CUIZIEN
ActiveSummary
The computed 12-month bankruptcy probability of CUIZIEN is 2.8% (moderate). The 2025 annual accounts show negative equity (-€128,879) and a net result of -€129,045. Its solvency ranks better than 9% of 22,581 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- 1 FTE
- Equity
- -€128,879
- Loss
- -€129,045
Why 49raises riskNegative equity -€128,879Loss of €129,045, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 0.15, cash €25,433Size: total assets €148,310Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 6% on solvency, 20% on liquidity, 6% on profitability and 1% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 32 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- IncorporationAppointments: VANLAER, Bart (director) and…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result stays negative: a loss of €125,485 in 2025 against €2,019 in 2024; the loss grows.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.8% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €106,265 | €70,946 | ▼ 33.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,060 | €30,187 | ▲ 100% |
| Other operating charges640/8 | €409 | €428 | ▲ 4.6% |
| Operating charges capitalised as restructuring costs649 | -€145,524 | - | - |
| Gross operating margin9900 | -€25,808 | -€23,923 | ▲ 7.3% |
| Operating profit (loss)9901 | -€2,019 | -€125,485 | ▼ 6,117% |
| Financial income75/76B | €168 | - | - |
| Recurring financial income75 | €168 | - | - |
| Financial charges65/66B | €2,871 | €3,471 | ▲ 20.9% |
| Recurring financial charges65 | €2,871 | €3,471 | ▲ 20.9% |
| Profit (loss) for the period before taxes9903 | -€4,721 | -€128,955 | ▼ 2,632% |
| Income taxes67/77 | €113 | €90 | ▼ 21.0% |
| Profit (loss) for the period9904 | -€4,834 | -€129,045 | ▼ 2,569% |
| Profit (loss) for the period to be appropriated9905 | -€4,834 | -€129,045 | ▼ 2,569% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €161,936 | €148,310 | ▼ 8.4% |
| Formation expenses20 | €130,892 | €101,787 | ▼ 22.2% |
| Fixed assets21/28 | €3,072 | €4,199 | ▲ 36.7% |
| Tangible fixed assets22/27 | €3,072 | €4,199 | ▲ 36.7% |
| Plant, machinery and equipment23 | €3,072 | €4,199 | ▲ 36.7% |
| Current assets29/58 | €27,972 | €42,324 | ▲ 51.3% |
| Amounts receivable within one year40/41 | €12,170 | €13,482 | ▲ 10.8% |
| Trade receivables40 | €12,170 | €11,951 | ▼ 1.8% |
| Other amounts receivable41 | - | €1,531 | - |
| Cash at bank and in hand54/58 | €15,498 | €25,433 | ▲ 64.1% |
| Deferred charges and accrued income490/1 | €304 | €3,409 | ▲ 11× |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €161,936 | €148,310 | ▼ 8.4% |
| Equity10/15 | €166 | -€128,879 | - |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€4,834 | -€133,879 | ▼ 2,669% |
| Amounts payable17/49 | €161,770 | €277,189 | ▲ 71.3% |
| Amounts payable within one year42/48 | €161,770 | €277,189 | ▲ 71.3% |
| Trade debts44 | €4,413 | €22,875 | ▲ 418% |
| Suppliers440/4 | €4,413 | €22,875 | ▲ 418% |
| Advances received on contracts in progress46 | - | €60,975 | - |
| Taxes, remuneration and social security45 | €17,357 | €13,339 | ▼ 23.1% |
| Taxes450/3 | €980 | €4,059 | ▲ 314% |
| Remuneration and social security454/9 | €16,378 | €9,280 | ▼ 43.3% |
| Other amounts payable47/48 | €140,000 | €180,000 | ▲ 28.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€4,834 | -€129,045 | ▼ 2,569% |
| + Depreciation and write-downs630 | €15,060 | €30,187 | ▲ 100% |
| Operating cash flow (approximation) | €10,226 | -€98,858 | - |
| Investment in fixed assets (approximation) | - | -€31,314 | - |
| Change in cash | - | €9,935 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 29-06-2026 | 2026-00214918 |
| 31-12-2024 | micro format | 30-06-2025 | 2025-00201847 |
Similar companies · same sector and region
Subsidies and aid
Flemish government
2023 · 1 entry · €4,260 awarded · €4,260 paidPublic contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| VANLAER, Bart |
|
| VANLAER, Christof |
|
Owners and capital
Capital and shareholders
- VANLAER, Bart 2,500 shares (50%) · €2,500
- VANLAER, Christof 2,500 shares (50%) · €2,500
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 23-06-2023 Incorporation · €5,000 · 5,000 shares
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
23-06
Gazette deed
IncorporationAppointments: VANLAER, Bart (director) and VANLAER, Christof (director) · Founder · Founding capital13 facts ▸
- Founder, VANLAER, Bart (comparant)
- Founder, VANLAER, Christof (comparant)
- Incorporation, “CUIZIEN” (deed in Dutch)
- Other provision, “bevoegd-en bekwaamheid comparanten, bevoegd en bekwaam” (deed in Dutch)
- Other provision, “financieel plan, oprichters” (deed in Dutch)
- Founding capital, €5,000
- Bank account, 5000, EUR
- Other provision, “deponering stortingen, deponering heeft plaatsgevonden” (deed in Dutch)
- Registered office clause, “3500 Hasselt, Genkersteenweg 154” (deed in Dutch)
- Board rule, 2
- Director appointment, VANLAER, Bart (director)
- Director appointment, VANLAER, Christof (director)
- +1 further fact in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0802.995.001
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71323C0629/00D002 | Flanders | 1,594 m² | 1 · 753 m² | 7.5 m · 2 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De aan-en verkoop,in-en uitvoer,het plaatsen en het ontwerpen van keukens in het algemeen; De aan-en verkoop,in-en uitvoer en het plaatsen…” (deed in Dutch)
