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Cuprum

Active
Private limited companyfounded 2024active for 1 yearFrankrijklei 5, 2000 Antwerpen, Belgium229 active companies are registered at this addressKBO/BCE: BE 1017.831.391
Summary

Cuprum has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €21,411 and a net result of €13,517. Its solvency ranks better than 41% of 1,056 sector peers (NACE 70, financial year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
≈ €86,000turnover 2026, estimated
Equity
€21,411
Profit
€13,517
Turnover estimated from the gross margin
Financial health
92 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2026 accounts 32 days early
Why 92raises riskFounded in 2024lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Figures for financial year 2026 (filed 29-09-2026)Size: total assets €41,375Show the evidence

Checked score

Score 2026
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 61% of its sector peers (NACE 70, micro)
Financial strength · tick = 2025
Strong
Solvency 77-2
equity 51.7% of total assets
Liquidity 38-7
short-term debt 47.4% · cash 9.1%
Profitability 100=
return on assets 32.7%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,493 companies, NACE 70, micro)
Last 24 months 01-2026: 0.1% 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.11, compared with 2.19 in 2025, above the usual 1.5; short-term debt: 47.4% and cash: 9.1% of total assets), and 48.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 47% on solvency, 18% on liquidity, 84% on profitability and 94% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2026 (filed 29-09-2026)
NBB · annual accounts
lowers risk · Size: total assets €41,375
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2026
32 days early
2025
29 days early
← before the deadline after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. Annual accounts filedfinancial year 2025 · micro…
  3. IncorporationAppointment: BOSCHMANS Jasper August Alex…

Financials · financial year 2026, micro format

Turnover
≈ €86,000
Estimated: probably between €40,000 and €180,000
Total assets
€41,375▲ 185%
2025 · €14,533
Net result
€13,517▲ 176%
2025 · €4,894
Working capital
€21,762▲ 176%
2025 · €7,894
Trend over the years

2025 to 2026, 2 financial years

The operating result rises in 2026; 2026 is 188% above 2025.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€18,285 2026 Net result€13,517 2026

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20252026
Operating result€6,343-€18,285▲ 188%
Net result€4,894within the sector's middle half-€13,517▲ 176%
Equity€7,894below the sector's middle half-€21,411▲ 171%
Total assets€14,533below the sector's middle half-€41,375▲ 185%
Debt€6,639-€19,964▲ 201%
Working capital€7,894within the sector's middle half-€21,762▲ 176%
Solvency54.3%within the sector's middle half-51.7%▼ 2.6pp
Current ratio2.19within the sector's middle half-2.11▼ 0.08
Return on assets (ROA)33.7%within the sector's middle half-32.7%▼ 1.0pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Equity and liabilities €41,375
Equity €21,411 ▲ 171%
Debt €19,964 ▲ 201%
Debt's share of the balance-sheet total rises from 45.7% to 48.3%. Equity and debt are higher.
Key figures and ratios
2026 value · change against 2025
Quick ratio
2.08▼
2025 · 2.16
Debt to equity
0.93▲
2025 · 0.84
ROE
63.1%▲
2025 · 62.0%
Debt ≤ 1 year
€19,614▲
2025 · €6,639
Income taxes
€4,367▲
2025 · €1,447
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 36 lines
Balance sheet Code20252026
Assets
Total assets20/58€14,533€41,375▲
Current assets29/58€14,533€41,375▲
Amounts receivable after more than one year29-€12,000
Other amounts receivable291-€12,000
Stocks and contracts in progress3€189€676▲
Stocks30/36€189€676▲
Amounts receivable within one year40/41€11,516€21,194▲
Trade receivables40€10,772€20,673▲
Other amounts receivable41€744€521▼
Cash at bank and in hand54/58€1,971€3,784▲
Deferred charges and accrued income490/1€856€3,722▲
Equity and liabilities
Total equity and liabilities10/49€14,533€41,375▲
Equity10/15€7,894€21,411▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€4,894€18,411▲
Amounts payable17/49€6,639€19,964▲
Amounts payable within one year42/48€6,639€19,614▲
Trade debts44€378€378▲
Suppliers440/4€378€378▲
Taxes, remuneration and social security45€6,261€9,550▲
Taxes450/3€6,261€9,550▲
Other amounts payable47/48-€9,686
Accrued charges and deferred income492/3-€351
Income statement Code20252026
Other operating charges640/8€412€244▼
Gross operating margin9900€6,755€18,529▲
Operating profit (loss)9901€6,343€18,285▲
Financial income75/76B-€25
Recurring financial income75-€25
Financial charges65/66B€2€426▲
Recurring financial charges65€2€426▲
Profit (loss) for the period before taxes9903€6,341€17,884▲
Income taxes67/77€1,447€4,367▲
Profit (loss) for the period9904€4,894€13,517▲
Profit (loss) for the period to be appropriated9905€4,894€13,517▲
Appropriation of the result
Profit (loss) to be appropriated9906€4,894€18,411▲
Profit (loss) brought forward from the previous period14P-€4,894

