-€206----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€492€1,140€1,140€4,886€5,932▲ 21.4%
Other operating charges640/8€449€102€457€503€507▲ 0.8%
Gross operating margin9900€1,472€34,962€3,789€24,361€12,402▼ 49.1%
Operating profit (loss)9901€532€33,514€2,193€18,972€5,963▼ 68.6%
Financial income75/76B€1,780€3-€1€113▲ 16,968%
Recurring financial income75€1,780€3-€1€113▲ 16,968%
Non-recurring financial income76B€1,780-----
Financial charges65/66B€1,876€2,189€3,799€2,251€1,965▼ 12.7%
Recurring financial charges65€1,876€2,189€2,020€2,251€1,965▼ 12.7%
Non-recurring financial charges66B--€1,780---
Profit (loss) for the period before taxes9903€436€31,328-€1,606€16,722€4,111▼ 75.4%
Income taxes67/77€987€6,921€216€3,745€867▼ 76.8%
Profit (loss) for the period9904-€551€24,407-€1,822€12,976€3,243▼ 75.0%
Profit (loss) for the period to be appropriated9905-€551€24,407-€1,822€12,976€3,243▼ 75.0%
Line20212022202320242025Change
Assets
Total assets20/58€37,066€47,649€48,064€69,880€65,787▼ 5.9%
Fixed assets21/28€2,927€1,787€648€26,577€20,645▼ 22.3%
Tangible fixed assets22/27€2,927€1,787€648€26,577€20,645▼ 22.3%
Plant, machinery and equipment23---€2,282€2,050▼ 10.1%
Furniture and vehicles24€2,927€1,787€648€24,295€18,595▼ 23.5%
Current assets29/58€34,139€45,861€47,416€43,303€45,142▲ 4.2%
Amounts receivable within one year40/41--€8,146€17,880€18,918▲ 5.8%
Trade receivables40---€17,880€15,673▼ 12.3%
Other amounts receivable41--€8,146-€3,245-
Cash at bank and in hand54/58€33,367€31,476€21,558€24,365€24,796▲ 1.8%
Deferred charges and accrued income490/1€772€14,386€17,713€1,058€1,427▲ 34.9%
Equity and liabilities
Total equity and liabilities10/49€37,066€47,649€48,064€69,880€65,787▼ 5.9%
Equity10/15€29,654€39,061€30,768€43,744€46,988▲ 7.4%
Contributions10/11€2,000€2,000€2,000€2,000€2,000=
Reserves13---€41,000€44,000▲ 7.3%
Distributable reserves133---€41,000€44,000▲ 7.3%
Profit (loss) carried forward14€27,654€37,061€28,768€744€988▲ 32.7%
Amounts payable17/49€7,413€8,588€17,296€26,136€18,799▼ 28.1%
Amounts payable after more than one year17---€10,792€2,752▼ 74.5%
Financial debts170/4---€10,792€2,752▼ 74.5%
Amounts payable within one year42/48€7,413€8,588€17,296€15,344€16,047▲ 4.6%
Current portion of amounts payable after more than one year42---€7,727€8,040▲ 4.1%
Trade debts44€1,195€2,091€2,020€1,630€2,769▲ 69.8%
Suppliers440/4€1,195€2,091€2,020€1,630€2,769▲ 69.8%
Taxes, remuneration and social security45€5,475€5,659€9,776€5,983€5,238▼ 12.5%
Taxes450/3€3,707€3,890€8,008€4,215€3,470▼ 17.7%
Remuneration and social security454/9€1,769€1,769€1,769€1,769€1,769=
Other amounts payable47/48€742€838€5,500€4--
Line20212022202320242025Change
Profit (loss) for the period9904-€551€24,407-€1,822€12,976€3,243▼ 75.0%
+ Depreciation and write-downs630€492€1,140€1,140€4,886€5,932▲ 21.4%
Operating cash flow (approximation)-€59€25,547-€682€17,862€9,175▼ 48.6%
Investment in fixed assets (approximation)-€0€0-€30,815€0▲ 100%
Change in cash--€1,892-€9,918€2,807€431▼ 84.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
24-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Back to profitnet €12,976
Net result €12,976 after one loss-making year.
26-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial Weakest financial yearnet -€1,822
Net result drops to -€1,822, the lowest in the series; recovery starts the following year.
26-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Back to profitnet €24,407
Net result €24,407 after one loss-making year.
28-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht
exact location from the address register On OpenStreetMap
Ground area
457 m²
Building footprint
130 m²
Volume, LiDAR
844 m³
Parcel 11043D0888/00R004, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11043D0888/00R004 Flanders 457 m² 1 · 130 m² 10.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded09-10-2019
Fiscal year end30-09
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.