CULTEA
ActiveCULTEA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €24k. Equity is growing by ~45.2% per year across the filed fiscal years. Its solvency ranks better than 18% of 3112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-1
Solvency26▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.97 in 2024; short-term debt: 21.3% and cash: 0.8% of total assets), and 98.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
1.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 3112 sector peers (2025).
NBB · sector comparisonPosition among 3112 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
38 d early
2023
8 d early
2022
21 d early
2021
31 d early
2020
8 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k
2024 · €-10k
2018: €-420k
2019: €-427k
2020: €-441k
2021: €-154k
2022: €-160k
2023: €-37k
2024: €-10k
2018 → 2025
Total assets
€1.23M▲ 3.7%
2024 · €1.18M
2018: €1.16M
2019: €1.13M
2020: €1.07M
2021: €1.10M
2022: €1.10M
2023: €1.36M
2024: €1.18M
2018 → 2025
Net result
€24k▼ 14.0%
2024 · €27k
2018: €-34k
2019: €-7k
2020: €-14k
2021: €287k
2022: €-6k
2023: €123k
2024: €27k
2018 → 2025
Working capital
€12k
2024 · €-7k
2018: €-232k
2019: €-202k
2020: €-332k
2021: €8k
2022: €-94k
2023: €-57k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-154k-€-160k▼ 3.9%€-37k▲ 76.8%€-10k▲ 73.8%€14k
Operating result€292k-€598▼ 99.8%€129k▲ 21,424%€33k▼ 74.5%€31k▼ 6.0%
Net result€287k-€-6k€123k€27k▼ 77.6%€24k▼ 14.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.23M
Fixed assets
€953k▲ 3.3%
Current assets
€273k▲ 5.1%
Equity and liabilities €1.23M
Equity
€14k
Debt
€1.21M
Debt finances 98.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€259k▼
2024 · €271k
Cash flow
€251k▼
2024 · €266k
Solvency
1.1%▲
2024 · -0.8%
Current ratio
1.05▲
2024 · 0.97
Quick ratio
1.05▲
2024 · 0.97
Debt / equity
87.47
ROE
170.4%
ROA
1.9%▼
2024 · 2.3%
Interest coverage
35.66▼
2024 · 50.33
Debt
€1.21M▲
2024 · €1.19M
Debt ≤ 1 year
€260k▼
2024 · €267k
Debt > 1 year
€945k▲
2024 · €925k
Staff costs
€50k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.23M▲
Fixed assets21/28€922k€953k▲
Tangible fixed assets22/27€922k€953k▲
Plant, machinery and equipment23€504k€617k▲
Furniture and vehicles24€172k€135k▼
Leasing and similar rights25€247k€201k▼
Current assets29/58€259k€273k▲
Amounts receivable within one year40/41€223k€245k▲
Trade receivables40€219k€239k▲
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€26k€10k▼
Deferred charges and accrued income490/1€10k€18k▲
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.23M▲
Equity10/15€-10k€14k▲
Contributions10/11€150k€150k=
Reserves13€300€300=
Distributable reserves133€300€300=
Profit (loss) carried forward14€-160k€-136k▲
Amounts payable17/49€1.19M€1.21M▲
Amounts payable after more than one year17€925k€945k▲
Financial debts170/4€925k€945k▲
Amounts payable within one year42/48€267k€260k▼
Current portion of amounts payable after more than one year42€131k€155k▲
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€0-
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€119k€95k▼
Accrued charges and deferred income492/3€0€6k▲
Income statement
Code20242025
Non-recurring operating income76A€22k€45k▲
Remuneration, social security and pensions62€48k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€238k€228k▼
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A-€103
Gross operating margin9900€320k€310k▼
Operating profit (loss)9901€33k€31k▼
Financial income75/76B€21€0▼
Recurring financial income75€21€0▼
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€27k€24k▼
Profit (loss) for the period9904€27k€24k▼
Profit (loss) for the period to be appropriated9905€27k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-160k€-136k▲
Profit (loss) brought forward from the previous period14P€-188k€-160k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €123k
Net result €123k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €287k
Net result €287k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.04
Current ratio from 0.32 to 1.04; short-term debt falls from €489k to €212k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linter · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beinshoevestraat(WOM) 13350 LinterGround area
361 m²
Parcel 24128B0008/00S000, Flanders. Linked by address, not a title deed.
1 establishment unit
Cultea
since 20052.148.769.833
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24128B0008/00S000 | Flanders | 361 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLinter2.148.769.833
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HORSE POWER
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Of 3,625 companies in sector 01130 we hold annual accounts for 789. 216 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2005
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01410Raising of dairy cattle
01610Support activities for crop production
46216Wholesale of agricultural produce and animal feed, general range
47210Retail sale of fruit and vegetables
51210
68110Buying and selling of own real estate
70120
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.