CUIJPERS BELGIE
ActiveSummary
CUIJPERS BELGIE has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €110k and a net result of €-81k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 1221 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-36
Solvency63▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.47 in 2023; short-term debt: 61.6% and cash: 2.8% of total assets), but 61.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38.4%
Return on assets
-28.5%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-81k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
1 d early
2022
98 d late
2021
50 d late
2020
12 d late
2019
4 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€110k▼ 42.6%
2023 · €191k
2018: €36k
2019: €-87k
2020: €52k
2021: €187k
2022: €196k
2023: €191k
2018 → 2024
Total assets
€285k▼ 52.5%
2023 · €601k
2018: €496k
2019: €506k
2020: €543k
2021: €378k
2022: €659k
2023: €601k
2018 → 2024
Net result
€-81k▼ 1,665%
2023 · €-5k
2018: €2k
2019: €-124k
2020: €139k
2021: €135k
2022: €9k
2023: €-5k
2018 → 2024
Working capital
€110k▼ 42.6%
2023 · €191k
2018: €36k
2019: €-87k
2020: €52k
2021: €191k
2022: €196k
2023: €191k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€52k-€187k▲ 262%€196k▲ 4.8%€191k▼ 2.4%€110k▼ 42.6%
Operating result€145k-€187k▲ 28.4%€18k▼ 90.3%€-10k€-81k▼ 729%
Net result€139k-€135k▼ 2.7%€9k▼ 93.3%€-5k€-81k▼ 1,665%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €81k in 2024 against €10k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €285k
Equity
€110k ▼ 42.6%
Debt
€176k ▼ 57.1%
Debt's share of the balance-sheet total falls from 68.2% to 61.6%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.62▲
2023 · 1.47
Debt to equity
1.60▼
2023 · 2.14
ROE
-74.2%▼
2023 · -2.4%
ROA
-28.5%▼
2023 · -0.8%
Debt ≤ 1 year
€176k▼
2023 · €410k
Income taxes
€108
Staff costs
€18k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€601k€285k▼
Current assets29/58€601k€285k▼
Stocks and contracts in progress3€37k-
Contracts in progress37€37k-
Amounts receivable within one year40/41€471k€277k▼
Trade receivables40€152k€261k▲
Other amounts receivable41€319k€17k▼
Cash at bank and in hand54/58€93k€8k▼
Equity and liabilities
Total equity and liabilities10/49€601k€285k▼
Equity10/15€191k€110k▼
Contributions10/11€19k€19k=
Reserves13€177k€177k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€171k€171k=
Profit (loss) carried forward14€-5k€-86k▼
Amounts payable17/49€410k€176k▼
Amounts payable within one year42/48€410k€176k▼
Trade debts44€49k€157k▲
Suppliers440/4€49k€157k▲
Advances received on contracts in progress46-€18k
Taxes, remuneration and social security45€4k€478▼
Taxes450/3€4k€108▼
Remuneration and social security454/9-€370
Other amounts payable47/48€357k€0▼
Income statement
Code20232024
Remuneration, social security and pensions62€13k€18k▲
Other operating charges640/8€63€342▲
Gross operating margin9900€3k€-63k▼
Operating profit (loss)9901€-10k€-81k▼
Financial income75/76B€6k-
Recurring financial income75€6k-
Financial charges65/66B€389€59▼
Recurring financial charges65€389€59▼
Profit (loss) for the period before taxes9903€-5k€-81k▼
Income taxes67/77-€108
Profit (loss) for the period9904€-5k€-81k▼
Profit (loss) for the period to be appropriated9905€-5k€-81k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-86k▼
Profit (loss) brought forward from the previous period14P-€-5k
Social balance
Average headcount (FTE)90870.30.3=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 98 days late
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 50 days late
2021
31-12
Financial
Equity above €150kEq €187k ▲262%
2 profitable years in a row build equity to €187k.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 12 days late
2020
31-12
Financial
Back to profitnet €139k
Net result €139k after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
31-12
Financial
Weakest financial yearnet €-124k ▼5561%
Net result drops to €-124k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
2016
11-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg 33540 Herk-de-StadGround area
5,956 m²
Building footprint
357 m²
Parcel 71003B0070/00Z004, Flanders. Linked by address, not a title deed.
1 establishment unit
STRAALBEDRIJF GEBR. CUIJPERS
since 19892.041.928.390
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71003B0070/00Z004 | Flanders | 5,956 m² | 1 · 357 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
J.P.O. GALVANOTECHNIEK
BE 0465.168.052
Kuurne · Eq €110k
AluKolor BE
BE 0432.295.445
Hamme (Vl.) · Eq €111k
VENTIX
BE 0672.656.594
Leuven · Eq €108k
GEDI Rostschutz Belgien
BE 0458.448.922
Amel · Eq €114k
DEWULF
BE 0536.696.248
Zedelgem · Eq €115k
Of 710 companies in sector 25510 we hold annual accounts for 409. 287 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-12-1988
Fiscal year end31-12
Activities, NACEBEL 2025
25510Coating of metals
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.