CUMA DU PREAI

Active

Cooperative companyfounded 199333 yrs activeTaverneux 29, 6661 Houffalize, BelgiumKBO/BCE: BE 0449.355.666

CUMA DU PREAI has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €-24k. Its solvency ranks better than 26% of 3110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

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Checked score

Score 2025

65 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability75

Solvency35

Growth-

Track record85

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days acceptable

Liquidity short (current ratio 0.28; short-term debt: 47.4% and cash: 1.7% of total assets), and 89.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 01

Relative position

BE, all sectors

reference

Sector 01

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

10.5%

Return on assets

-4.4%

Age of the figures

18 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 18-12-2025, 48 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

48 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€358k

EBIT margin

-4.3%

Net result

€-24k

Working capital

€-186k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €543k

86.9%

13.1%

Fixed assets €472k

Current assets €71k

Equity and liabilities €543k

10%

89.5%

Equity €57k

Debt €486k

Debt finances 89.5% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€95k

Cash flow

€86k

Solvency

10.5%

Current ratio

0.28

Quick ratio

0.28

Debt / equity

8.53

ROE

-41.9%

ROA

-4.4%

Interest coverage

10.98

Debt

€486k

Debt ≤ 1 year

€257k

Debt > 1 year

€229k

Staff costs

€28k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€543k

Fixed assets21/28€472k

Tangible fixed assets22/27€472k

Land and buildings22€61k

Plant, machinery and equipment23€315k

Furniture and vehicles24€96k

Current assets29/58€71k

Amounts receivable within one year40/41€56k

Trade receivables40€56k

Cash at bank and in hand54/58€9k

Deferred charges and accrued income490/1€6k

Equity and liabilities

Total equity and liabilities10/49€543k

Equity10/15€57k

Reserves13€2k

Non-distributable reserves130/1€2k

Other1319€2k

Profit (loss) carried forward14€10k

Investment grants15€45k

Amounts payable17/49€486k

Amounts payable after more than one year17€229k

Financial debts170/4€229k

Amounts payable within one year42/48€257k

Current portion of amounts payable after more than one year42€86k

Trade debts44€89k

Suppliers440/4€89k

Taxes, remuneration and social security45€10k

Taxes450/3€15

Remuneration and social security454/9€10k

Other amounts payable47/48€72k

Income statement Code2025

Turnover70€358k

Goods, raw materials, services and sundry goods60/61€233k

Remuneration, social security and pensions62€28k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€110k

Other operating charges640/8€2k

Gross operating margin9900€125k

Operating profit (loss)9901€-15k

Financial charges65/66B€9k

Recurring financial charges65€9k

Profit (loss) for the period before taxes9903€-24k

Profit (loss) for the period9904€-24k

Profit (loss) for the period to be appropriated9905€-24k

Appropriation of the result

Profit (loss) to be appropriated9906€10k

Profit (loss) brought forward from the previous period14P€33k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

18-12

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 48 days late

NBB filing

Directors · office · real estate

Directors

6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Houffalize · 1 establishment unit since 1993

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Taverneux 296661 Houffalize

Ground area

486 m²

Building footprint

153 m²

Parcel 82019C0379/00L000, Wallonia. Linked by address, not a title deed.

1 establishment unit

Taverneux 29, 6661 Houffalize

NACE 0112302

since 19932.060.889.219

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
82019C0379/00L000	Wallonia	486 m²	1 · 153 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

DC FOREST

BE 0799.717.092

Libramont-Chevigny · Eq €57k

Bilzen-Hoeselt · Eq €57k

CATRIMMO

BE 0419.604.776

Middelkerke · Eq €57k

ANDRIES

BE 0425.363.113

Mechelen · Eq €57k

Of 20,593 companies in sector 01500 we hold annual accounts for 1,149. 736 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formCooperative company

Founded12-02-1993

Fiscal year end31-03

Activities, NACEBEL

01500Mixed farming

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.