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CUMA DES RIVETEAUX

Active
Cooperative companyfounded 1995active for 31 yearsLa Joncquière(GOZ) sn, 6534 Thuin, BelgiumKBO/BCE: BE 0455.901.780
Summary

CUMA DES RIVETEAUX has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,672 and a net result of €22,992. Equity remains stable across the filed financial years (±1.3% per year). Its solvency ranks better than 27% of 3,672 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Mixed farming
NACE 01500
1 site
Size
€329,740total assets 2025
Equity
€35,672
Profit
€22,992
Turnover not published (micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Accounts 2 days early0 of 2 deeds read
Why 83raises riskFigures for financial year 2025 (filed 01-11-2025)Founded in 1995lowers riskSize: total assets €329,740Sector: Crop and animal production, hunting and related service activities (NACE 01)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 51% of its sector peers (NACE 01, micro)
Financial strength · tick = 2024
Weak
Solvency 36-22
equity 10.8% of total assets
Liquidity 20-45
short-term debt 66.3% · cash 4.2%
Profitability 77=
return on assets 7.0%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,686 companies, NACE 01, micro)
Last 24 months 11-2024: 1.8%highest value 12-2024: 1.8%● unchanged vs 11-2024highest value 01-2025: < 0.1%▼ -1.8 percentage points vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025lowest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: 0.1%▲ +0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.2%▲ +0.1 percentage points vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.2 percentage points vs 09-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.29, compared with 1.32 in 2024, below 1; short-term debt: 66.3% and cash: 4.2% of total assets), and 89.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro): better than 24% on solvency, 16% on liquidity, 68% on profitability and 96% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €329,740
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed 01-11-2025)
NBB · annual accounts
lowers risk · Sector: Crop and animal production, hunting and related service activities (NACE 01)
KBO
raises risk · Founded in 1995
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
192021222425
2019 to 2025 · latest year €35,672
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
29 days late
2022
30 days late
2021
29 days late
2020
32 days early
2019
36 days early
2018
78 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 01) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 29 November (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end17-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2019 to 2025net €22,992 ▲827%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Active since 1995founded 31-08-1995 31 years View
  • Total assets 20256 financial years filed €329,740 View

By topic

Financials

Financial year
2025
Total assets
€329,740
Profit
€22,992
Solvency
10.8%
Total assets▲ 764%
Net result
20192025
Go to Financials

Timeline

Events
32
Since
1997
Next accounts
by 31-10-2026
  1. 31-03-2024Back to profit
  2. 30-11-2022Annual accounts filed
  3. 29-11-2021Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Activity
Mixed farmingNACE 01500
Founded
31-08-1995
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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