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CTL PATRIMOINE

Active
Private limited company (pre-2019)founded 2014active for 12 yearsRue Saint Alexandre(PIE) 5/7, 7100 La Louvière, BelgiumKBO/BCE: BE 0556.981.027
Summary

CTL PATRIMOINE has been active since 2014 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €82,469 and a net result of €18,079. Equity is growing by about 4.3% per year across the filed financial years. Its solvency ranks better than 67% of 16,885 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
1 site
Size
€159,345total assets 2025
Equity
€82,469
Profit
€18,079
Turnover not published (micro format)
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts 11 days early0 of 4 deeds read
Why 87raises risk1 of the last 3 lateEx-officio strike-off in the KBOlowers riskLiquidity: current ratio 0.66, cash €26,960Equity €82,469 (51.8% of total assets)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 63% of its sector peers (NACE 68, micro)
Financial strength · tick = 2023
Strong
Solvency 77+6
equity 51.8% of total assets
Liquidity 47+23
short-term debt 48.2% · cash 16.9%
Profitability 83+20
return on assets 11.3%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,557 companies, NACE 68, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.5%● unchanged vs 05-2025 07-2025: 1.6%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +0.4 percentage points vs 07-2025 09-2025: 2.4%▲ +0.4 percentage points vs 08-2025 10-2025: 3.8%▲ +1.4 percentage points vs 09-2025 11-2025: 4.1%▲ +0.3 percentage points vs 10-2025 12-2025: 5.3%▲ +1.2 percentage points vs 11-2025 01-2026: 7.6%▲ +2.3 percentage points vs 12-2025 02-2026: 7.6%● unchanged vs 01-2026 03-2026: 8.1%▲ +0.5 percentage points vs 02-2026highest value 04-2026: 7.4%▼ -0.7 percentage points vs 03-2026 05-2026: 7.4%● unchanged vs 04-2026 06-2026: 7.4%● unchanged vs 05-2026 07-2026: 6.5%▼ -0.9 percentage points vs 06-2026 08-2026: 0.3%▼ -6.2 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.66, compared with 0.39 in 2023; short-term debt: 48.2% and cash: 16.9% of total assets), and 48.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 66% on solvency, 43% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 0.66, cash €26,960
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
lowers risk · Equity €82,469 (51.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 days early
2023
28 days late
2022
237 days late
2021
9 days early
2020
9 days early
2019
19 days late
2018
341 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 85 days after the deadline; the sector median (NACE 68) for financial year 2023 is 5 days before the deadline, and 38% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €18,079
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Total assets 20256 financial years filed €159,345 View
  • Active since 2014founded 31-07-2014 12 years View

By topic

Financials

Financial year
2025
Total assets
€159,345
Profit
€18,079
Solvency
51.8%
Total assets▲ 11.1%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 28-06-2024UBO non-compliance
  2. 24-03-2024Annual accounts filed
  3. 22-07-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
31-07-2014
Year ends
31-12
Peppol
Not found in the Peppol directory
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