Equity
€205,068 ▲ 67.9%
Equity rose in 2025 from €122,155 to €205,068.
CUBIS
Lifetime
15 annual accounts with figures on one time axispeak €148,132 (2024)
€144,558▼ 2.4%
lowest -€2,498 (2018)
€95,833▼ 5.3%
peak €205,068 (2025)
€205,068▲ 67.9%
€97,296▼ 25.2%
Board1 name since 2021
1 directorAITKEN Sylvie
Documentsfilings and deeds
29-10-202690 days late
2025micro format
Dividend €12,920Equity from €122,155 to €205,068Debts from €130,036 to €97,296Cash from €19,828 to €4,067
Key points
from the 2025 annual accountsTurnover
≈ €260,000 estimated
The micro format states no turnover.
Liquidity
1.92 was 1.10 in 2024
Short-term debts fell from €110,003 to €92,201.
Filings
15 annual accounts 90 days
Latest accounts filed late: after the legal deadline.
At the same address
83 companies
Position in the sector
€95,833
Higher net result than 95% of companies in personal services. Sector median €2,797 · 5,760 companies.
Checked score
70
Healthy
Financially stronger than 73% of micro companies in personal services (NACE 96)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.1%● unchanged vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.0%▼ -0.1 percentage points vs 05-2025
07-2025: 1.2%▲ +0.2 percentage points vs 06-2025
08-2025: 1.7%▲ +0.5 percentage points vs 07-2025
09-2025: 1.7%● unchanged vs 08-2025highest value
10-2025: 0.7%▼ -1.0 percentage point vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.6%▼ -0.1 percentage points vs 12-2025lowest value
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 1.0%▲ +0.4 percentage points vs 07-2026
09-2026: 1.1%▲ +0.1 percentage points vs 08-2026
10-2026: 0.8%▼ -0.3 percentage points vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 90 days late; 3 of the last 3 accounts late
Liquidity: current ratio 1.92, cash €4,067, halved
lowers risk
Founded in 2010
Equity €205,068 (67.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 81% of them on solvency, 30% on liquidity, 93% on profitability and 86% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as CUBIS has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of CUBIS itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for CUBIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.92 (1.1 in 2024), above the usual 1.5. Short-term debt is 30.5% and cash 1.3% of total assets. 32.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 90 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-10-2026, 90 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
90 days late
2024
61 days late
2023
89 days late
2022
81 days late
2021
31 days late
2020
89 days late
2019
77 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 74 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0826372395
First establishment
Tervurenlaan 168, Woluwe-Saint-Pierre
Incorporation
published on 14-06-2010 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CUBIS Woluwe-Saint-Pierre | €302,364 | €144,558 | 67.8% | - |
| CEEHO Heist-op-den-Berg | €301,879 | €106,882 | 89.6% | - |
| JOULETEC Quévy | €386,270 | €118,847 | 96.5% | - |
| EUROPEAN ASSOCIATION FOR VIEWERS INTERESTS Brussels | €235,212 | €166,597 | -4.5% | 1.6 |
| EXENTRA Antwerp | €262,727 | €126,509 | -6.1% | - |
| MEDEVOX Kraainem | €431,526 | €154,922 | 66.1% | - |
| CH&W Knokke-Heist | €326,729 | €153,607 | 51.1% | 2.8 |
These companies have the same main activity as CUBIS: other personal services (NACE 96999). They are comparable in size and age: total assets between €235,000 and €432,000, founded between 2004 and 2014.
Official details
Source: KBO- Status
- Active since 03-06-2010Normal situation
- Registered office
- 84 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Other personal servicesNACE 96999and 5 others
- Establishment unit
- 2.189.396.8961150 Woluwe-Saint-Pierre, since 05-07-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Insights on CUBIS
CUBIS files the micro format. That format states no turnover. The gross margin rose from €68,008 in 2010 to €144,558 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CUBIS
- What is the company number of CUBIS?
- The company number of CUBIS is 0826.372.395. The VAT number is the same number with BE in front: BE 0826.372.395.
- Where is CUBIS based?
- The registered office is at Tervurenlaan 168, 1150 Woluwe-Saint-Pierre.Company details
- What does CUBIS do?
- According to the KBO register, the main activity is other personal services (NACE 96999).
- What is the legal form of CUBIS?
- CUBIS is a private limited company (pre-2019) (BVBA).
- When was CUBIS founded?
- CUBIS was founded on 03-06-2010.
- Is CUBIS still active?
- Yes, CUBIS is an active enterprise in the KBO register.
- What is the turnover of CUBIS?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €144,558 and 38 comparable companies (NACE 96). It probably lies between €190,000 and €300,000.Financials
- Is CUBIS profitable?
- In financial year 2025, CUBIS made a profit of €95,833.
- Where can I find the annual accounts of CUBIS?
- CUBIS filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CUBIS due?
- CUBIS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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