CUANTO-ANTES
ActiveCUANTO-ANTES has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €363k and a net result of €59k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+10
Solvency77▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.5 in 2024; short-term debt: 44.4% and cash: 1.3% of total assets), and 48% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52%
Return on assets
8.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
17 d early
2023
36 d early
2022
14 d early
2021
26 d early
2020
11 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€363k▲ 19.5%
2024 · €304k
2018: €93k
2019: €70k
2020: €158k
2021: €227k
2022: €300k
2023: €303k
2024: €304k
2018 → 2025
Total assets
€699k▲ 0.1%
2024 · €698k
2018: €878k
2019: €853k
2020: €822k
2021: €830k
2022: €842k
2023: €732k
2024: €698k
2018 → 2025
Net result
€59k▲ 8,410%
2024 · €696
2018: €-29k
2019: €-23k
2020: €88k
2021: €69k
2022: €72k
2023: €4k
2024: €696
2018 → 2025
Working capital
€-105k▲ 40.3%
2024 · €-177k
2018: €-553k
2019: €-511k
2020: €-406k
2021: €-335k
2022: €-260k
2023: €-186k
2024: €-177k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€227k-€300k▲ 31.8%€303k▲ 1.3%€304k▲ 0.2%€363k▲ 19.5%
Operating result€92k-€91k▼ 0.4%€8k▼ 91.0%€6k▼ 26.3%€90k▲ 1,382%
Net result€69k-€72k▲ 4.2%€4k▼ 94.6%€696▼ 82.3%€59k▲ 8,410%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,382% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €699k
Fixed assets
€494k▼ 5.0%
Current assets
€205k▲ 15.2%
Equity and liabilities €699k
Equity
€363k▲ 19.5%
Debt
€336k▼ 14.8%
The debt ratio falls from 56.4% to 48.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€116k▲
2024 · €32k
Cash flow
€85k▲
2024 · €27k
Solvency
52.0%▲
2024 · 43.6%
Current ratio
0.66▲
2024 · 0.50
Quick ratio
0.22▲
2024 · 0.07
Debt / equity
0.92▼
2024 · 1.30
ROE
16.3%▲
2024 · 0.2%
ROA
8.5%▲
2024 · 0.1%
Interest coverage
27.89▲
2024 · 6.53
Debt
€336k▼
2024 · €394k
Debt ≤ 1 year
€310k▼
2024 · €355k
Debt > 1 year
€24k▼
2024 · €40k
Income taxes
€26k▲
2024 · €466
Staff costs
€68k▼
2024 · €115k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€698k€699k▲
Fixed assets21/28€520k€494k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€518k€493k▼
Land and buildings22€495k€479k▼
Plant, machinery and equipment23€23k€13k▼
Financial fixed assets28€370€370=
Current assets29/58€178k€205k▲
Stocks and contracts in progress3€152k€138k▼
Stocks30/36€152k€138k▼
Amounts receivable within one year40/41€13k€52k▲
Trade receivables40€10k€13k▲
Other amounts receivable41€3k€40k▲
Cash at bank and in hand54/58€3k€9k▲
Deferred charges and accrued income490/1€9k€5k▼
Equity and liabilities
Total equity and liabilities10/49€698k€699k▲
Equity10/15€304k€363k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€284k€343k▲
Amounts payable17/49€394k€336k▼
Amounts payable after more than one year17€40k€24k▼
Financial debts170/4€40k€24k▼
Amounts payable within one year42/48€355k€310k▼
Current portion of amounts payable after more than one year42€15k€49k▲
Financial debts43€30k€25k▼
Credit institutions430/8€30k€25k▼
Trade debts44€35k€17k▼
Suppliers440/4€35k€17k▼
Taxes, remuneration and social security45€20k€19k▼
Taxes450/3€6k€11k▲
Remuneration and social security454/9€14k€8k▼
Other amounts payable47/48€255k€200k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€115k€68k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€154k€190k▲
Operating profit (loss)9901€6k€90k▲
Financial income75/76B€8€0▼
Recurring financial income75€8€0▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€1k€85k▲
Income taxes67/77€466€26k▲
Profit (loss) for the period9904€696€59k▲
Profit (loss) for the period to be appropriated9905€696€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€284k€343k▲
Profit (loss) brought forward from the previous period14P€283k€284k▲
Social balance
Average headcount (FTE)9087-1.2
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €227k ▲44%
2 profitable years in a row build equity to €227k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €88k
Net result €88k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €158k ▲126%
Equity rises from €70k to €158k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Schachelaar 39870 ZulteGround area
2,535 m²
Building footprint
1,161 m²
Volume, LiDAR
5,921 m³
Parcel 44037B0064/00T000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Schachelaar 3, 9870 Zulte
since 20092.177.583.979
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44037B0064/00T000 | Flanders | 2,535 m² | 1 · 1,161 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADRIAENSEN KEUKENS
BE 0477.374.513
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KORIM
BE 0434.992.243
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Wohnatelier
BE 0679.881.611
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DEPOORTER ZETELFABRIEK
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Ledegem · Eq €353k
BERVAN DESIGN
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Of 1,499 companies in sector 31004 we hold annual accounts for 620. 460 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2009
Fiscal year end31-12
Abbreviation NL
C-A
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
46832Wholesale of timber
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.