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CUATTRO

Active Private limited companyfounded 2022active for 4 yearsRue des Meuniers 1, 7100 La LouvièreKBO/BCE: BE 0787.800.544
CUATTRO
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Overview

Lifetime

2 annual accounts with figures on one time axis
peak €94,544 (2023)
€19,866▼ 79.0%
peak €4,026 (2024)
€4,026▲ 28.9%
peak €10,149 (2024)
€10,149▲ 65.7%
€70,230▼ 15.9%
Board2 names since 2022
1 director
Documentsfilings and deeds
26-06-202535 days before the deadline
2024micro format
Gross margin from €94,544 to €19,866Result from €3,123 to €4,026Equity from €6,123 to €10,149Debts from €83,476 to €70,230Cash from €1,024 to €3,295

Key points

from the 2024 annual accounts

Turnover

≈ €220,000 estimated

The micro format states no turnover.

Debts

€70,230 87% of the balance sheet
Financial debts 29%Suppliers 22%Taxes and wages 25%Other 24%

Of this, €50,087 falls due within a year.

2025 accounts not filed, 105 days past the deadline

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 7,983 companies had the same profile as CUATTRO has now. Each dot stands for 20 companies, two years later.

94.2%
were still trading
1.9%
stopped another way
3.6%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.3% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,983 companies, not a prediction for CUATTRO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director
  • 50 sharesdeed of 01-07-2022
  • 50 sharesdeed of 01-07-2022
Board & ownership

Recent changes

Address strikeout annulled KBO administration
Registered office moved from Seneffe to La Louvière New registered office: Rue des Meuniers 1 Bte B de à 7100 La Louvière · Previous registered office: Rue Lintermans 31 à 7180 Seneffe · Appointment: (director) · General meeting of 01-04-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0787800544
Address struck Rue Lintermans 31 Rue Lintermans 31, 7180 Seneffe · effective 19-06-2025 · KBO administration
All 9 events

Comparable companies

same main activity, similar in size and age
Company
CUATTRO La Louvière - - 12.6% -
G.R TRADERS Mons - - 20.3% -
DODO FOOD Estinnes - - 12.4% -
AMC ONE Overijse €220,510 4.7% 55.5% -
MANGIAVINO Forest - - 33.7% -
J-SAY Vilvoorde - - 21.3% -
D’ANCOT Forest €155,016 11.9% 3.2% -

These companies have the same main activity as CUATTRO: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €76,300 and €86,100, founded between 2021 and 2023.

Official details

Source: KBO
Status
Active since 29-06-2022Normal situation
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Establishment unit
2.333.583.3397100 La Louvière, since 01-07-2022
Financial year end
31 December
Peppol
Reachable since 11-09-2025
Company details

Annual accounts 2024

€19,866▼ 79.0%
€4,026▲ 28.9%
€10,149▲ 65.7%
€80,380▼ 10.3%
Filing
Filed on 26-06-2025
Financials

Insights on CUATTRO

The 2024 annual accounts show equity of €10,149 and a net result of €4,026. Its solvency ranks better than 36% of 18,801 sector peers (NACE 56, financial year 2024).

The company has been active since 2022 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2024

micro format, filed on 26-06-2025, 35 days before the deadline

2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 13 November 2026.

€19,866
▼ 79.0%
€7,218
▼ 48.5%
€4,026
▲ 28.9%
-€43,316
▲ €2,085
12.6%
▲ 5.8 percentage points
0.14
▲ 0.01

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €220,000. Estimated: probably between €140,000 and €380,000.

Balance sheet

balance sheet total €80,380 on 31-12-2024
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

12.6%

Higher than 36% of 18,801 companies in 2024.

0.14

Higher than 6% of 18,183 companies in 2024.

5.0%

Higher than 49% of 18,263 companies in 2024.

