Cubuss
ActiveCubuss has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81k and a net result of €62k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 89% of 786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+59
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.21 against 0.92 in 2024; short-term debt: 11.6% and cash: 34.3% of total assets), and 11.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.4%
Return on assets
67.9%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €81k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
30 d early
2023
68 d early
2022
20 d early
2021
2 d late
2020
27 d late
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€81k▲ 330%
2024 · €19k
2019: €100k
2020: €157k
2021: €187k
2022: €222k
2023: €48k
2024: €19k
2019 → 2025
Total assets
€91k▼ 22.8%
2024 · €118k
2019: €140k
2020: €182k
2021: €201k
2022: €235k
2023: €269k
2024: €118k
2019 → 2025
Net result
€62k▼ 2.9%
2024 · €64k
2019: €95k
2020: €45k
2021: €31k
2022: €36k
2023: €36k
2024: €64k
2019 → 2025
Working capital
€45k
2024 · €-8k
2019: €86k
2020: €143k
2021: €177k
2022: €192k
2023: €18k
2024: €-8k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€187k-€222k▲ 19.1%€48k▼ 78.4%€19k▼ 60.8%€81k▲ 330%
Operating result€40k-€45k▲ 13.5%€45k▲ 0.2%€82k▲ 81.0%€80k▼ 2.9%
Net result€31k-€36k▲ 17.9%€36k▼ 2.4%€64k▲ 79.6%€62k▼ 2.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€36k▲ 35.2%
Current assets
€55k▼ 39.8%
Equity and liabilities €91k
Equity
€81k▲ 330%
Debt
€11k▼ 89.4%
The debt ratio falls from 84.1% to 11.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▼
2024 · €86k
Cash flow
€66k▼
2024 · €68k
Solvency
88.4%▲
2024 · 15.9%
Current ratio
5.21▲
2024 · 0.92
Quick ratio
5.21▲
2024 · 0.92
Debt / equity
0.13▼
2024 · 5.30
ROE
76.7%▼
2024 · 340.0%
ROA
67.9%▲
2024 · 54.0%
Interest coverage
52.36▼
2024 · 54.36
Debt
€11k▼
2024 · €100k
Debt ≤ 1 year
€11k▼
2024 · €100k
Income taxes
€16k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€91k▼
Fixed assets21/28€27k€36k▲
Tangible fixed assets22/27€27k€36k▲
Furniture and vehicles24€5k€5k▼
Other tangible fixed assets26€22k€32k▲
Current assets29/58€92k€55k▼
Amounts receivable within one year40/41€4k€23k▲
Trade receivables40€708€16k▲
Other amounts receivable41€3k€7k▲
Cash at bank and in hand54/58€84k€31k▼
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€118k€91k▼
Equity10/15€19k€81k▲
Contributions10/11€19k€19k=
Reserves13€180€62k▲
Distributable reserves133€180€62k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€100k€11k▼
Amounts payable within one year42/48€100k€11k▼
Trade debts44€4k€387▼
Suppliers440/4€4k€387▼
Taxes, remuneration and social security45€2k€10k▲
Taxes450/3€0€10k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€93k€403▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€515€804▲
Gross operating margin9900€86k€85k▼
Operating profit (loss)9901€82k€80k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€80k€78k▼
Income taxes67/77€17k€16k▼
Profit (loss) for the period9904€64k€62k▼
Profit (loss) for the period to be appropriated9905€64k€62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€62k▼
Profit (loss) brought forward from the previous period14P€29k€0▼
Transfer to equity691/2€180€62k▲
To other reserves6921€180€62k▲
Profit to be distributed694/7€93k€0▼
Return on contributions (dividend)694€93k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
28-07
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 19 juli 2026
- Registered-office move, Cayepolder 27 bus A, 8434 Middelkerke
2025
31-12
Financial
Liquidity times 6current ratio 5.21
Current ratio from 0.92 to 5.21; short-term debt falls from €100k to €11k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €222k ▲19.1%
4 profitable years in a row build equity to €222k.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial
Weakest financial yearnet €31k ▼31.2%
Net result drops to €31k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €150kEq €157k ▲56.5%
2 profitable years in a row build equity to €157k.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cayepolder 278434 MiddelkerkeGround area
734 m²
Building footprint
169 m²
Volume, LiDAR
837 m³
Parcel 35009B0507/00H000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cubuss
since 20182.275.227.050
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35009B0507/00H000 | Flanders | 734 m² | 1 · 169 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,014 companies in sector 78200 we hold annual accounts for 645. 456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2018
Fiscal year end31-12
Activities, NACEBEL
78200Temporary employment agencies and other provision of personnel
78300Employment activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.