CT-ICT
ActiveCT-ICT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €34k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency59▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.63 in 2024; short-term debt: 63.9% and cash: 66.1% of total assets), and 65.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.4%
Return on assets
42.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
28 d early
2024
on the day
2023
53 d early
2022
51 d early
2021
51 d early
2020
54 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 5.9%
2024 · €29k
2019: €12k
2020: €29k
2021: €40k
2022: €1k
2023: €10k
2024: €29k
2019 → 2025
Total assets
€78k▲ 22.6%
2024 · €64k
2019: €34k
2020: €40k
2021: €58k
2022: €63k
2023: €43k
2024: €64k
2019 → 2025
Net result
€34k▼ 12.3%
2024 · €38k
2019: €11k
2020: €18k
2021: €17k
2022: €11k
2023: €17k
2024: €38k
2019 → 2025
Working capital
€18k▼ 14.3%
2024 · €21k
2019: €10k
2020: €27k
2021: €39k
2022: €1k
2023: €10k
2024: €21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€1k▼ 96.3%€10k▲ 605%€29k▲ 178%€27k▼ 5.9%
Operating result€22k-€15k▼ 33.9%€22k▲ 50.3%€49k▲ 120%€44k▼ 9.0%
Net result€17k-€11k▼ 37.4%€17k▲ 56.9%€38k▲ 127%€34k▼ 12.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€10k▲ 18.6%
Current assets
€68k▲ 23.2%
Equity and liabilities €78k
Equity
€27k▼ 5.9%
Debt
€51k▲ 45.8%
The debt ratio rises from 55.2% to 65.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€47k▼
2024 · €51k
Cash flow
€37k▼
2024 · €40k
Solvency
34.4%▼
2024 · 44.8%
Current ratio
1.37▼
2024 · 1.63
Quick ratio
1.37▼
2024 · 1.63
Debt / equity
1.91▲
2024 · 1.23
ROE
124.8%▼
2024 · 133.9%
ROA
42.9%▼
2024 · 60.0%
Interest coverage
139.58▼
2024 · 179.50
Debt
€51k▲
2024 · €35k
Debt ≤ 1 year
€50k▲
2024 · €34k
Income taxes
€11k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€78k▲
Fixed assets21/28€8k€10k▲
Tangible fixed assets22/27€8k€10k▲
Furniture and vehicles24€8k€10k▲
Current assets29/58€55k€68k▲
Amounts receivable within one year40/41€30k€15k▼
Trade receivables40€30k€12k▼
Other amounts receivable41-€3k
Cash at bank and in hand54/58€25k€52k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€64k€78k▲
Equity10/15€29k€27k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€28k€26k▼
Amounts payable17/49€35k€51k▲
Amounts payable within one year42/48€34k€50k▲
Current portion of amounts payable after more than one year42€2k-
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€9k€13k▲
Taxes450/3€9k€13k▲
Other amounts payable47/48€21k€35k▲
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€52k€49k▼
Operating profit (loss)9901€49k€44k▼
Financial income75/76B€27€105▲
Recurring financial income75€27€105▲
Financial charges65/66B€283€339▲
Recurring financial charges65€283€339▲
Profit (loss) for the period before taxes9903€48k€44k▼
Income taxes67/77€10k€11k▲
Profit (loss) for the period9904€38k€34k▼
Profit (loss) for the period to be appropriated9905€38k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€61k▲
Profit (loss) brought forward from the previous period14P€9k€28k▲
Profit to be distributed694/7€20k€35k▲
Return on contributions (dividend)694€20k€35k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €38k ▲127%
Operating result €49k, net result €38k, both a record.
08-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €11k ▼37.4%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 3.38
Current ratio from 1.47 to 3.38; short-term debt falls from €22k to €12k.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cauwerburg 3049140 TemseGround area
371 m²
Building footprint
84 m²
Volume, LiDAR
519 m³
Parcel 46025B1077/00Z003, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CT-ICT
since 20192.289.085.677
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46025B1077/00Z003 | Flanders | 371 m² | 1 · 84 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Digivolution
BE 0770.223.748
Erpe-Mere · Eq €27k
NKB Consulting
BE 0847.739.517
Brussel · Eq €27k
ED-IT Consulting
BE 0785.434.239
Gerpinnes · Eq €27k
CuratedCode Solutions
BE 1016.006.902
Antwerpen · Eq €27k
Callens ICT Consulting
BE 0782.797.621
Wommelgem · Eq €27k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 14,014 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-05-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.