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CTBPS

Active
Private limited companyfounded 201115 yrs activeChaussée de Nivelles 141, 5140 Sombreffe, BelgiumKBO/BCE: BE 0837.238.276

The file of CTBPS contains 3 judicial reorganisation notices, as published in the Belgian State Gazette.

Summary

For CTBPS, at least two filing cycles of the annual accounts are missing. The computed 12-month bankruptcy probability is 14.7% (high). The 2023 annual accounts show equity of €100,152 and a net result of €28,816. Equity is growing by ~38.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 33680 sector peers (fiscal year 2023).

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability69▲+31
Solvency68▼-3
Growth78▲+26
Track record60
Bankruptcy probability, 12 months
14.7% High
0%0.5%1.5%4%10%≥ 25%
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Judicial reorganisation on record
A judicial reorganisation is on record, and one often precedes a bankruptcy.
Belgian State Gazette
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
43.5%
Return on assets
12.5%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline29-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 17-07-2024, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
14 d early
2022
21 d early
2021
17 d early
2020
129 d late
2019
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 June 2011, CTBPS was incorporated.1 Total assets went from EUR 84,297 in 2018 to EUR 230,415 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023

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Financials · fiscal year 2023, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€28,816▲ 6,215%
2022 · €456
Working capital
€100,152▲ 40.4%
2022 · €71,336
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120222023
Operating result€5,440▲ 99.5%€40,165▲ 638%€16,071▼ 60.0%€2,948▼ 81.7%€38,959▲ 1,221%
Net result€3,829▲ 91.3%€35,904within the sector's middle half▲ 838%€11,676within the sector's middle half▼ 67.5%€456below the sector's middle half▼ 96.1%€28,816above the sector's middle half▲ 6,215%
Equity€23,299▲ 19.7%€59,203within the sector's middle half▲ 154%€70,879within the sector's middle half▲ 19.7%€71,336within the sector's middle half▲ 0.6%€100,152within the sector's middle half▲ 40.4%
Total assets€72,120▼ 14.4%€114,294below the sector's middle half▲ 58.5%€279,930within the sector's middle half▲ 145%€155,784within the sector's middle half▼ 44.3%€230,415within the sector's middle half▲ 47.9%
Debt€48,821▼ 24.7%€55,091▲ 12.8%€209,051▲ 279%€84,448▼ 59.6%€130,263▲ 54.3%
Working capital€22,299▲ 14.5%€58,703within the sector's middle half▲ 163%€70,879within the sector's middle half▲ 20.7%€71,336within the sector's middle half▲ 0.6%€100,152above the sector's middle half▲ 40.4%
Solvency32.3%▲ 9.2pp51.8%within the sector's middle half▲ 19.5pp25.3%within the sector's middle half▼ 26.5pp45.8%within the sector's middle half▲ 20.5pp43.5%within the sector's middle half▼ 2.3pp
Current ratio1.46▲ 0.162.07within the sector's middle half▲ 0.611.34within the sector's middle half▼ 0.731.84within the sector's middle half▲ 0.511.77within the sector's middle half▼ 0.08
Return on assets (ROA)5.3%▲ 2.9pp31.4%above the sector's middle half▲ 26.1pp4.2%within the sector's middle half▼ 27.2pp0.3%below the sector's middle half▼ 3.9pp12.5%within the sector's middle half▲ 12.2pp
above within below the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2019: €5,440€5,440Net result 2019: €3,829€3,829Operating result 2020: €40,165€40,165Net result 2020: €35,904€35,904Operating result 2021: €16,071€16,071Net result 2021: €11,676€11,676Operating result 2022: €2,948€2,948Net result 2022: €456€456Operating result 2023: €38,959€38,959Net result 2023: €28,816€28,81620192020202120222023€0€10,000€20,000€30,000€40,000Operating result 2021: €16,071€16,100Net result 2021: €11,676€11,700Operating result 2022: €2,948€2,950Net result 2022: €456€456Operating result 2023: €38,959€39,000Net result 2023: €28,816€28,800202120222023
The operating result recovers in 2023; 2023 is 1,221% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €230,415
Equity €100,152 ▲ 40.4%
Debt €130,263 ▲ 54.3%
Debt's share of the balance-sheet total rises from 54.2% to 56.5%. Equity and debt are higher.
Key figures and ratios
2023 value · change against 2022
Debt to equity
1.30▲
2022 · 1.18
ROE
28.8%▲
2022 · 0.6%
Debt ≤ 1 year
€130,263▲
2022 · €84,448
Income taxes
€7,850▲
2022 · €2,467
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 34 lines
Balance sheet Code20222023
Assets
Total assets20/58€155,784€230,415▲
Current assets29/58€155,784€230,415▲
Amounts receivable within one year40/41€155,784€230,415▲
Trade receivables40€153,668€227,234▲
Other amounts receivable41€2,116€3,181▲
Equity and liabilities
Total equity and liabilities10/49€155,784€230,415▲
Equity10/15€71,336€100,152▲
Contributions10/11€6,250€6,250=
Outside capital11€6,250€6,250=
Other1109/19€6,250€6,250=
Reserves13€1,875€1,875=
Non-distributable reserves130/1€1,875€1,875=
Reserves not available under the articles1311€1,875€1,875=
Profit (loss) carried forward14€63,211€92,027▲
Amounts payable17/49€84,448€130,263▲
Amounts payable within one year42/48€84,448€130,263▲
Trade debts44€425€640▲
Suppliers440/4€425€640▲
Taxes, remuneration and social security45€624€19,622▲
Taxes450/3€624€19,622▲
Other amounts payable47/48€83,400€110,001▲
Income statement Code20222023
Other operating charges640/8-€10,423
Gross operating margin9900€2,948€49,382▲
Operating profit (loss)9901€2,948€38,959▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€25€2,295▲
Recurring financial charges65€25€2,295▲
Profit (loss) for the period before taxes9903€2,923€36,665▲
Income taxes67/77€2,467€7,850▲
Profit (loss) for the period9904€456€28,816▲
Profit (loss) for the period to be appropriated9905€456€28,816▲
Appropriation of the result
Profit (loss) to be appropriated9906€63,211€92,027▲
Profit (loss) brought forward from the previous period14P€62,754€63,211▲

