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CULA BULA

Active
Private limited company (pre-2019)founded 201016 yrs activeAbraham Verhoevenlaan 10, 2050 Antwerpen, BelgiumKBO/BCE: BE 0830.777.185
Summary

CULA BULA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70,047 and a net result of €18,596. Equity is shrinking by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 3831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
Graphic design and visual communication
NACE 74120NACE 74103
1 site
How big
€70,786total assets 2025
Equity
€70,047
Profit
€18,596
Turnover not published (abridged schema)
Financially healthy?
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Accounts 24 d early0 of 11 deeds read
Why 90- Liquidity: current ratio 84.12, cash €253- Size: total assets €70,786+ Equity €70,047 (99.0% of total assets)+ Founded in 2010Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 72% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 99.0% of total assets
Liquidity 50+8
short-term debt 1.0% · cash 0.4%
Profitability 100+100
return on assets 26.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,327 companies)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● 0.0% vs 11-2024 01-2025: 0.4%▲ +1.2% vs 12-2024 02-2025: 0.4%● 0.0% vs 01-2025 03-2025: 0.4%▲ +0.7% vs 02-2025 04-2025: 0.4%▲ +1.9% vs 03-2025 05-2025: 0.4%▼ -3.0% vs 04-2025 06-2025: 0.4%▼ -2.4% vs 05-2025 07-2025: 0.5%▲ +15.7% vs 06-2025 08-2025: 0.7%▲ +44.4% vs 07-2025 09-2025: 0.7%● 0.0% vs 08-2025 10-2025: 0.7%● 0.0% vs 09-2025 11-2025: 0.7%● 0.0% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%▲ +0.4% vs 12-2025 02-2026: 0.7%● 0.0% vs 01-2026 03-2026: 0.7%▼ -0.9% vs 02-2026 04-2026: 0.7%▲ +1.9% vs 03-2026highest value 05-2026: 0.7%▼ -3.2% vs 04-2026 06-2026: 0.7%▼ -2.4% vs 05-2026 07-2026: 0.7%▲ +3.1% vs 06-2026 08-2026: 0.2%▼ -64.4% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 84.12, cash €253 raises the probability
  • Size: total assets €70,786 raises the probability for this profile
  • Equity €70,047 (99.0% of total assets) lowers the probability
  • Founded in 2010 lowers the probability for this profile
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 84.12 against 3.87 in 2024; short-term debt: 1% and cash: 0.4% of total assets), and 1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 88%, liquidity 39%, profitability 88%, growth against the median 75%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 84.12, cash €253
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: total assets €70,786
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €70,047 (99.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2010
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
22 d early
2023
20 d early
2022
18 d early
2021
8 d late
2020
39 d late
2019
259 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €18,596
  3. Liquidity times 22current ratio 84.12

Key points

  • Positive: Among the best 5% on solvencysector median 50.2% · 3,831 companies 99.0% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Total assets 20256 fiscal years filed €70,786 View

By topic

Financials

Fiscal year
2025
Total assets
€70,786
Profit
€18,596
Solvency
99.0%
Total assets▲ 5.4%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 07-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 31-12-2025Liquidity times 22
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Graphic design and visual communicationNACE 74120
Founded
01-10-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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