CUATTRO Middle half of the sector 80% of the sector Micro accounts in food and beverage service (NACE 56)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20242023
Balance sheet: assets
20/58 80,38089,600
21/28 73,60883,108
21 72,82582,325
28 784784
29/58 6,7716,491
3 -1,442
30/36 -1,442
40/41 3,4774,025
40 3,4774,025
54/58 3,2951,024
Balance sheet: equity and liabilities
10/49 80,38089,600
10/15 10,1496,123
10/11 3,0003,000
14 7,1493,123
17/49 70,23083,476
17 20,14331,584
170/4 20,14331,584
42/48 50,08751,893
42 11,44112,024
44 15,17517,008
440/4 15,17517,008
45 17,73122,158
450/3 12,63211,001
454/9 5,09911,157
47/48 5,741702
Income statement
9900 19,86694,544
62 2,91558,836
630 9,50012,675
640/8 2349,007
9901 7,21814,025
75/76B -1
75 -1
65/66B 1,9477,337
65 1,9477,337
9903 5,2706,689
67/77 1,2443,565
9904 4,0263,123
9905 4,0263,123
Appropriation of the result
9906 7,1493,123
14P 3,123-
Social balance sheet
9087 -3.1
Hours worked1013 -2,624
Document PDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2024 (PDF), filed on 26-06-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2024 micro format 26-06-2025 2025-00179845 PDF
31-12-2023 micro format 31-07-2024 2024-00317384 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20242023
16,71826,700
13,52615,799
095,784
2,270-
-43,316-45,401
12.6%6.8%
0.140.13
0.140.10
6.9213.63
39.7%51.0%
5.0%3.5%
8.583.64

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-2023
Employees at the balance-sheet date2
part-time2
in full-time equivalents1.6
2.5
On a permanent contract2
Joined2
Left0

Source: social balance sheet in the 2023 annual accounts

Investments

fixed assets acquired
Item20242023
Intangible fixed assets-€95,000
Financial fixed assets-€784
€9,500€12,675

Source: notes to the 2023 to 2024 annual accounts (statement of fixed assets)

Insights on CUATTRO

The operating result for 2024 is 49% lower than in 2023.

Debt's share of the balance-sheet total falls from 93.2% to 87.4%. Equity is higher and debt is lower.

Board & ownership

Board

2 directors, no change since 2025
Director (not named in the articles)
appointed by deed of 01-07-2022 term without a fixed end
listed in the 2023 annual accounts, filed on 31-07-2024
Director
appointed by deed of 05-12-2025
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“B/ Pouvoirs Chaque administrateur agissant seul représente la société à l'égard des tiers et en justice et peut poser tous les actes…”
deed of 01-07-2022

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director

Director (not named in the articles)
BoardEarlier
Mandates as a list
    • Director (not named in the articles), appointed by deed of 01-07-2022, until 09-08-2023
    • Director, appointed by deed of 05-12-2025, still in office
    • Director (not named in the articles), appointed by deed of 01-07-2022, still in office

See the board, name and registered office on a given date →

Control

Founders
,
This company
CUATTRO
Equity €10,149
Profit €4,026 in 2024

Capital

Contribution
€3,000
Shares
100
Contribution per share
€30
Equity per share
€101 in 2024
Source
deed of 01-07-2022

Articles of association

deed of 01-07-2022 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Pli recommandé ou suivant l'autre mode de communication utilisé conformément au 1er alinéa de article 2:32 CSA, tenus de solliciter selon…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of June
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Après confirmation Tribunal de l'Entreprise compétent, plus étendus selon 2:87 et suivants CSA”

Shareholders

At incorporation deed of 01-07-2022 ↗
  • 50 shares (50%)
  • 50 shares (50%)

Network & group

No group

CUATTRO has no parent and no holdings in its annual accounts. CUATTRO shares no director with another company.

