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CTP13

Active
Private limited companyfounded 20223 yrs activeGuido van Arezzoplein 7, 1180 Ukkel, BelgiumKBO/BCE: BE 0795.241.335
Summary

The computed 12-month bankruptcy probability of CTP13 is 2.0% (moderate). The 2025 annual accounts show negative equity (-€35,084) and a net result of -€11,224. Equity is shrinking by ~60.8% per year across the filed fiscal years. Its solvency ranks better than 8% of 4613 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability27▲+6
Solvency12▼-4
Growth32=
Track record94
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.88 against 0.92 in 2024; short-term debt: 113% and cash: 0.7% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-13%
Return on assets
-4.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€35,084
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
113 d early
2024
1 d early
2023
58 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 57 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CTP13 was incorporated on 22 December 2022 as a Private limited company.1 Total assets went from EUR 274,964 in 2023 to EUR 269,377 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€11,224▲ 36.9%
2024 · -€17,786
Working capital
-€35,072▼ 57.6%
2024 · -€22,260
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€2,872--€5,141▼ 79.0%-€1,092▲ 78.8%
Net result-€10,074within the sector's middle half--€17,786within the sector's middle half▼ 76.6%-€11,224within the sector's middle half▲ 36.9%
Equity-€6,074below the sector's middle half--€23,860below the sector's middle half▼ 293%-€35,084below the sector's middle half▼ 47.0%
Total assets€274,964below the sector's middle half-€269,000below the sector's middle half▼ 2.2%€269,377below the sector's middle half▲ 0.1%
Debt€281,038-€292,860▲ 4.2%€304,461▲ 4.0%
Working capital-€4,474within the sector's middle half--€22,260within the sector's middle half▼ 398%-€35,072within the sector's middle half▼ 57.6%
Solvency-2.2%below the sector's middle half--8.9%below the sector's middle half▼ 6.7pp-13.0%below the sector's middle half▼ 4.2pp
Current ratio0.98within the sector's middle half-0.92within the sector's middle half▼ 0.060.88within the sector's middle half▼ 0.04
Return on assets (ROA)-3.7%below the sector's middle half--6.6%below the sector's middle half▼ 2.9pp-4.2%below the sector's middle half▲ 2.4pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€20,000-€15,000-€10,000-€5,000€0Operating result 2023: -€2,872-€2,872Net result 2023: -€10,074-€10,074Operating result 2024: -€5,141-€5,141Net result 2024: -€17,786-€17,786Operating result 2025: -€1,092-€1,092Net result 2025: -€11,224-€11,224202320242025-€20,000-€15,000-€10,000-€5,000€0Operating result 2023: -€2,872-€2,870Net result 2023: -€10,074-€10,100Operating result 2024: -€5,141-€5,140Net result 2024: -€17,786-€17,800Operating result 2025: -€1,092-€1,090Net result 2025: -€11,224-€11,200202320242025
The operating result stays negative: a loss of €1,092 in 2025 against €5,141 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Quick ratio
0.01▼
2024 · 0.02
Debt to equity
-8.68▲
2024 · -12.27
Debt ≤ 1 year
€304,449▲
2024 · €291,260
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,554 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.1% went bankrupt
3.5% stopped otherwise
91% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,554 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€269,000€269,377▲
Current assets29/58€269,000€269,377▲
Stocks and contracts in progress3€264,507€267,000▲
Stocks30/36€264,507€267,000▲
Amounts receivable within one year40/41€247€345▲
Other amounts receivable41€247€345▲
Cash at bank and in hand54/58€4,111€1,927▼
Deferred charges and accrued income490/1€134€105▼
Equity and liabilities
Total equity and liabilities10/49€269,000€269,377▲
Equity10/15-€23,860-€35,084▼
Contributions10/11€4,000€4,000=
