Cura 37+
ActiveCura 37+ has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166k and a net result of €162k. Equity is growing by ~38% per year across the filed fiscal years. Its solvency ranks better than 36% of 16426 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency71▼-17
Growth78=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 8.49 in 2024; short-term debt: 14.3% and cash: 38.7% of total assets), but 54.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.9%
Return on assets
44.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
29 d late
2024
29 d late
2023
26 d early
2022
28 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€166k▼ 53.9%
2024 · €360k
2021: €15k
2022: €39k
2023: €182k
2024: €360k
2021 → 2025
Total assets
€362k▼ 36.3%
2024 · €568k
2021: €213k
2022: €232k
2023: €472k
2024: €568k
2021 → 2025
Net result
€162k▼ 9.0%
2024 · €178k
2021: €12k
2022: €24k
2023: €143k
2024: €178k
2021 → 2025
Working capital
€118k▼ 60.0%
2024 · €295k
2021: €-4k
2022: €15k
2023: €122k
2024: €295k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€39k▲ 163%€182k▲ 369%€360k▲ 97.5%€166k▼ 53.9%
Operating result€19k-€35k▲ 88.4%€194k▲ 454%€240k▲ 24.2%€224k▼ 6.9%
Net result€12k-€24k▲ 105%€143k▲ 496%€178k▲ 23.9%€162k▼ 9.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €362k
Fixed assets
€192k▼ 17.8%
Current assets
€169k▼ 49.3%
Equity and liabilities €362k
Equity
€166k▼ 53.9%
Debt
€196k▼ 5.9%
The debt ratio rises from 36.6% to 54.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€265k▼
2024 · €276k
Cash flow
€203k▼
2024 · €213k
Solvency
45.9%▼
2024 · 63.4%
Current ratio
3.28▼
2024 · 8.49
Quick ratio
3.28▼
2024 · 8.49
Debt / equity
1.18▲
2024 · 0.58
ROE
97.4%▲
2024 · 49.4%
ROA
44.7%▲
2024 · 31.3%
Interest coverage
40.90▲
2024 · 34.14
Debt
€196k▼
2024 · €208k
Debt ≤ 1 year
€52k▲
2024 · €39k
Debt > 1 year
€144k▼
2024 · €169k
Income taxes
€56k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€568k€362k▼
Fixed assets21/28€234k€192k▼
Intangible fixed assets21€58k€40k▼
Tangible fixed assets22/27€175k€152k▼
Land and buildings22€143k€134k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€29k€15k▼
Current assets29/58€334k€169k▼
Amounts receivable within one year40/41€44k€25k▼
Trade receivables40€44k€25k▼
Cash at bank and in hand54/58€281k€140k▼
Deferred charges and accrued income490/1€9k€5k▼
Equity and liabilities
Total equity and liabilities10/49€568k€362k▼
Equity10/15€360k€166k▼
Contributions10/11€3k€3k=
Reserves13€357k€163k▼
Distributable reserves133€357k€163k▼
Amounts payable17/49€208k€196k▼
Amounts payable after more than one year17€169k€144k▼
Financial debts170/4€169k€144k▼
Amounts payable within one year42/48€39k€52k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€19k€27k▲
Taxes450/3€19k€27k▲
Other amounts payable47/48€9k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€42k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€278k€267k▼
Operating profit (loss)9901€240k€224k▼
Financial income75/76B€252€631▲
Recurring financial income75€252€631▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€233k€218k▼
Income taxes67/77€55k€56k▲
Profit (loss) for the period9904€178k€162k▼
Profit (loss) for the period to be appropriated9905€178k€162k▼
Appropriation of the result
Profit (loss) to be appropriated9906€178k€162k▼
Transfer from equity791/2-€355k
Transfer to equity691/2€178k€162k▼
To other reserves6921€178k€162k▼
Profit to be distributed694/7-€355k
Return on contributions (dividend)694-€355k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2021net €178k ▲23.9%
Operating result €240k, net result €178k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 8.49
Current ratio from 2.26 to 8.49; short-term debt falls from €97k to €39k.
31-12
Financial
Equity above €200kEq €360k ▲97.5%
4 profitable years in a row build equity to €360k.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €182k ▲369%
3 profitable years in a row build equity to €182k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Romeinsestraat 323740 Bilzen-HoeseltGround area
1,436 m²
Building footprint
97 m²
Parcel 73097B0356/00L000, Flanders. Linked by address, not a title deed.
1 establishment unit
Thuisverpleging Plus
since 20202.312.423.877
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73097B0356/00L000 | Flanders | 1,436 m² | 1 · 97 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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L ET S INFIRMIERE A DOMICILE
BE 0890.461.483
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Netwerk Levenseinde vzw
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EVKA SERVICES
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Of 5,984 companies in sector 86940 we hold annual accounts for 1,807. 1,425 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2020
Fiscal year end31-12
Activities, NACEBEL
86906Human health activities
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.