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CULTURED

Active
Private limited companyfounded 20197 yrs activeVerlatstraat 23, 2000 Antwerpen, BelgiumKBO/BCE: BE 0731.592.608
Summary

CULTURED has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€17,683) and a net result of -€13,996. Equity is shrinking by ~53.8% per year across the filed fiscal years. Its solvency ranks better than 13% of 4266 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch ReportCompare
CULTUREDActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Design of textile patterns, clothing, jewellery, furniture and decorative items
NACE 74111NACE 74101
1 site
Size
€188,699total assets 2025
Equity
-€17,683
Loss
-€13,996
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.1%
Structure
Accounts on time0 of 1 deed read
Why 53Capped at 59: negative equity- Negative equity -€17,683- Liquidity: current ratio 0.44, cash €1,194+ Sector Other professional, scientific and technical activities (NACE 74)+ Size: total assets €188,699Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 12% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 16-12
equity -9.4% of total assets
Liquidity 1-1
short-term debt 109.4% · cash 0.6%
Profitability 18-54
return on assets -7.4%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,407 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● 0.0% vs 11-2024 01-2025: 0.6%▼ -2.8% vs 12-2024 02-2025: 0.6%▲ +1.1% vs 01-2025 03-2025: 0.6%▼ -2.1% vs 02-2025 04-2025: 0.6%▲ +1.9% vs 03-2025 05-2025: 0.6%▼ -2.1% vs 04-2025lowest value 06-2025: 0.6%▲ +1.1% vs 05-2025 07-2025: 0.7%▲ +7.0% vs 06-2025 08-2025: 1.0%▲ +55.3% vs 07-2025 09-2025: 1.3%▲ +25.0% vs 08-2025 10-2025: 2.1%▲ +64.0% vs 09-2025 11-2025: 2.3%▲ +8.1% vs 10-2025 12-2025: 2.7%▲ +15.7% vs 11-2025 01-2026: 3.9%▲ +44.6% vs 12-2025 02-2026: 3.9%● 0.0% vs 01-2026 03-2026: 4.1%▲ +5.7% vs 02-2026highest value 04-2026: 3.6%▼ -10.6% vs 03-2026 05-2026: 3.6%● 0.0% vs 04-2026 06-2026: 3.6%▼ -2.0% vs 05-2026 07-2026: 3.6%● 0.0% vs 06-2026 08-2026: 1.1%▼ -68.8% vs 07-2026 09-2026: 1.1%● 0.0% vs 08-2026 10-2026: 1.1%● 0.0% vs 09-2026
  • Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
  • Size: total assets €188,699 lowers the probability for this profile
  • Negative equity -€17,683 raises the probability
  • Liquidity: current ratio 0.44, cash €1,194 raises the probability
No credit on open account
Liquidity short (current ratio 0.44 against 0.49 in 2023; short-term debt: 109.4% and cash: 0.6% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 13%, liquidity 2%, profitability 20%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Other professional, scientific and technical activities (NACE 74)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €188,699
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€17,683
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.44, cash €1,194
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
192021222325
2019 to 2025 · latest year -€17,683
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
on the day
2023
12 d early
2022
42 d late
2021
26 d late
2020
88 d late
2019
19 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 27 days after the deadline; the sector median for financial year 2023 is 2 days before the deadline, and 40% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Back to profitnet €3,537

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€17,683 View
  • Caution: Among the weakest 9% on equitysector median €41,207 · 4,270 companies -€17,683 View
  • Total assets 20256 fiscal years filed €188,699 View

By topic

Financials

Fiscal year
2025
Total assets
€188,699
Loss
-€13,996
Solvency
-9.4%
Total assets▲ 23.5%
Net result
20192025
Go to Financials

Timeline

Events
9
Since
2020
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 19-07-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Design of textile patterns, clothing, jewellery, furniture and…NACE 74111
Founded
25-07-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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