CULOT MNM
ActiveCULOT MNM has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €17k. Equity is growing by ~39.4% per year across the filed fiscal years. Its solvency ranks better than 74% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-12
Solvency100▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.82 against 2.7 in 2024; short-term debt: 20.3% and cash: 24.1% of total assets), and 24.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.9%
Return on assets
14.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
2 d early
2023
25 d late
2022
119 d late
2021
11 d late
2020
23 d late
2019
387 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€89k▲ 23.7%
2024 · €72k
2018: €15k
2019: €15k
2020: €14k
2021: €20k
2022: €28k
2023: €44k
2024: €72k
2018 → 2025
Total assets
€117k▲ 1.9%
2024 · €115k
2018: €36k
2019: €32k
2020: €44k
2021: €38k
2022: €70k
2023: €97k
2024: €115k
2018 → 2025
Net result
€17k▼ 38.8%
2024 · €28k
2018: €-4k
2019: €-2k
2020: €-553
2021: €6k
2022: €8k
2023: €15k
2024: €28k
2018 → 2025
Working capital
€91k▲ 26.6%
2024 · €72k
2018: €20k
2019: €20k
2020: €20k
2021: €26k
2022: €32k
2023: €49k
2024: €72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€28k▲ 41.4%€44k▲ 54.3%€72k▲ 63.2%€89k▲ 23.7%
Operating result€10k-€11k▲ 8.6%€18k▲ 72.4%€33k▲ 81.7%€19k▼ 42.7%
Net result€6k-€8k▲ 36.9%€15k▲ 85.5%€28k▲ 79.6%€17k▼ 38.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€2k▲ 183%
Current assets
€115k▲ 0.6%
Equity and liabilities €117k
Equity
€89k▲ 23.7%
Debt
€28k▼ 34.5%
The debt ratio falls from 37.5% to 24.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €34k
Cash flow
€18k▼
2024 · €28k
Solvency
75.9%▲
2024 · 62.5%
Current ratio
4.82▲
2024 · 2.70
Quick ratio
4.82▲
2024 · 2.70
Debt / equity
0.32▼
2024 · 0.60
ROE
19.2%▼
2024 · 38.7%
ROA
14.5%▼
2024 · 24.2%
Interest coverage
14.00▼
2024 · 35.91
Debt
€28k▼
2024 · €43k
Debt ≤ 1 year
€24k▼
2024 · €42k
Income taxes
€5k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€117k▲
Fixed assets21/28€809€2k▲
Tangible fixed assets22/27€584€2k▲
Furniture and vehicles24€584€2k▲
Financial fixed assets28€225€225=
Current assets29/58€114k€115k▲
Amounts receivable within one year40/41€103k€86k▼
Trade receivables40€7k€7k▲
Other amounts receivable41€96k€79k▼
Cash at bank and in hand54/58€11k€28k▲
Deferred charges and accrued income490/1-€12
Equity and liabilities
Total equity and liabilities10/49€115k€117k▲
Equity10/15€72k€89k▲
Contributions10/11€19k€19k=
Reserves13€50k€70k▲
Distributable reserves133€50k€70k▲
Profit (loss) carried forward14€3k€118▼
Amounts payable17/49€43k€28k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€42k€24k▼
Current portion of amounts payable after more than one year42€4k€0▼
Trade debts44€7k€279▼
Suppliers440/4€7k€279▼
Taxes, remuneration and social security45€31k€23k▼
Taxes450/3€31k€21k▼
Remuneration and social security454/9-€3k
Accrued charges and deferred income492/3€853€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€182€932▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€35k€23k▼
Operating profit (loss)9901€33k€19k▼
Financial income75/76B€9k€5k▼
Recurring financial income75€9k€5k▼
Financial charges65/66B€936€1k▲
Recurring financial charges65€936€1k▲
Profit (loss) for the period before taxes9903€42k€22k▼
Income taxes67/77€14k€5k▼
Profit (loss) for the period9904€28k€17k▼
Profit (loss) for the period to be appropriated9905€28k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€20k▼
Profit (loss) brought forward from the previous period14P€478€3k▲
Transfer to equity691/2€25k€20k▼
To other reserves6921€25k€20k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €28k ▲79.6%
Operating result €33k, net result €28k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 25 days late
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 119 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
22-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 387 days late
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoge Donk 381840 LonderzeelGround area
655 m²
Building footprint
186 m²
Volume, LiDAR
862 m³
Parcel 23045B0348/00X000, Flanders · tallest building 7.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CULOT MNM
since 20152.246.672.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045B0348/00X000 | Flanders | 655 m² | 1 · 186 m² | 7.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WILLSKRACHT
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S & S INVEST
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CORVIDAE
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Of 24,505 companies in sector 82990 we hold annual accounts for 9,396. 7,171 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2015
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.