Equity
€94,088 ▲ 81.7%
CTB HOME paid out €1,666 in dividends. That is 4% of the 2025 profit.
CTB HOME
Lifetime
5 annual accounts with figures on one time axispeak €91,752 (2022)
€77,598▲ 169%
lowest -€53,477 (2023)
€43,979▲ 662%
peak €99,484 (2022)
€94,088▲ 81.7%
€445,375▲ 115%
Board2 names since 2020
2 directors and 1 other
Documentsfilings and deeds
12-06-202649 days before the deadline
2025micro format
Gross margin from €28,803 to €77,598Result from €5,769 to €43,979Dividend €1,666Equity from €51,775 to €94,088Debts from €207,549 to €445,375
Key points
from the 2025 annual accountsTurnover
≈ €200,000 estimated
The micro format states no turnover.
Debts
€445,375 ▲ 115%
Debts rose by €237,826 in 2025.
Liquidity
1.24 was 3.31 in 2024
Short-term debts rose from €77,549 to €434,307.
Filings
5 annual accounts 3 late
The 2023 accounts came latest: 26 days after the end of the period.
Starting capital
€30,000 300 shares
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 6,712 companies had the same profile as CTB HOME has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,712 companies, not a prediction for CTB HOME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 06-10-2020
Director, since 01-01-2022
- 150 sharesdeed of 08-10-2020
- 150 sharesdeed of 08-10-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0755785693
Appointment: (director)
General meeting of 07-02-2022 · Gazette deed
Incorporation
Founding capital of €30,000, 300 shares · Founders: and · Appointment: (director) · published on 08-10-2020 · Gazette deed
First establishment
Rue de Soye,Spy 15, Jemeppe-sur-Sambre
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CTB HOME Jemeppe-sur-Sambre | €539,463 | €77,598 | 17.4% | - |
| CORNELIUS Merelbeke-Melle | €543,246 | €82,199 | 41.2% | - |
| GS Invest Nieuwerkerken (Limb.) | €577,705 | €93,332 | 31.1% | - |
| Saga Invest Saint-Nicolas | €620,019 | €89,361 | -2.6% | - |
| ARTE ET PERSEVERARE Ghent | €612,873 | €77,061 | 14.1% | - |
| Yellow Bricks Ghent | €487,051 | €65,052 | 17.6% | - |
| CREDOME Ghent | €613,798 | €71,377 | 9.1% | - |
These companies have the same main activity as CTB HOME: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €487,000 and €620,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 06-10-2020Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 3 others
- Joint committee
- 124Construction · annual accounts 2025
- Establishment unit
- 2.309.589.9925190 Jemeppe-sur-Sambre, since 06-10-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 13-02-2025
Annual accounts 2025
- €539,463▲ 108%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 12-06-2026, 49 days before the end of the filing period
Insights on CTB HOME
CTB HOME files the micro format. That format states no turnover. The gross margin rose from €24,600 in 2021 to €77,598 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CTB HOME
- What is the company number of CTB HOME?
- The company number of CTB HOME is 0755.785.693. The VAT number is the same number with BE in front: BE 0755.785.693.
- Where is CTB HOME based?
- The registered office is at Rue de Soye,Spy 15, 5190 Jemeppe-sur-Sambre.Company details
- What does CTB HOME do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of CTB HOME?
- CTB HOME is a private limited company (BV).
- When was CTB HOME founded?
- CTB HOME was founded on 06-10-2020.
- Is CTB HOME still active?
- Yes, CTB HOME is an active enterprise in the KBO register.
- How many employees does CTB HOME have?
- CTB HOME had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CTB HOME fall under?
- In its 2025 annual accounts, CTB HOME states joint committee 124 (Construction).
- What is the turnover of CTB HOME?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €77,598 and 48 comparable companies (NACE 681). It probably lies between €100,000 and €480,000.
- Is CTB HOME profitable?
- In financial year 2025, CTB HOME made a profit of €43,979.
- Where can I find the annual accounts of CTB HOME?
- CTB HOME filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CTB HOME due?
- CTB HOME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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