CU3E
ActiveSummary
CU3E has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145,689 and a net result of €29,072. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 87% of 34,234 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €145,689
- Profit
- €29,072
Why 97raises riskLatest accounts 31 days late; 2 of the last 3 latelowers riskLiquidity: current ratio 5.25, cash €153,328Equity €145,689 (82.3% of total assets)Founded in 2002Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 92% on liquidity, 75% on profitability and 57% on growth.
The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 20 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2018 to 2025net €29,072 ▲103%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00486255.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result recovers in 2025; 2025 is 95% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 43, Specialised construction activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 31,372 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93.5% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,372 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | €0 | - | - | €0 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | - | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,254 | €7,070 | €6,528 | €7,008 | €6,620 | €8,254 | €5,493 | €6,986 | ▲ 27.2% |
| Other operating charges640/8 | - | - | - | €23 | €414 | €0 | €757 | €417 | ▼ 45.0% |
| Gross operating margin9900 | €31,689 | €27,208 | €25,299 | €29,504 | €23,416 | €42,942 | €27,027 | €47,990 | ▲ 77.6% |
| Operating profit (loss)9901 | €24,982 | €19,529 | €18,398 | €22,473 | €16,382 | €34,688 | €20,776 | €40,587 | ▲ 95.4% |
| Financial income75/76B | - | - | - | €15 | - | - | €0 | €153 | - |
| Recurring financial income75 | - | €580 | €2,000 | €15 | - | - | €0 | €153 | - |
| Financial charges65/66B | - | - | - | €230 | €85 | €95 | €245 | €146 | ▼ 40.3% |
| Recurring financial charges65 | €405 | €276 | €532 | €230 | €85 | €95 | €245 | €146 | ▼ 40.3% |
| Profit (loss) for the period before taxes9903 | €24,577 | €19,833 | €19,866 | €22,259 | €16,297 | €34,594 | €20,531 | €40,594 | ▲ 97.7% |
| Income taxes67/77 | €6,627 | €5,205 | €5,172 | €8,523 | €5,028 | €10,773 | €6,177 | €11,522 | ▲ 86.5% |
| Profit (loss) for the period9904 | €17,950 | €14,628 | €14,695 | €13,736 | €11,269 | €23,820 | €14,354 | €29,072 | ▲ 103% |
| Transfer from tax-exempt reserves789 | - | - | - | €8,866 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €17,950 | €14,628 | €14,695 | €22,602 | €11,269 | €23,820 | €14,354 | €29,072 | ▲ 103% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €101,279 | €105,390 | €121,029 | €125,282 | €133,108 | €166,198 | €160,682 | €177,033 | ▲ 10.2% |
| Fixed assets21/28 | €10,254 | €17,465 | €15,946 | €12,389 | €14,156 | €12,675 | €18,473 | €12,602 | ▼ 31.8% |
| Intangible fixed assets21 | €0 | €0 | €0 | €0 | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €9,846 | €17,058 | €15,538 | €11,982 | €13,749 | €12,267 | €18,065 | €12,195 | ▼ 32.5% |
| Plant, machinery and equipment23 | - | - | - | €0 | €0 | €0 | €2,342 | €1,782 | ▼ 23.9% |
| Furniture and vehicles24 | - | - | - | €7,014 | €10,868 | €11,474 | €15,222 | €10,203 | ▼ 33.0% |
| Other tangible fixed assets26 | - | - | - | €4,968 | €2,881 | €794 | €502 | €209 | ▼ 58.3% |
| Financial fixed assets28 | €407 | €407 | €407 | €407 | €407 | €407 | €407 | €407 | = |
| Current assets29/58 | €91,025 | €87,925 | €105,083 | €112,893 | €118,952 | €153,523 | €142,209 | €164,431 | ▲ 15.6% |
| Amounts receivable within one year40/41 | €17,564 | €27,887 | €30,391 | €15,066 | €14,670 | €14,162 | €13,627 | €7,018 | ▼ 48.5% |
| Trade receivables40 | - | - | - | €8,797 | €7,571 | €9,454 | €10,260 | €1,352 | ▼ 86.8% |
| Other amounts receivable41 | - | - | - | €6,270 | €7,099 | €4,708 | €3,367 | €5,666 | ▲ 68.3% |
| Current investments50/53 | €444 | €0 | - | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €70,639 | €59,140 | €73,025 | €97,325 | €104,014 | €139,093 | €125,655 | €153,328 | ▲ 22.0% |
| Deferred charges and accrued income490/1 | - | - | - | €501 | €268 | €268 | €2,928 | €4,085 | ▲ 39.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €101,279 | €105,390 | €121,029 | €125,282 | €133,108 | €166,198 | €160,682 | €177,033 | ▲ 10.2% |
| Equity10/15 | €63,115 | €77,743 | €92,437 | €106,173 | €117,443 | €126,263 | €130,617 | €145,689 | ▲ 11.5% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €25,726 | €35,726 | €49,726 | €63,462 | €74,731 | €83,552 | €87,906 | €102,978 | ▲ 17.1% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €0 | €0 | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €0 | €0 | - |
| Tax-exempt reserves132 | - | - | - | €0 | - | - | - | - | - |
| Distributable reserves133 | - | - | - | €61,602 | €72,871 | €81,692 | €87,906 | €102,978 | ▲ 17.1% |
| Profit (loss) carried forward14 | €18,788 | €23,417 | €24,111 | €24,111 | €24,111 | €24,111 | €24,111 | €24,111 | = |
| Amounts payable17/49 | €38,164 | €27,647 | €28,592 | €19,109 | €15,666 | €39,935 | €30,065 | €31,344 | ▲ 4.3% |
| Amounts payable within one year42/48 | €38,164 | €27,647 | €28,592 | €19,109 | €15,666 | €39,935 | €30,065 | €31,344 | ▲ 4.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0 | - | - | - | - | - |
