Checked.be · Company dossierhttps://checked.be/en/c/cum-cura-0726978475 · as of 21-10-2026
CUM CURA
Active
Private limited company · founded 2019 · active for 7 yearsChaussée de Nivelles 52, 7170 Manage, BelgiumKBO/BCE: BE 0726.978.475
Summary
The computed 12-month bankruptcy probability of CUM CURA is 10.9% (high). For CUM CURA, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €17,645 and a net result of -€130. Equity remains stable across the filed financial years (±1.1% per year). Its solvency ranks better than 84% of 6,096 sector peers (NACE 96, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises riskFigures for financial year 2024 (filed 10-12-2024)1 financial year not filed after the legal deadline; latest accounts 38 days late; 2 of the last 3 lateNo registered site in the KBOLiquidity: current ratio 1.45, cash €44, halvedAnnual accounts not filedneutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: High
Filing: One filing cycle is missing
Financial strength, FY 2024 · tick = 2023
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Strong
Solvency96-1
equity 70.6% of total assets
Liquidity38-1
short-term debt 29.4% · cash 0.2%
Profitability68-3
return on assets -0.5%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
10.9%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.7% (7,620 companies, NACE 96, micro)
Last 24 months11-2024: 4.3%12-2024: 4.6%▲ +0.3 percentage points vs 11-202401-2025: 3.8%▼ -0.8 percentage points vs 12-202402-2025: 3.8%● unchanged vs 01-202503-2025: 3.8%● unchanged vs 02-202504-2025: 3.9%▲ +0.1 percentage points vs 03-202505-2025: 3.9%● unchanged vs 04-202506-2025: 4.2%▲ +0.3 percentage points vs 05-202507-2025: 4.3%▲ +0.1 percentage points vs 06-202508-2025: 3.7%▼ -0.6 percentage points vs 07-202509-2025: 3.6%▼ -0.1 percentage points vs 08-202510-2025: 3.6%● unchanged vs 09-2025lowest value11-2025: 4.4%▲ +0.8 percentage points vs 10-202512-2025: 4.8%▲ +0.4 percentage points vs 11-202501-2026: 6.7%▲ +1.9 percentage points vs 12-202502-2026: 6.8%▲ +0.1 percentage points vs 01-202603-2026: 8.3%▲ +1.5 percentage points vs 02-202604-2026: 11.4%▲ +3.1 percentage points vs 03-202605-2026: 11.4%● unchanged vs 04-202606-2026: 12.0%▲ +0.6 percentage points vs 05-2026highest value07-2026: 11.1%▼ -0.9 percentage points vs 06-202608-2026: 11.1%● unchanged vs 07-202609-2026: 10.9%▼ -0.2 percentage points vs 08-202610-2026: 10.9%● unchanged vs 09-2026
31-03-2025 year end31-10-2025 deadline21-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 08-12-2024, 38 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 140 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2024 · micro…
Liquidity times 6current ratio 1.45
Annual accounts filedfinancial year 2023 · micro…
Key points
Risk: Accounts not fileddeadline was 31-10-2025355 days lateView
Positive: Among the best 17% on solvencysector median 24.8% · 6,096 companies70.6%View
Total assets 20244 financial years filed€24,976View