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CTG GROUP

Active
Private limited companyfounded 2022active for 4 yearsBevrijdingslaan 41, 9000 Gent, BelgiumKBO/BCE: BE 0781.613.825
Summary

The computed 12-month bankruptcy probability of CTG GROUP is 7.0% (elevated). The 2025 annual accounts show negative equity (-€4,941) and a net result of €39,149. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 25% of 16,961 sector peers (NACE 56, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 04-02-2022 Normal situation
Activity
Limited-service restaurants, excluding mobile food services NACE 56112
Establishment units
2.340.578.425 9000 Gent, since 04-02-2022
2.373.560.504 9400 Ninove, since 01-06-2025
Financial year end
31 December
Peppol
Reachable since 09-12-2025

Board and ownership

Board

Financial position

36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
7.0%
Annual accounts 2025
Gross margin
€105,334
▲ 8.1%
Turnover
≈ €330,000
estimated
Profit
€39,149
▲ 42.5%
Equity
-€4,941
▲ 88.8%
Total assets
€231,103
▲ 23.7%
Employees on 31-12-2025
6
▲ 50.0%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 58 days after the deadline
Filed on 27-09-2026
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Last filed accounts filed 58 days late; 3 of the last 3 accounts lateFounded in 2022Size: total assets €231,103Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 49% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Average
Solvency 23+22
equity -2.1% of total assets
Liquidity 6-24
short-term debt 102.1% · cash 5.2%
Profitability 90+3
return on assets 16.9%
Bankruptcy probability within 12 months
7.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,778 companies, NACE 56, micro)
Last 24 months 12-2024: 15.3% 01-2025: 17.6%▲ +2.3 percentage points vs 12-2024highest value 02-2025: 16.5%▼ -1.1 percentage points vs 01-2025 03-2025: 16.3%▼ -0.2 percentage points vs 02-2025 04-2025: 13.0%▼ -3.3 percentage points vs 03-2025 05-2025: 12.5%▼ -0.5 percentage points vs 04-2025 06-2025: 13.7%▲ +1.2 percentage points vs 05-2025 07-2025: 13.5%▼ -0.2 percentage points vs 06-2025 08-2025: 13.8%▲ +0.3 percentage points vs 07-2025 09-2025: 14.0%▲ +0.2 percentage points vs 08-2025 10-2025: 13.4%▼ -0.6 percentage points vs 09-2025 11-2025: 12.6%▼ -0.8 percentage points vs 10-2025 12-2025: 4.9%▼ -7.7 percentage points vs 11-2025 01-2026: 4.8%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 4.9%▲ +0.1 percentage points vs 01-2026 03-2026: 4.9%● unchanged vs 02-2026 04-2026: 4.9%● unchanged vs 03-2026 05-2026: 5.0%▲ +0.1 percentage points vs 04-2026 06-2026: 5.0%● unchanged vs 05-2026 07-2026: 5.2%▲ +0.2 percentage points vs 06-2026 08-2026: 6.0%▲ +0.8 percentage points vs 07-2026 09-2026: 6.4%▲ +0.4 percentage points vs 08-2026 10-2026: 7.0%▲ +0.6 percentage points vs 09-2026 11-2026: 7.0%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.48 (0.24 in 2024), below 1. Short-term debt is 102.1% and cash 5.2% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 25% of them on solvency, 7% on liquidity, 78% on profitability and 88% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Last filed accounts filed 58 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €231,103
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 16961 sector peers (2025).
NBB · sector comparison
Position among 16961 sector peers
Solvency
better than 25%
← weakest strongest →
raises risk · 2025 accounts filed 58 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-09-2026, 58 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
58 days late
2024
92 days late
2023
163 days late
2022
62 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 94 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 October (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€4,941 View
  • Positive: Higher net result than 85% of companies in food and beverage servicesector median €4,876 · 16,939 companies €39,149 View

Recent changes

  1. · Gazette deed Transfer of 100 sharesResignation: NOUHI Mohammed (director) · Appointment: NOUHI Omar (director)
  2. · Gazette deed Registered office moved within Gent
  3. · Gazette deed Resignation: NOUHI Omar (director)Appointment: NOUHI Mohammed Ilyas (director)
All 11 events

Comparable companies

These companies have the same main activity as CTG GROUP: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €208,000 and €263,000, founded between 2021 and 2022.

CompanyTotal assetsGross margin
CTG GROUP Gent€231,103€105,334
Korenmarkt Gent Gent€242,526€123,250
Passe-Vite Temse€249,580€121,749
Kareman Gent€207,658€109,825
SMULBOETIEK BELSELE Sint-Niklaas€263,205€116,456
Hannes Nick Tielt-Winge€235,624€97,611
VINVO As€214,630€97,763
Full comparison

Key facts about CTG GROUP

What is the company number of CTG GROUP?
The company number of CTG GROUP is 0781.613.825. The VAT number is the same number with BE in front: BE 0781.613.825.
Where is CTG GROUP based?
The registered office is at Bevrijdingslaan 41, 9000 Gent.Company details
What does CTG GROUP do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of CTG GROUP?
The legal form of CTG GROUP is Private limited company (BV).
When was CTG GROUP founded?
CTG GROUP was founded on 04-02-2022.
Is CTG GROUP still active?
Yes, CTG GROUP is an active enterprise in the KBO register.
How many employees does CTG GROUP have?
CTG GROUP had an average of 4.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CTG GROUP?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €105,334 and 83 comparable companies (NACE 56112). It probably lies between €240,000 and €400,000.
Is CTG GROUP profitable?
In financial year 2025, CTG GROUP made a profit of €39,149.
Where can I find the annual accounts of CTG GROUP?
CTG GROUP filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CTG GROUP due?
CTG GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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