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CUMA DES FRONTIERES

Active
Cooperative companyfounded 2008active for 18 yearsGrand Rigneux(ROUV) 1, 7120 Estinnes, BelgiumKBO/BCE: BE 0898.289.581

From the official registers: KBO 18 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CUMA DES FRONTIERES has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,593 and a net result of €8,861. Equity is shrinking by about 7.5% per year across the filed financial years. Its solvency ranks better than 26% of 9,811 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

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CUMA DES FRONTIERESActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 02-06-2008 Normal situation
Legal form
Cooperative company
Registered office
Grand Rigneux(ROUV) 1, 7120 Estinnes
Activity
Wholesale of machine tools NACE 46620
Establishment units
2.230.531.331 7120 Estinnes, since 20-12-2012
2.294.952.296 6560 Erquelinnes, since 01-10-2019
Financial year end
31 December
Peppol
Reachable since 20-07-2026
Company details

Who decides

Board
Board & ownership

How it is doing

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€51,339
▲ 23.8%
Turnover
≈ €300,000
estimated
Profit
€8,861
▲ 123×
Equity
€33,593
▲ 35.8%
Total assets
€173,701
▲ 85.0%
2025 accounts filed 84 days late
Filed on 23-10-2026at the National Bank
Financials
Why 66raises riskLast filed accounts filed 84 days late; 2 of the last 3 lateLiquidity: current ratio 1.06, cash €5,304, halvedlowers riskFounded in 2008Size: total assets €173,701Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 50% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 44-7
equity 19.3% of total assets
Liquidity 23-36
short-term debt 59.9% · cash 3.1%
Profitability 75-4
return on assets 5.1%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.6%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.1%▲ +0.3 percentage points vs 07-2025 09-2025: 1.4%▲ +0.3 percentage points vs 08-2025 10-2025: 2.1%▲ +0.7 percentage points vs 09-2025highest value 11-2025: 0.8%▼ -1.3 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.7%▼ -0.1 percentage points vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.4 percentage points vs 07-2026 09-2026: 1.3%▲ +0.2 percentage points vs 08-2026 10-2026: 1.1%▼ -0.2 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.06, compared with 0.59 in 2024, below the usual 1.5; short-term debt: 59.9% and cash: 3.1% of total assets), and 80.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 31% on solvency, 21% on liquidity, 64% on profitability and 84% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 84 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 2008
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €173,701
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.06, cash €5,304, halved
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €33,593
raises risk · 2025 accounts filed 84 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-10-2026, 84 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
84 days late
2024
61 days late
2023
28 days late
2022
14 days early
2021
29 days late
2020
55 days late
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 43 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage

Key points

  • Caution: Among the weakest 18% on equitysector median €365,227 · 9,807 companies €33,593 View

Documents

Annual accounts at the NBB

All 18 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about CUMA DES FRONTIERES

What is the company number of CUMA DES FRONTIERES?
0898.289.581. In Belgium the VAT number is the company number with BE in front: BE 0898.289.581.
Where is CUMA DES FRONTIERES based?
The registered office is at Grand Rigneux(ROUV) 1, 7120 Estinnes.Company details
What does CUMA DES FRONTIERES do?
According to the KBO register, the main activity is wholesale of machine tools (NACE 46620).
What is the legal form of CUMA DES FRONTIERES?
Cooperative company (CV).
When was CUMA DES FRONTIERES founded?
On 02-06-2008.
Is CUMA DES FRONTIERES still active?
Yes, CUMA DES FRONTIERES is an active enterprise in the KBO register.
What is the turnover of CUMA DES FRONTIERES?
≈ €300,000 in financial year 2025. Estimated from the gross margin of €51,339: probably between €110,000 and €780,000, based on 66 comparable companies, NACE 46. In financial year 2024 turnover was €80,990.Financials
Is CUMA DES FRONTIERES profitable?
In financial year 2025, CUMA DES FRONTIERES made a profit of €8,861.
Where can I find the annual accounts of CUMA DES FRONTIERES?
CUMA DES FRONTIERES filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of CUMA DES FRONTIERES due?
By 31-07-2027, for financial year 2026.Timeline

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