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CUMA MIAVOYE

Active
Private limited companyfounded 1998active for 28 yearsRue Lambotte(CHA) 8, 4537 Verlaine, BelgiumKBO/BCE: BE 0463.786.890
Summary

CUMA MIAVOYE has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,077) and a net result of €133. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 8% of 496 sector peers (NACE 94, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-07-1998 Normal situation
Activity
Other membership organisations NACE 94999
Establishment unit
2.087.762.474 5520 Onhaye, since 23-07-1998
Financial year end
31 December
Peppol
Reachable since 16-06-2025

Board and ownership

Board
  • Eyckmans RudyDirector

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€19,535
▲ 357×
Turnover
≈ €110,000
estimated
Profit
€133
Equity
-€4,077
▲ 3.2%
Total assets
€75,776
▲ 23.3%
  • Negative equity on 31-12-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€4,077Liquidity: current ratio 0.21, cash €782lowers riskSize: total assets €75,776Sector: Activities of membership organisations (NACE 94)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 29% of micro companies in membership organisations (NACE 94)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 20+2
equity -5.4% of total assets
Liquidity 1-2
short-term debt 105.4% · cash 1.0%
Profitability 69+69
return on assets 0.2%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,220 companies, NACE 94, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.3%▲ +0.1 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.2%▼ -0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026highest value 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.2%▼ -0.2 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.21 (0.06 in 2024), below 1. Short-term debt is 105.4% and cash 1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 94, micro). It does better than 6% of them on solvency, 0% on liquidity, 56% on profitability and 52% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €75,776
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of membership organisations (NACE 94)
KBO
raises risk · Negative equity -€4,077
NBB · annual accounts
raises risk · Liquidity: current ratio 0.21, cash €782
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 496 sector peers (2025).
NBB · sector comparison
Position among 496 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
56 days early
2024
41 days early
2023
5 days early
2022
27 days early
2021
26 days early
2020
19 days late
2019
87 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 94), the median for financial year 2024 was 29 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€4,077 View
  • Caution: Lower solvency than 92% of companies in membership organisationssector median 65.0% · 496 companies -5.4% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as CUMA MIAVOYE: other membership organisations (NACE 94999). They are comparable in size and age: total assets between €30,600 and €101,000, founded between 1990 and 2012.

CompanyTotal assetsGross margin
CUMA MIAVOYE Verlaine€75,776€19,535
Afrika Filmfestival Leuven€45,474€11,858
WORLD TRAVEL AGENTS ASSOCIATIONS ALLIANCE Elsene€100,918€27,268
PRISMA Boechout€33,192€12,668
TOOLBOX Brussel€76,874€8,908
MADE IN ABEILLES BEE TO B Clavier€91,421€19,621
Liaison antiprohibitionniste Vorst€30,634€26,729
Full comparison

Key facts about CUMA MIAVOYE

What is the company number of CUMA MIAVOYE?
The company number of CUMA MIAVOYE is 0463.786.890. The VAT number is the same number with BE in front: BE 0463.786.890.
Where is CUMA MIAVOYE based?
The registered office is at Rue Lambotte(CHA) 8, 4537 Verlaine.Company details
What does CUMA MIAVOYE do?
According to the KBO register, the main activity is other membership organisations (NACE 94999).
What is the legal form of CUMA MIAVOYE?
The legal form of CUMA MIAVOYE is Private limited company (BV).
When was CUMA MIAVOYE founded?
CUMA MIAVOYE was founded on 10-07-1998.
Is CUMA MIAVOYE still active?
Yes, CUMA MIAVOYE is an active enterprise in the KBO register.
What is the turnover of CUMA MIAVOYE?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €19,535 and 32 comparable companies (NACE 94). It probably lies between €43,000 and €370,000. It is a rough estimate.Financials
Is CUMA MIAVOYE profitable?
In financial year 2025, CUMA MIAVOYE made a profit of €133.
Where can I find the annual accounts of CUMA MIAVOYE?
CUMA MIAVOYE filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CUMA MIAVOYE due?
CUMA MIAVOYE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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