Timeline

Timeline

9 events since 2022
2025
Address strikeout annulled
Registered office moved from Seneffe to La LouvièreNew registered office: Rue des Meuniers 1 Bte B de à 7100 La Louvière · Previous registered office: Rue Lintermans 31 à 7180 Seneffe · Appointment: (director) · General meeting of 01-04-20253 points ▸
  • General meeting, 01-04-2025
  • Registered-office move, Rue des Meuniers 1 Bte B de à 7100 La Louvière
  • Director appointment,

Open the deed in the Belgian Official Gazette

Registered in the Peppol Directory Reachable for e-invoices through 0208:0787800544
Address struck Rue Lintermans 31 Rue Lintermans 31, 7180 Seneffe · effective 19-06-2025
Annual accounts 2024 filed PDFmicro format · 35 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · on the deadline day
2023
Resignation: (director)Director discharge: · General meeting of 30-09-20223 points ▸
  • General meeting, 30-09-2022
  • Director resignation,
  • Director discharge,

Open the deed in the Belgian Official Gazette

2022
First establishment Rue des Meuniers 1, La Louvière
IncorporationFounding capital of €3,000, 100 shares · Founders: ; · Appointments: (director) and (director) · published on 01-07-20225 points ▸
  • Founder,
  • Founder,
  • Founding capital, €3,000, 100 shares
  • Director appointment, (director (not named in the articles))
  • Director appointment, (director (not named in the articles))
  • The deed holds 7 more points.

Open the deed in the Belgian Official Gazette

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

CUATTRO was incorporated on 29 June 2022 as a private limited company by two natural persons, with a starting capital of €3,000.12 The registered office was moved to La Louvière in 2025.3 The board currently has 2 members.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 01-07-2022
  3. 3Belgian Official Gazette, 05-12-2025

Company details

Identity

Enterprise number
0787.800.544
VAT number
BE 0787.800.544
Peppol ID
0208:0787800544
Legal form
Private limited company
Status
Active, normal situation
Founded
29-06-2022
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of June
deed of 01-07-2022 (in French)
Peppol
Reachable since 11-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CUATTRO in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 01-07-2022 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne”
deed of 01-07-2022 (in French)

Activities

NACEBEL 2025
56112 Limited-service restaurants, excluding mobile food services main activity
Codes under NACEBEL 2008
56102 Limited-service restaurants main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Toutes activités en rapport direct ou indirect avec la restauration en général et le secteur Horeca,; L'exploitation de…”
7 activities
  1. Toutes activités en rapport direct ou indirect avec la restauration en général et le secteur Horeca,
  2. L'exploitation de restaurants,épicerie,cafétérias,débits de boissons,pizzerias,sandwicheries,
  3. Toutes opérations de tourisme,d'hôtellerie,de divertissements et de loisirs ;
  4. L'exploitation,sous sa propre enseigne ou par voie de franchise ou licence de tout snack bar,cafétéria,sandwicherie,service de cuisine rapide ou de petite restauration,de tout service traiteur et/ou d'un ou plusieurs restaurants,ainsi que la livraison à domicile et la vente ambulante;
  5. L'importation et l'exportation de tous produits se rapportant à l'objet de la société,
  6. La franchise de tout ou partie des activités mentionnées ci-avant,
  7. La gestion de franchises.
deed of 01-07-2022 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue des Meuniers 1 registered office 7100 La Louvière
Rue des Meuniers 1 7100 La Louvière 01-07-2022 2.333.583.339
1 former office
  • Rue Lintermans 31, 7180 Seneffe until 01-04-2025 · deed of 05-12-2025

Buildings and parcels at the address

Ground area
368 m²
Buildings
64 m²
Volume, LiDAR
492 m³
Tallest building
10.1 m
Buildings to scale, each on its own parcel
64 m², 10.1 m 64 m², 10.1 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
56033B0116/00H002368 m² 1 · 64 m² 10.1 m · 3

Contact

E-mail robin.cuvelier@raal.be
E-mail romeroleon.tania@gmail.com

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