29 activities (deed in Dutch)
- De aan-en verkoop,in-en uitvoer,het plaatsen en het ontwerpen van keukens in het algemeen;
- De aan-en verkoop,in-en uitvoer en het plaatsen van keukentoestellen in het algemeen;
- De aan-en verkoop,in-en uitvoer van elektrische(huishoud)apparaten;
- Montage van buiten-en binnen schrijnwerk van hout-of van kunststof:deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enz.;
- De aan-en verkoop,in-en uitvoer van huismeubilair en gespecialiseerde winkels;
- Het plaatsen van buiten-of binnenschrijnwerkerij van hout,kunststof,metaal of andere materialen;
- De installatie van al dan niet verplaatsbare tussenwanden,de bekleding van wanden,plafonds,e.a.;
- Het plaatsen van wand-en vloertegels;
- Algemene bouwonderneming inhoudende het optrekken van gebouwen en onder de kap brengen alsmede coördinatie van de andere aan onderaannemers toevertrouwde en door deze uitgevoerde voltooiingswerken van gebouwen;restauratiewerken van gebouwen en monumenten;slopingswerken van gebouwen en kunstwerken;bouwen van stellingen alsmede het invoegen en reinigen van gevels;het bouwen van niet-metalen kunstwerken;optrekken van niet-metalen uitneembare paviljoenen en barakken;waterdicht maken en bedekken van gebouwen met asfalt en teer;droogmaken van gebouwen anders dan met teer en asfalt;leggen van tegelvloeren en mozaïek,warmte-en geluidsisolering;plafonneer-,cementeer-en alle andere pleisterwerken,plaatsen van chapes,leggen van vloer en parketvloer en het plaatsen van alle houten wand-,vloer-en plafondbedekkingen;timmer-en schrijnwerk voor gebouwen;vervaardigen en plaatsen van houten vensterluiken;plaatsen van ijzerwerk,metalen luiken en metalen schrijnwerk in kunststof;grond-en rioleringswerken;funderings-en paalfunderingswerken;aanleggen van speelpleinen,sportvelden,parken en tuinen;aanplantingswerken.;
- Onderneming voor het plaatsen van centrale verwarming met warm water en stoom;installeren van sanitaire inrichtingen en gasverwarming,lood-en zinkwerk;installeren van waterverzachters;
- Onderneming voor het schilderen van gebouwen,behangen en garneren;plaatsen van ruiten,glas,spiegelglas,gekleurde ramen en het aanwenden van alle doorschijnend en doorzichtig materiaal;
- Onderneming voor het bedekken van gebouwen;metalen en niet-metalen dakbedekkingswerken van gebouwen;steen-en marmerwerken voor gebouwen;
- Kleinhandel in alle bouwmaterialen,cement-en betonproducten;
- De aan-en verkoop,in-en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen,in ’t kort tussenpersoon in de handel;
- Het waarnemen van alle bestuursopdrachten en opdrachten van vereffenaars,het uitoefenen van opdrachten en functies;
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa;
- Het verlenen van administratieve prestaties en computerservices;
- Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten,nieuwe vormen van technologie en hun toepassingen;
- De verwerving voor eigen rekening van participaties,onder welke vorm het ook zij,in de oprichting,ontwikkeling,omvorming en controle van om het even welke ondernemingen,Belgische of buitenlandse,commerciële,industriële of andere vennootschappen;
- De verwerving voor eigen rekening van eender welke titels of rechten door middel van participatie,inbreng,onderschrijving,intekening,plaatsing,waarborg,koop,aankoopoptie,verhandeling,of op iedere andere wijze;
- Onderneming in onroerende goederen,welke onder meer omvat:de verwerving,de vervreemding,het beheer,de uitbating,de valorisatie,de verkaveling,de ordening,de huur en de verhuur,onroerende leasing,het doen bouwen en het verbouwen,de procuratie;
- Het verlenen aan de ondernemingen waarin zij deelneemt,al dan niet bezoldigd,van alle bijstand,hetzij technisch,commercieel,administratief of op het vlak van algemeen beheer,hetzij financieel,met inbegrip van de borgstelling,hypotheek verlenen,avalgeving en in pandgeving van onroerende goederen;
- Huren en verhuren van alle gebouwen en ruimten nodig voor evenementen van de onderneming,organiseren in eigen naam,voor derden,of als tussenpersoon,van alle evenementen voor eigen manifestaties en deze van derden of voor derden;
- Het verwerven van participaties,in eender welke vorm,in alle bestaande of op te richten rechtspersonen en vennootschappen,het stimuleren,de planning,de coördinatie,de ontwikkeling van en de investering in rechtspersonen en ondernemingen waarin zij al of niet een participatie aanhoudt;
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels-en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan kredietinstellingen;
- Handelsbemiddeling in goederen,algemeen assortiment;
- Het eigen beheer van een roerend of onroerend patrimonium;
- Ontwikkeling van residentiële bouwprojecten;
- Projectontwikkeling voor de nieuwbouw van individuele woningen of voor renovatiewerken;
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CUIZIEN
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, bestuursorgaan kan bij enkel besluit administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren vestigen…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- One provision in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Schriftelijk op straffe van nietigheid bij gewone brief of e-mailadres vennootschap, intrinsieke waarde op basis van laatst goedgekeurde…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June at 20:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bevoegdheden en vergoeding, algemene vergadering” (deed in Dutch)