Profit (loss) carried forward14-€27,860-€39,084▼
Amounts payable17/49€292,860€304,461▲
Amounts payable after more than one year17€1,600-
Other amounts payable178/9€1,600-
Amounts payable within one year42/48€291,260€304,449▲
Financial debts43€209,249€209,249=
Credit institutions430/8€209,249€209,249=
Other amounts payable47/48€82,010€95,200▲
Accrued charges and deferred income492/3-€12
Income statement Code20242025
Non-recurring operating income76A-€10
Other operating charges640/8€1,647€400▼
Gross operating margin9900-€3,494-€692▲
Operating profit (loss)9901-€5,141-€1,092▲
Financial charges65/66B€12,645€10,132▼
Recurring financial charges65€12,645€10,132▼
Profit (loss) for the period before taxes9903-€17,786-€11,224▲
Profit (loss) for the period9904-€17,786-€11,224▲
Profit (loss) for the period to be appropriated9905-€17,786-€11,224▲
Appropriation of the result
Profit (loss) to be appropriated9906-€27,860-€39,084▼
Profit (loss) brought forward from the previous period14P-€10,074-€27,860▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Non-recurring operating income76A--€10-
Other operating charges640/8€732€1,647€400▼ 75.7%
Gross operating margin9900-€2,140-€3,494-€692▲ 80.2%
Operating profit (loss)9901-€2,872-€5,141-€1,092▲ 78.8%
Financial charges65/66B€7,202€12,645€10,132▼ 19.9%
Recurring financial charges65€7,202€12,645€10,132▼ 19.9%
Profit (loss) for the period before taxes9903-€10,074-€17,786-€11,224▲ 36.9%
Profit (loss) for the period9904-€10,074-€17,786-€11,224▲ 36.9%
Profit (loss) for the period to be appropriated9905-€10,074-€17,786-€11,224▲ 36.9%
Line202320242025Change
Assets
Total assets20/58€274,964€269,000€269,377▲ 0.1%
Current assets29/58€274,964€269,000€269,377▲ 0.1%
Stocks and contracts in progress3€256,375€264,507€267,000▲ 0.9%
Stocks30/36€256,375€264,507€267,000▲ 0.9%
Amounts receivable within one year40/41€6,869€247€345▲ 39.4%
Trade receivables40€199---
Other amounts receivable41€6,669€247€345▲ 39.4%
Cash at bank and in hand54/58€11,721€4,111€1,927▼ 53.1%
Deferred charges and accrued income490/1-€134€105▼ 21.6%
Equity and liabilities
Total equity and liabilities10/49€274,964€269,000€269,377▲ 0.1%
Equity10/15-€6,074-€23,860-€35,084▼ 47.0%
Contributions10/11€4,000€4,000€4,000=
Profit (loss) carried forward14-€10,074-€27,860-€39,084▼ 40.3%
Amounts payable17/49€281,038€292,860€304,461▲ 4.0%
Amounts payable after more than one year17€1,600€1,600--
Other amounts payable178/9€1,600€1,600--
Amounts payable within one year42/48€279,438€291,260€304,449▲ 4.5%
Financial debts43€202,289€209,249€209,249=
Credit institutions430/8€202,289€209,249€209,249=
Trade debts44€1,138---
Suppliers440/4€1,138---
Other amounts payable47/48€76,010€82,010€95,200▲ 16.1%
Accrued charges and deferred income492/3--€12-
Line202320242025Change
Profit (loss) for the period9904-€10,074-€17,786-€11,224▲ 36.9%
Operating cash flow (approximation)-€10,074-€17,786-€11,224▲ 36.9%
Change in cash--€7,610-€2,184▲ 71.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-04
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Weakest financial yearnet -€17,786
Net result drops to -€17,786, the lowest in the series; recovery starts the following year.
03-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
393 m²
Building footprint
309 m²
Volume, LiDAR
5,931 m³
Parcel 21612C0001/00H053, Brussels · tallest building 23.7 m, ±7 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
CTP13
Guido van Arezzoplein 7, 1180 UkkelReal estate activities
since 20232.341.507.150
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612C0001/00H053 Brussels 393 m² 1 · 309 m² 23.7 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,699 companies in sector 68121 we hold annual accounts for 7,393. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:0795241335
Also 9925:BE0795241335
Registered 15-12-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.