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20252026Change
Other operating charges640/8€412€244▼ 40.8%
Gross operating margin9900€6,755€18,529▲ 174%
Operating profit (loss)9901€6,343€18,285▲ 188%
Financial income75/76B-€25-
Recurring financial income75-€25-
Financial charges65/66B€2€426▲ 213×
Recurring financial charges65€2€426▲ 213×
Profit (loss) for the period before taxes9903€6,341€17,884▲ 182%
Income taxes67/77€1,447€4,367▲ 202%
Profit (loss) for the period9904€4,894€13,517▲ 176%
Profit (loss) for the period to be appropriated9905€4,894€13,517▲ 176%
Line20252026Change
Assets
Total assets20/58€14,533€41,375▲ 185%
Current assets29/58€14,533€41,375▲ 185%
Amounts receivable after more than one year29-€12,000-
Other amounts receivable291-€12,000-
Stocks and contracts in progress3€189€676▲ 257%
Stocks30/36€189€676▲ 257%
Amounts receivable within one year40/41€11,516€21,194▲ 84.0%
Trade receivables40€10,772€20,673▲ 91.9%
Other amounts receivable41€744€521▼ 30.0%
Cash at bank and in hand54/58€1,971€3,784▲ 91.9%
Deferred charges and accrued income490/1€856€3,722▲ 335%
Equity and liabilities
Total equity and liabilities10/49€14,533€41,375▲ 185%
Equity10/15€7,894€21,411▲ 171%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€4,894€18,411▲ 276%
Amounts payable17/49€6,639€19,964▲ 201%
Amounts payable within one year42/48€6,639€19,614▲ 195%
Trade debts44€378€378▲ 0.1%
Suppliers440/4€378€378▲ 0.1%
Taxes, remuneration and social security45€6,261€9,550▲ 52.5%
Taxes450/3€6,261€9,550▲ 52.5%
Other amounts payable47/48-€9,686-
Accrued charges and deferred income492/3-€351-
Line20252026Change
Profit (loss) for the period9904€4,894€13,517▲ 176%
Operating cash flow (approximation)€4,894€13,517▲ 176%
Change in cash-€1,812-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-03-2026 micro format 29-09-2026 2026-00529692
31-03-2025 micro format 02-10-2025 2025-00525136

Similar companies · same sector, comparable size

Of the 82,516 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,629. 33,039 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2025 · 1 entry · €237 awarded · €237 paid
Schemes
1 entry · €237 · €237 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
BOSCHMANS Jasper August Alex
Director · since 27-12-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
BOSCHMANS Jasper August Alex
  • Director, from 27-12-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 27-12-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 27-12-2024 Incorporation · €3,000

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 23 December 2024, Cuprum was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 BOSCHMANS Jasper August Alex has served as director of the company since 2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2026.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 27-12-2024
  3. 3National Bank, annual accounts 2026

Acts, filings and financial milestones

Next filing, financial year 2027, expected by 31-10-2027
2026
29-09
NBB filing Annual accounts filed
financial year 2026 · micro format
2025
02-10
NBB filing Annual accounts filed
financial year 2025 · micro format
2024
27-12
Gazette deed Incorporation
Appointment: BOSCHMANS Jasper August Alex (director) · Founder · Founding capital5 facts ▸
  • Incorporation, 20-12-2024
  • Founder, BOSCHMANS Jasper August Alex
  • Founding capital, €3,000
  • Director appointment, BOSCHMANS Jasper August Alex (director)
  • Other provision, “volmachten” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded23-12-2024
Financial year end31-03
Activities, NACEBEL 2025
70200Business and other management consultancy
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017831391
Also 9925:BE1017831391
Registered 01-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
2,975 m²
Building footprint
2,664 m²
Building volume
106,871 m³
Parcel 11808H1294/00A000, Flanders · tallest building 93.2 m. Linked by address, not a title deed.
229 companies at this address See who is registered here
1 establishment unit
Cuprum
Frankrijklei 5, 2000 AntwerpenBusiness and other management consultancy
since 2024unit no. 2.367.979.044
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11808H1294/00A000
ProtectedMonument · Townscape or village viewSite Vlaamse Opera, schermenmagazijn en hotel WagnerSource ↗
Flanders 2,975 m² 1 · 2,664 m² 93.2 m · 7
How the parcels are linked
Good to know
The parcel matches the address exactly.
1 of these parcels carries protected heritage: expect extra rules on renovation or sale.

Articles of association

What the company does

Name clauseThe name the company operates under according to its articles.
Cuprum
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, Frankrijklei 5 bus 17.04” (deed in Dutch)

deed of 27-12-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
“7. Bepalingen inzake de externe vertegenwoordiging: De vennootschap is verbonden door de handelingen van het bestuursorgaan en van de…”

deed of 27-12-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of September at 10:00

deed of 27-12-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Uitkeringen aan aandeelhouders en tantièmes, vennootschap kan strijdige uitkering terugvorderen van aandeelhouders ongeacht goede of kwade…” (deed in Dutch)
Liquidation distribution: “Elk aandeel gelijk recht bij verdeling overschot na vereffening rekening houdend met volstorting, indien netto-opbrengst niet volstaat om…” (deed in Dutch)
Other provision: “Toelating algemene vergaderingen en stemrecht, geen” (deed in Dutch)

deed of 27-12-2024