CURA
ActiveSummary
The computed 12-month bankruptcy probability of CURA is 2.0% (moderate). The 2025 annual accounts show equity of €61k and a net result of €-10k. Its solvency ranks better than 18% of 10407 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability17▲+2
Solvency32▼-1
Growth58
Track record82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.05 against 1.05 in 2024; short-term debt: 92.7% and cash: 3.1% of total assets), and 92.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.3%
Return on assets
-1.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year €-10k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 10407 sector peers (2025).
NBB · sector comparisonPosition among 10407 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€61k▼ 14.1%
2024 · €71k
2024: €71k
2025: €61k▼ -14.1% vs 2024
2024 → 2025
Total assets
€836k▼ 1.2%
2024 · €846k
2024: €846k
2025: €836k▼ -1.2% vs 2024
2024 → 2025
Net result
€-10k▲ 65.2%
2024 · €-29k
2024: €-29k
2025: €-10k▲ +65.2% vs 2024
2024 → 2025
Working capital
€36k▼ 2.4%
2024 · €37k
2024: €37k
2025: €36k▼ -2.4% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€71k-€61k▼ 14.1%
2024: €71k
2025: €61k▼ -14.1% vs 2024
Operating result€-28k-€-10k▲ 64.9%
2024: €-28k
2025: €-10k▲ +64.9% vs 2024
Net result€-29k-€-10k▲ 65.2%
2024: €-29k
2025: €-10k▲ +65.2% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €28k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €836k
Fixed assets
€25k ▼ 26.9%
Current assets
€811k ▼ 0.1%
Equity and liabilities €836k
Equity
€61k ▼ 14.1%
Debt
€775k =
Debt's share of the balance-sheet total rises from 91.6% to 92.7%. Equity is lower.
Key figures and ratios
EBITDA
€-847▲
2024 · €-17k
Cash flow
€-899▲
2024 · €-17k
Current ratio
1.05▼
2024 · 1.05
Quick ratio
1.00▼
2024 · 1.00
Debt to equity
12.66▲
2024 · 10.88
ROE
-16.4%▲
2024 · -40.4%
ROA
-1.2%▲
2024 · -3.4%
Interest coverage
-16.39▲
2024 · -46.05
Debt ≤ 1 year
€775k=
2024 · €775k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 27 lines
Balance sheet
Code20242025
Assets
Total assets20/58€846k€836k▼
Fixed assets21/28€34k€25k▼
Intangible fixed assets21€34k€25k▼
Current assets29/58€812k€811k▼
Stocks and contracts in progress3€35k€35k=
Stocks30/36€35k€35k=
Amounts receivable within one year40/41€756k€750k▼
Other amounts receivable41€756k€750k▼
Cash at bank and in hand54/58€21k€26k▲
Equity and liabilities
Total equity and liabilities10/49€846k€836k▼
Equity10/15€71k€61k▼
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-29k€-39k▼
Amounts payable17/49€775k€775k=
Amounts payable within one year42/48€775k€775k=
Other amounts payable47/48€775k€775k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€9k▼
Other operating charges640/8€2k€462▼
Gross operating margin9900€-15k€-386▲
Operating profit (loss)9901€-28k€-10k▲
Financial charges65/66B€363€52▼
Recurring financial charges65€363€52▼
Profit (loss) for the period before taxes9903€-29k€-10k▲
Profit (loss) for the period9904€-29k€-10k▲
Profit (loss) for the period to be appropriated9905€-29k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€-39k▼
Profit (loss) brought forward from the previous period14P-€-29k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12k | €9k | ▼ 22.0% |
| Other operating charges640/8 | €2k | €462 | ▼ 69.4% |
| Gross operating margin9900 | €-15k | €-386 | ▲ 97.5% |
| Operating profit (loss)9901 | €-28k | €-10k | ▲ 64.9% |
| Financial charges65/66B | €363 | €52 | ▼ 85.8% |
| Recurring financial charges65 | €363 | €52 | ▼ 85.8% |
| Profit (loss) for the period before taxes9903 | €-29k | €-10k | ▲ 65.2% |
| Profit (loss) for the period9904 | €-29k | €-10k | ▲ 65.2% |
| Profit (loss) for the period to be appropriated9905 | €-29k | €-10k | ▲ 65.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €846k | €836k | ▼ 1.2% |
| Fixed assets21/28 | €34k | €25k | ▼ 26.9% |
| Intangible fixed assets21 | €34k | €25k | ▼ 26.9% |
| Current assets29/58 | €812k | €811k | ▼ 0.1% |
| Stocks and contracts in progress3 | €35k | €35k | = |
| Stocks30/36 | €35k | €35k | = |
| Amounts receivable within one year40/41 | €756k | €750k | ▼ 0.8% |
| Other amounts receivable41 | €756k | €750k | ▼ 0.8% |
| Cash at bank and in hand54/58 | €21k | €26k | ▲ 24.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €846k | €836k | ▼ 1.2% |
| Equity10/15 | €71k | €61k | ▼ 14.1% |
| Contributions10/11 | €100k | €100k | = |
| Profit (loss) carried forward14 | €-29k | €-39k | ▼ 34.8% |
| Amounts payable17/49 | €775k | €775k | = |
| Amounts payable within one year42/48 | €775k | €775k | = |
| Other amounts payable47/48 | €775k | €775k | = |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-29k | €-10k | ▲ 65.2% |
| + Depreciation and write-downs630 | €12k | €9k | ▼ 22.0% |
| Operating cash flow (approximation) | €-17k | €-899 | ▲ 94.7% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €5k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2023
Ground area
5,168 m²
Building footprint
1,721 m²
Parcel 73032K0578/00F000, Flanders. Linked by address, not a title deed.
45
companies at this address
See who is registered here
1 establishment unit
CURA
since 20232.353.701.238
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73032K0578/00F000 | Flanders | 5,168 m² | 1 · 1,721 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PARFUMEX SUPER GROS
BE 0414.045.092
La Louvière · Eq €60,803
D & G COSMETICS
BE 0472.329.226
Turnhout · Eq €60,585
studio elle
BE 1003.937.429
Lint · Eq €61,904
VSD TRADING
BE 0479.194.648
Ath · Eq €62,206
AFRO BEAUTY STORE
BE 0767.501.315
Mons · Eq €62,594
Of 2,075 companies in sector 47750 we hold annual accounts for 517. 392 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47750Retail sale of cosmetics and toilet articles
20420Manufacture of chemicals and chemical products
46450Wholesale of perfume and cosmetics
96993Pet care services, excluding veterinary services
Contact
Phone
078/150550
Scores and ratios are computed by Checked and are not a credit decision.