Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of CUISI - FORMAT is 0.8% (low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 28-08-2025 | 28 d late | 2025-00445485 |
| 31-12-2023 | 31-07-2024 | 28-08-2024 | 28 d late | 2024-00383508 |
| 31-12-2022 | 31-07-2023 | 14-08-2023 | 14 d late | 2023-00329188 |
| 31-12-2021 | 31-07-2022 | 06-08-2022 | 6 d late | 2022-20281984 |
| 31-12-2020 | 31-07-2021 | 13-08-2021 | 13 d late | 2021-48500216 |
| 31-12-2019 | 31-07-2020 | 01-09-2020 | 32 d late | 2020-51100564 |
| 31-12-2018 | 31-07-2019 | 14-08-2019 | 14 d late | 2019-46400203 |
| 31-12-2017 | 31-07-2018 | 29-06-2018 | 32 d early | 2018-26000076 |
| 31-12-2016 | 31-07-2017 | 26-07-2017 | 5 d early | 2017-35700047 |
| 31-12-2015 | 31-07-2016 | 26-07-2016 | 5 d early | 2016-35700452 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.8%
Low
0%0,5%1,5%4%10%≥25%
Long track record
−Higher-failure-rate sector
+Multiple establishment units
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 28-08-2025 | 2025-00445485 |
| 31-12-2023 | micro | 28-08-2024 | 2024-00383508 |
| 31-12-2022 | micro | 14-08-2023 | 2023-00329188 |
| 31-12-2021 | micro | 06-08-2022 | 2022-20281984 |
| 31-12-2020 | micro | 13-08-2021 | 2021-48500216 |
| 31-12-2019 | micro | 01-09-2020 | 2020-51100564 |
| 31-12-2018 | micro | 14-08-2019 | 2019-46400203 |
| 31-12-2017 | volledig | 29-06-2018 | 2018-26000076 |
| 31-12-2016 | volledig | 26-07-2017 | 2017-35700047 |
| 31-12-2015 | volledig | 26-07-2016 | 2016-35700452 |
Directors
Directors & mandates
2 directorsCurrent directors & mandates
-
CRETEUR FrançoiseDirectorState Gazette act 24440523 (30-10-2024)Current30-10-2024 → present
-
ZSCHAU WalterDirectorState Gazette act 24440523 (30-10-2024)Current30-10-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Detailhandel in huismeubilair(47551) |
| Legal form | Private limited company(610) |
| Incorporation | 15-12-1989 |
| Status | Active |
| Postal code | 7060 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Clos Remy Van den Abeele 327060 SoigniesEstablishment units
2 locationsCUISI-FORMAT
since 19902.046.491.251
Electro Z
since 20082.224.655.111
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area827 m²
Buildings2
Building footprint167 m²
Volume (LiDAR)622 m³
Tallest building8.9 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25072B0165/00R004 | Wallonia | 485 m² | 1 · 71 m² | - |
| 55040C0790/00E000 | Wallonia | 341 m² | 1 · 96 m² | 8.9 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 1 year ago
2024
30-10-2024 2 directors appointed
- CRETEUR Françoise, Bestuurder
- ZSCHAU Walter, Bestuurder
Notary:
Alexandre LECOMTE · Braine-le-Comte
Analysis
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verdict per customer and amountSimilar
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 315 of the 2,604 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in huismeubilair47551Detailhandel in huismeubilair in gespecialiseerde winkels47591Detailhandel in meubels52441
Primary activity highlighted.
Names & trade names
| Legal nameFR | CUISI - FORMAT |
Registered office
Clos Remy Van den Abeele 32
7060 Soignies, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.