CURATA
ActiveCURATA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €135k. Its solvency ranks better than 34% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+37
Solvency67▲+40
Growth78
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 0.76 in 2024; short-term debt: 57.5% and cash: 92.6% of total assets), but 57.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.4%
Return on assets
41.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€137k▲ 5,969%
2024 · €2k
2024: €2k
2024 → 2025
Total assets
€324k▲ 203%
2024 · €107k
2024: €107k
2024 → 2025
Net result
€135k
2024 · €-5k
2024: €-5k
2024 → 2025
Working capital
€116k
2024 · €-25k
2024: €-25k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€2k-€137k▲ 5,969%
Operating result€-5k-€192k
Net result€-5k-€135k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €192k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €322k
Fixed assets
€20k▼ 22.2%
Current assets
€302k▲ 283%
Equity and liabilities €324k
Equity
€137k▲ 5,969%
Debt
€186k▲ 78.4%
The debt ratio falls from 97.9% to 57.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€199k▲
2024 · €2k
Cash flow
€141k▲
2024 · €2k
Solvency
42.4%▲
2024 · 2.1%
Current ratio
1.62▲
2024 · 0.76
Quick ratio
1.62▲
2024 · 0.76
Debt / equity
1.36▼
2024 · 46.25
ROE
98.4%▲
2024 · -231.9%
ROA
41.7%▲
2024 · -4.9%
Interest coverage
703.44▲
2024 · 7.84
Debt
€186k▲
2024 · €105k
Debt ≤ 1 year
€186k▲
2024 · €104k
Income taxes
€57k
Staff costs
€259k▼
2024 · €268k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€324k▲
Formation expenses20€2k€1k▼
Fixed assets21/28€26k€20k▼
Tangible fixed assets22/27€26k€20k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€19k€15k▼
Current assets29/58€79k€302k▲
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€2k€2k▲
Cash at bank and in hand54/58€67k€300k▲
Deferred charges and accrued income490/1€10k-
Equity and liabilities
Total equity and liabilities10/49€107k€324k▲
Equity10/15€2k€137k▲
Contributions10/11€8k€8k=
Reserves13-€129k
Distributable reserves133-€129k
Profit (loss) carried forward14€-5k€629▲
Amounts payable17/49€105k€186k▲
Amounts payable within one year42/48€104k€186k▲
Trade debts44€58k€73k▲
Suppliers440/4€58k€73k▲
Taxes, remuneration and social security45€47k€113k▲
Taxes450/3€5k€61k▲
Remuneration and social security454/9€42k€52k▲
Accrued charges and deferred income492/3€336€437▲
Income statement
Code20242025
Remuneration, social security and pensions62€268k€259k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€118€120▲
Gross operating margin9900€270k€458k▲
Operating profit (loss)9901€-5k€192k▲
Financial income75/76B€0€71▲
Recurring financial income75€0€71▲
Financial charges65/66B€319€282▼
Recurring financial charges65€319€282▼
Profit (loss) for the period before taxes9903€-5k€192k▲
Income taxes67/77-€57k
Profit (loss) for the period9904€-5k€135k▲
Profit (loss) for the period to be appropriated9905€-5k€135k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€130k▲
Profit (loss) brought forward from the previous period14P-€-5k
Transfer to equity691/2-€129k
To other reserves6921-€129k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €135k
Net result €135k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.62
Current ratio from 0.76 to 1.62.
31-12
Financial
Equity above €100kEq €137k ▲5969%
Equity rises from €2k to €137k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 2 establishment units since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kessel-Dorp 12560 NijlenGround area
1,109 m²
Building footprint
444 m²
Volume, LiDAR
3,556 m³
2 parcels, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
CURATA
since 20232.344.880.572
CURATA
since 20252.369.504.716
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002B0172/02D002 | Flanders | 787 m² | 1 · 155 m² | 10.3 m · 2 fl. |
| 12018D0246/00K002 | Flanders | 322 m² | 1 · 289 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Eric Junker
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MB Medical Services
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DRCDEVRIES
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Wim Florus
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Dr. Julie Cauwelier
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Of 9,120 companies in sector 86210 we hold annual accounts for 6,336. 5,445 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2023
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.