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€500€500€500---
Other operating charges640/8--€348-€10,423-
Gross operating margin9900€20,982€41,013€16,919€2,948€49,382▲ 1,575%
Operating profit (loss)9901€5,440€40,165€16,071€2,948€38,959▲ 1,221%
Financial income75/76B----€1-
Recurring financial income75----€1-
Financial charges65/66B--€156€25€2,295▲ 9,005%
Recurring financial charges65€306€246€156€25€2,295▲ 9,005%
Profit (loss) for the period before taxes9903€4,969€39,919€15,915€2,923€36,665▲ 1,154%
Income taxes67/77€1,141€4,015€4,239€2,467€7,850▲ 218%
Profit (loss) for the period9904€3,829€35,904€11,676€456€28,816▲ 6,215%
Profit (loss) for the period to be appropriated9905€3,829€35,904€11,676€456€28,816▲ 6,215%
Line20192020202120222023Change
Assets
Total assets20/58€72,120€114,294€279,930€155,784€230,415▲ 47.9%
Fixed assets21/28€1,000€500----
Tangible fixed assets22/27€1,000€500----
Current assets29/58€71,120€113,794€279,930€155,784€230,415▲ 47.9%
Amounts receivable within one year40/41€58,207€52,310€218,591€155,784€230,415▲ 47.9%
Trade receivables40--€217,967€153,668€227,234▲ 47.9%
Other amounts receivable41--€624€2,116€3,181▲ 50.3%
Cash at bank and in hand54/58€12,914€61,484€61,339---
Equity and liabilities
Total equity and liabilities10/49€72,120€114,294€279,930€155,784€230,415▲ 47.9%
Equity10/15€23,299€59,203€70,879€71,336€100,152▲ 40.4%
Contributions10/11€6,250-€6,250€6,250€6,250=
Outside capital11--€6,250€6,250€6,250=
Other1109/19--€6,250€6,250€6,250=
Reserves13€1,875€1,875€1,875€1,875€1,875=
Non-distributable reserves130/1--€1,875€1,875€1,875=
Reserves not available under the articles1311--€1,875€1,875€1,875=
Profit (loss) carried forward14€15,174€51,078€62,754€63,211€92,027▲ 45.6%
Amounts payable17/49€48,821€55,091€209,051€84,448€130,263▲ 54.3%
Amounts payable within one year42/48€48,821€55,091€209,051€84,448€130,263▲ 54.3%
Trade debts44€14,730€3,830€38,042€425€640▲ 50.7%
Suppliers440/4--€38,042€425€640▲ 50.7%
Taxes, remuneration and social security45--€14,460€624€19,622▲ 3,044%
Taxes450/3--€14,460€624€19,622▲ 3,044%
Other amounts payable47/48--€156,549€83,400€110,001▲ 31.9%
Line20192020202120222023Change
Profit (loss) for the period9904€3,829€35,904€11,676€456€28,816▲ 6,215%
+ Depreciation and write-downs630€500€500€500---
Operating cash flow (approximation)€4,329€36,404€12,176€456€28,816▲ 6,215%
Investment in fixed assets (approximation)-€0----
Change in cash-€48,571-€145---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2024
17-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
06-02
Judicial reorganisation Plan homologation
Tribunal de l’entreprise de Liège · event 30-01-2024
15-01
Judicial reorganisation Filing of a new plan authorised
Tribunal de l’entreprise de Liège, division Namur · collective agreement · event 09-01-2024
2023
31-12
Financial Equity above €100,000Eq €100,152 ▲40.4%
6 profitable years in a row build equity to €100,152.
07-11
Judicial reorganisation Opening
Tribunal de l’entreprise de Liège · collective agreement · event 31-10-2023
10-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €456 ▼96.1%
Net result drops to €456, the lowest in the series; recovery starts the following year.
14-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
07-12
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 129 days late
2020
31-12
Financial Highest result since 2018net €35,904 ▲838%
Operating result €40,165, net result €35,904, both a record.
13-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 13 days late
2019
27-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
Show earlier events
2018
19-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
05-10
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 66 days late
2016
20-07
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
24-08
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 24 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
1,807 m²
Building footprint
300 m²
Volume, LiDAR
1,606 m³
2 parcels, Brussels, Wallonia · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
Wérystraat 48, 1050 Elsene
General construction of buildings
since 20112.200.928.812
2 parcels
Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
92114F0123/00B002 Wallonia 1,679 m² 1 · 173 m² -
21443A0104/02D002 Brussels 128 m² 1 · 128 m² 18.8 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,142 companies in sector 43910 we hold annual accounts for 5,493. 4,814 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded24-06-2011
Fiscal year end31-12
Activities, NACEBEL 2025
43910Bricklaying and masonry work
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID 0208:0837238276
Registered 16-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.