| Trade debts44 | €1,773 | €17,478 | €21,438 | €8,133 | €7,240 | €5,004 | €3,339 | €8,552 | ▲ 156% |
| Suppliers440/4 | - | - | - | €8,133 | €7,240 | €5,004 | €3,339 | €8,552 | ▲ 156% |
| Taxes, remuneration and social security45 | - | - | - | €6,696 | €6,141 | €12,344 | €16,223 | €8,792 | ▼ 45.8% |
| Taxes450/3 | - | - | - | €6,696 | €4,890 | €10,694 | €14,100 | €6,669 | ▼ 52.7% |
| Remuneration and social security454/9 | - | - | - | €0 | €1,251 | €1,650 | €2,123 | €2,123 | = |
| Other amounts payable47/48 | - | - | - | €4,281 | €2,284 | €22,587 | €10,503 | €14,000 | ▲ 33.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | - | €0 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,950 | €14,628 | €14,695 | €13,736 | €11,269 | €23,820 | €14,354 | €29,072 | ▲ 103% |
| + Depreciation and write-downs630 | €4,254 | €7,070 | €6,528 | €7,008 | €6,620 | €8,254 | €5,493 | €6,986 | ▲ 27.2% |
| Operating cash flow (approximation) | €22,204 | €21,699 | €21,223 | €20,744 | €17,889 | €32,074 | €19,847 | €36,059 | ▲ 81.7% |
| Investment in fixed assets (approximation) | - | -€14,282 | -€5,009 | -€3,451 | -€8,388 | -€6,773 | -€11,291 | -€1,116 | ▲ 90.1% |
| Change in cash | - | -€11,499 | €13,885 | €24,300 | €6,688 | €35,080 | -€13,439 | €27,673 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 24 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00486255 |
| 31-12-2024 | micro format | 30-09-2025 | 2025-00524972 |
| 31-12-2023 | micro format | 09-08-2024 | 2024-00342351 |
| 31-12-2022 | micro format | 18-08-2023 | 2023-00339379 |
| 31-12-2021 | micro format | 30-08-2022 | 2022-20386876 |
| 31-12-2020 | micro format | 22-07-2021 | 2021-39400489 |
| 31-12-2019 | micro format | 31-07-2020 | 2020-39000016 |
| 31-12-2018 | micro format | 25-07-2019 | 2019-37800344 |
| 31-12-2017 | micro format | 31-08-2018 | 2018-59600340 |
| 31-12-2016 | micro format | 31-08-2017 | 2017-54600480 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
28-10
Gazette deed
Resignation: AMRANI Abdelaziz (manager)Reappointment: AMRANI Abdelaziz (director) · Amendment of the articles · Capital conversion8 facts ▸
- General meeting, 22-10-2024
- Amendment of the articles (3 times)
- Capital conversion, “limiter”, 1000 (deed in French)
- Director resignation, AMRANI Abdelaziz (manager)
- Director reappointment, AMRANI Abdelaziz (director (not named in the articles)) (2 times)
- Registered office clause, “1090 Jette, avenue Giele”, 36 (deed in French)
- Power of attorney (2 times)
- Capital
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 16 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0477.780.923
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21464E0032/00S004 | Brussels | 88 m² | 1 · 89 m² | 18.1 m · 5 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Les études techniques; La conception, réalisation et diffusion de mobiliers; Le service et la location d’espaces; Le service de mise à…” (deed in French)
16 activities (deed in French)
- Les études techniques
- La conception, réalisation et diffusion de mobiliers
- Le service et la location d’espaces
- Le service de mise à disposition
- L’import et l’export de tous produits relatifs à la construction et au mobilier, ainsi qu’aux aménagements intérieurs
- L’espace de présentation
- L’audit pour entreprise
- Les opérations immobilières au sens large
- La vente en gros et au détail de matériaux de constructions
- Intermédiaire commercial
- L’ébénisterie en général
- La communication visuelle
- La conception et le dessin assisté par ordinateur
- L’édition et la publication
- Tous travaux de tapissier, poseur de revêtement muraux et de sols
- Les activités : d’entrepreneurcarreleur, d’entrepreneur d’étanchéité de constructions, d’entrepreneur de couverture non métalliques, d’entrepreneur de maçonnerie et bétonnage, d’entrepreneur de peinture, d’entrepreneur de travaux de démolition de constructions, d’entrepreneur de vitrerie, d’entrepreneur de zinguerie et de couverture métalliques, d’entrepreneur de plafonneur cimentier, d’installateur sanitaire et de plomberie
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CU3E
- Legal form clauseThe legal form, such as BV, NV or CV, which decides which company-law rules apply.
- “Article 1 : Forme - Dénomination, TITRE I : FORME LEGALE – DENOMINATION – SIEGE – OBJET - DUREE” (deed in French)
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, peut établir par simple décision de l’organe d’administration des sièges administratifs, agences, ateliers…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 13 : Pouvoirs de représentation externe. Sauf délégation spéciale et sans préjudice du pouvoir de représentation général du conseil…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, un ou plusieurs administrateurs” (deed in French)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “Apport en numéraire avec émission de nouvelles actions – Droit de préférence, portés à la connaissance par courrier électronique, ou par…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Friday of June at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale délibérant formes prévues modifications statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution pour quelque cause et à quelque moment, peut désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments” (deed in French)