CTroony
ActiveCTroony has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €24k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 52% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.59 against 2.45 in 2024; short-term debt: 22.7% and cash: 53.2% of total assets), and 42.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.9%
Return on assets
34%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
27 d late
2024
1 d early
2023
8 d late
2022
23 d late
2021
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 10.9%
2024 · €37k
2021: €24k
2022: €37k
2023: €36k
2024: €37k
2021 → 2025
Total assets
€71k▼ 10.7%
2024 · €79k
2021: €71k
2022: €78k
2023: €98k
2024: €79k
2021 → 2025
Net result
€24k▲ 0.9%
2024 · €24k
2021: €18k
2022: €14k
2023: €35k
2024: €24k
2021 → 2025
Working capital
€42k▲ 27.2%
2024 · €33k
2021: €18k
2022: €33k
2023: €37k
2024: €33k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€37k▲ 54.5%€36k▼ 1.4%€37k▲ 2.3%€41k▲ 10.9%
Operating result€27k-€23k▼ 13.5%€45k▲ 91.2%€32k▼ 29.6%€36k▲ 14.9%
Net result€18k-€14k▼ 25.1%€35k▲ 152%€24k▼ 30.9%€24k▲ 0.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€13k▼ 45.4%
Current assets
€58k▲ 4.3%
Equity and liabilities €71k
Equity
€41k▲ 10.9%
Debt
€30k▼ 29.5%
The debt ratio falls from 53.3% to 42.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▲
2024 · €41k
Cash flow
€35k▲
2024 · €34k
Solvency
57.9%▲
2024 · 46.7%
Current ratio
3.59▲
2024 · 2.45
Quick ratio
3.59▲
2024 · 2.45
Debt / equity
0.73▼
2024 · 1.14
ROE
58.6%▼
2024 · 64.5%
ROA
34.0%▲
2024 · 30.1%
Interest coverage
33.75▲
2024 · 26.00
Debt
€30k▼
2024 · €42k
Debt ≤ 1 year
€16k▼
2024 · €23k
Debt > 1 year
€14k▼
2024 · €20k
Income taxes
€11k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€71k▼
Fixed assets21/28€24k€13k▼
Tangible fixed assets22/27€24k€13k▼
Furniture and vehicles24€24k€13k▼
Financial fixed assets28€225€225=
Current assets29/58€55k€58k▲
Amounts receivable within one year40/41€20k€20k▼
Trade receivables40€17k€20k▲
Other amounts receivable41€3k€364▼
Cash at bank and in hand54/58€35k€38k▲
Deferred charges and accrued income490/1€115€118▲
Equity and liabilities
Total equity and liabilities10/49€79k€71k▼
Equity10/15€37k€41k▲
Contributions10/11€6k€6k=
Reserves13€29k€29k=
Distributable reserves133€29k€29k=
Profit (loss) carried forward14€2k€6k▲
Amounts payable17/49€42k€30k▼
Amounts payable after more than one year17€20k€14k▼
Financial debts170/4€20k€14k▼
Amounts payable within one year42/48€23k€16k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€15€497▲
Suppliers440/4€15€497▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€10k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€8k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€3k€717▼
Gross operating margin9900€44k€48k▲
Operating profit (loss)9901€32k€36k▲
Financial income75/76B€310€133▼
Recurring financial income75€310€133▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€30k€35k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€24k€24k▲
Profit (loss) for the period to be appropriated9905€24k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€26k▲
Profit (loss) brought forward from the previous period14P€919€2k▲
Profit to be distributed694/7€23k€20k▼
Return on contributions (dividend)694€23k€20k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Highest result since 2021net €35k ▲152%
Operating result €45k, net result €35k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Weakest financial yearnet €14k ▼25.1%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard de l'Europe 131 A1300 WavreGround area
2.0 ha
Building footprint
1.1 ha
Volume, LiDAR
17,540 m³
3 parcels, Flanders, Wallonia · tallest building 12.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
CTroony
since 20212.315.397.126
CTroony
since 20242.360.297.436
3 parcels
Flanders
1
(33.3%)
Wallonia
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25006C0318/00S004 | Wallonia | 1.3 ha | 1 · 8,182 m² | - |
| 25006C0331/00N000 | Wallonia | 6,168 m² | 1 · 2,304 m² | 12.8 m · 2 fl. |
| 24016B0114/00F000 | Flanders | 504 m² | 1 · 138 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 36,873 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-03-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.