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CUMA DE VIL EN VAL

Active
Private limited companyfounded 2001active for 25 yearsRue de Villenval 147, 5300 Andenne, BelgiumKBO/BCE: BE 0474.746.407
Summary

CUMA DE VIL EN VAL has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,034 and a net result of -€10,244. Equity has been shrinking by about 19% per year since 2023. Its solvency ranks better than 41% of 3,714 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-05-2001 Normal situation
Activity
Growing of cereals (except rice), leguminous crops and oil seeds NACE 01110
Establishment unit
2.098.149.689 5300 Andenne, since 14-06-2001
Financial year end
30 June
Peppol
Reachable since 26-09-2025

Board and ownership

Board

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-06-2025
Gross margin
€17,653
▼ 31.3%
Turnover
≈ €66,000
estimated
Loss
€10,244
▲ 448%
Equity
€21,034
▼ 32.8%
Total assets
€89,162
▼ 10.4%
Score breakdownraises riskLoss of €10,244, the second in a row (financial year 2025)lowers riskSize: total assets €89,162Sector: Crop and animal production, hunting and related service activities (NACE 01)Liquidity: current ratio 0.58, cash €12,977Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 24% of micro companies in crop and animal production (NACE 01)
Financial strength · tick: 2024
Weak
Solvency 49-7
equity 23.6% of total assets
Liquidity 27+10
short-term debt 76.4% · cash 14.6%
Profitability 54-12
return on assets -11.5%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,695 companies, NACE 01, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.3%▲ +0.2 percentage points vs 10-2025highest value 12-2025: 0.3%● unchanged vs 11-2025highest value 01-2026: 0.3%● unchanged vs 12-2025highest value 02-2026: 0.3%● unchanged vs 01-2026highest value 03-2026: 0.3%● unchanged vs 02-2026highest value 04-2026: 0.3%● unchanged vs 03-2026highest value 05-2026: 0.3%● unchanged vs 04-2026highest value 06-2026: 0.3%● unchanged vs 05-2026highest value 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.58 (0.34 in 2024), below 1. Short-term debt is 76.4% and cash 14.6% of total assets. 76.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 37% of them on solvency, 21% on liquidity, 27% on profitability and 10% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €10,244, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €89,162
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Crop and animal production, hunting and related service activities (NACE 01)
KBO
lowers risk · Liquidity: current ratio 0.58, cash €12,977
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€10,244
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-10-2025, 93 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
93 days early
2024
64 days early
2023
58 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 72 days before the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 28 November (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€10,244 View

Recent changes

  1. · Gazette deed Reappointments: Marc DEBLONDE (director) and Luc DEBLONDE (director)
  2. · Gazette deed Incorporation
All 6 events

Comparable companies

These companies have the same main activity as CUMA DE VIL EN VAL: growing of cereals (except rice), leguminous crops and oil seeds (NACE 01110). They are comparable in size and age: total assets between €70,900 and €131,000, founded between 1993 and 2005.

CompanyTotal assetsGross margin
CUMA DE VIL EN VAL Andenne€89,162€17,653
AGRIHASTIR Namur€130,898€17,585
LEONTINE Linter€89,238€13,849
VILOUR FRERES Juprelle€87,127€27,977
DUPLACIE KRIS Langemark-Poelkapelle€87,887€25,142
DPM-agro Aubange€98,880€11,412
TERVAETE Etterbeek€70,916€17,351
Full comparison

Key facts about CUMA DE VIL EN VAL

What is the company number of CUMA DE VIL EN VAL?
The company number of CUMA DE VIL EN VAL is 0474.746.407. The VAT number is the same number with BE in front: BE 0474.746.407.
Where is CUMA DE VIL EN VAL based?
The registered office is at Rue de Villenval 147, 5300 Andenne.Company details
What does CUMA DE VIL EN VAL do?
According to the KBO register, the main activity is growing of cereals (except rice), leguminous crops and oil seeds (NACE 01110).
What is the legal form of CUMA DE VIL EN VAL?
The legal form of CUMA DE VIL EN VAL is Private limited company (BV).
When was CUMA DE VIL EN VAL founded?
CUMA DE VIL EN VAL was founded on 04-05-2001.
Is CUMA DE VIL EN VAL still active?
Yes, CUMA DE VIL EN VAL is an active enterprise in the KBO register.
What is the turnover of CUMA DE VIL EN VAL?
The turnover in financial year 2025 is ≈ €66,000. This figure is estimated from the gross margin of €17,653 and 33 comparable companies (NACE 01). It probably lies between €31,000 and €150,000. It is a rough estimate.Financials
Is CUMA DE VIL EN VAL profitable?
In financial year 2025, CUMA DE VIL EN VAL made a loss of €10,244.
Where can I find the annual accounts of CUMA DE VIL EN VAL?
CUMA DE VIL EN VAL filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CUMA DE VIL EN VAL due?
CUMA DE VIL EN VAL must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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