Equity
€275,803 ▲ 15.8%
CT ECHAF has made a profit in every financial year since 2020.
CT ECHAF
Lifetime
6 annual accounts with figures on one time axispeak €280,726 (2025)
€280,726▲ 112%
peak €58,070 (2022)
€41,416▲ 764%
peak €275,803 (2025)
€275,803▲ 15.8%
€1.3m▼ 9.1%
peak 1.5 FTE (2025)
1.5 FTE▲ 114%
Board3 names since 2019
1 director
Owners
Documentsfilings and deeds
18-08-202618 days late
2025abbreviated format
Gross margin from €132,606 to €280,726Result from €4,792 to €41,416Staff from 0.7 FTE to 1.5 FTEDemerger: splits off to CT ECHAF 24-01Equity from €238,257 to €275,803Cash from €11,906 to €1,762
Key points
from the 2025 annual accountsDebts
€1.3m 83% of the balance sheet
Financial debts 77%Suppliers 10%Taxes and wages 3%Other 10%
€1.1m of the debts are secured on the company's own assets. In 2024 that was €521,623.
Securities
€1.2m
Mortgage mandates, new in 2025. 4.5 times equity · not in the 2024 accounts.
Staff
1 employees on 31-12-2025
In 2025, 1 person joined and 1 left.
Filings
6 annual accounts 6 late
The 2022 accounts came latest: 60 days after the end of the period.
Restructuring
3
3 restructurings since 2025. Latest: branch taken over from .
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,272 companies had the same profile as CT ECHAF has now. Each dot stands for 9 companies, two years later.
94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,272 companies, not a prediction for CT ECHAF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Demerger: splits off to CT ECHAF
Transfer of 186 shares from to CT ECHAF · Transfer of 750 shares from to CT ECHAF · “La constitution, la gestion, l'exploitation, la mise en valeur d'un patrimoine immobilier, et pour ce faire…” (deed in French) · General meeting of 19-12-2024 · Gazette deed
Demerger proposal: TECHNORESINE splits off to CT ECHAF
Permanent representative: · The company holds all the shares of TECHNORESINE · The company holds all the shares of CONCEPT COLOR · Gazette deed
Demerger proposal: CONCEPT COLOR splits off to CT ECHAF
Permanent representative: · The company holds all the shares of CONCEPT COLOR · Board meeting of 03-10-2024 · Gazette deed
Demerger proposal: splits off to CT ECHAF
holds 186 shares (100%) · holds 750 shares (100%) · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CT ECHAF Waremme | €1.6m | €280,726 | 17.1% | 1.5 |
| Concrete Pump Solutions Lint | €1.2m | €338,967 | 33.1% | 0.9 |
| MARAL SCAF Tinlot | €1.2m | €497,094 | 38.8% | 1 |
| RENT & MORE BY MOOR La Calamine | €1.3m | €431,552 | 18.3% | 3.4 |
| Peeters Montagewerken Hamont-Achel | €1.0m | €341,573 | 28.3% | 1.3 |
| FORX Torhout | €0.9m | €250,863 | 17.0% | 1.3 |
| BTP Solutions Andenne | €1.0m | €421,586 | 36.9% | 1 |
These companies have the same main activity as CT ECHAF: rental and leasing activities (NACE 77320). They are comparable in size and age: total assets between €907,000 and €1.3m, founded between 2016 and 2021.
Official details
Source: KBO- Status
- Active since 28-05-2019Normal situation
- Activity
- Rental and leasing activitiesNACE 77320
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.331.167.5444300 Waremme, since 28-05-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Annual accounts 2025
- ≈ €660,000estimated
- €1.6m▼ 5.6%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 18-08-2026
Insights on CT ECHAF
CT ECHAF files the abbreviated format. That format states no turnover. The gross margin rose from €63,893 in 2020 to €280,726 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CT ECHAF
- What is the company number of CT ECHAF?
- The company number of CT ECHAF is 0727.570.769. The VAT number is the same number with BE in front: BE 0727.570.769.
- Where is CT ECHAF based?
- The registered office is at Rue du Parc Industriel 39, 4300 Waremme.Company details
- What does CT ECHAF do?
- According to the KBO register, the main activity is rental and leasing activities (NACE 77320).
- What is the legal form of CT ECHAF?
- CT ECHAF is a private limited company (BV).
- When was CT ECHAF founded?
- CT ECHAF was founded on 28-05-2019.
- Is CT ECHAF still active?
- Yes, CT ECHAF is an active enterprise in the KBO register.
- How many employees does CT ECHAF have?
- CT ECHAF had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CT ECHAF fall under?
- In its 2025 annual accounts, CT ECHAF states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of CT ECHAF?
- The turnover in financial year 2025 is ≈ €660,000. This figure is estimated from the gross margin of €280,726 and 2,274 comparable companies of the same size. It probably lies between €400,000 and €1.1m. It is a rough estimate.
- Is CT ECHAF profitable?
- In financial year 2025, CT ECHAF made a profit of €41,416.
- Where can I find the annual accounts of CT ECHAF?
- CT ECHAF filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CT ECHAF due?
- CT ECHAF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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