From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
CT&E is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €46,428 and a net result of €119,864. Equity has been shrinking by about 2.7% per year since 2020. Its solvency ranks better than 13% of 375 sector peers (NACE 64, financial year 2026). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
KBO- Status
- Active since 19-11-2019 Normal situation
- Activity
- Activities of holding companies NACE 64210
- Establishment unit
- 2.296.228.441 3680 Maaseik, since 19-11-2019
- Financial year end
- 31 March
- Peppol
- Reachable since 09-01-2026
Financial position
- Profit
- €119,864
- ▲ 32.2%
- Equity
- €46,428
- ▼ 65.4%
- Total assets
- €380,418
- ▲ 18.9%
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence
Checked score
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
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Financials
Financials · financial year 2026, micro format
Annual accounts 2026 filed on 12-10-2026 at the NBB all 7 filings
2022 to 2026, 5 financial years 2020 to 2026, 7 financial years
The operating result for 2026 is 32% higher than in 2025 and the highest since 2022. It is the second rise in a row, after the fall in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Comparable companies
These companies have the same main activity as CT&E: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €338,000 and €477,000, founded in 2019.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| CT&E Maaseik | 2019 | €380,418 | €46,428 | €181,016 | €119,864 | 2026 |
| COENEN AFWERKING MANAGEMENT Maaseik | 2019 | €464,752 | €25,250 | €176,119 | €22,250 | 2025 |
| JD Maaseik | 2019 | €466,783 | €130,714 | €177,037 | €127,714 | 2025 |
| LD Maaseik | 2019 | €477,339 | €124,911 | €174,262 | €121,911 | 2025 |
| GoLo Peer | 2019 | €417,780 | €308,289 | €181,366 | €122,155 | 2025 |
| DVR Consulting Pelt | 2019 | €464,881 | €231,007 | €184,834 | €136,508 | 2025 |
| APP-IT Genk | 2019 | €338,292 | -€34,341 | €151,051 | -€4,710 | 2025 |
They were chosen from the 20,097 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €814 | €1,860 | €2,610 | €3,249 | €16,451 | €26,088 | ▲ 58.6% |
| Other operating charges640/8 | - | - | €162 | €510 | €546 | €1,016 | €1,162 | ▲ 14.4% |
| Gross operating margin9900 | €59,149 | €96,385 | €69,988 | €115,042 | €111,799 | €133,898 | €181,016 | ▲ 35.2% |
| Operating profit (loss)9901 | €59,149 | €95,410 | €67,965 | €111,922 | €108,004 | €116,431 | €153,767 | ▲ 32.1% |
| Financial income75/76B | - | - | €2,377 | €0 | €2,879 | €4,644 | €4,302 | ▼ 7.3% |
| Recurring financial income75 | - | €1,000 | €2,377 | €0 | €2,879 | €4,644 | €4,302 | ▼ 7.3% |
| Financial charges65/66B | - | - | €167 | €70 | €254 | €2,131 | €2,896 | ▲ 35.9% |
| Recurring financial charges65 | - | €30 | €167 | €70 | €254 | €2,131 | €2,896 | ▲ 35.9% |
| Profit (loss) for the period before taxes9903 | €59,149 | €96,380 | €70,175 | €111,852 | €110,630 | €118,944 | €155,174 | ▲ 30.5% |
| Income taxes67/77 | €12,066 | €19,652 | €14,434 | €23,411 | €25,062 | €28,293 | €35,310 | ▲ 24.8% |
| Profit (loss) for the period9904 | €47,083 | €76,727 | €55,741 | €88,441 | €85,568 | €90,651 | €119,864 | ▲ 32.2% |
| Profit (loss) for the period to be appropriated9905 | €47,083 | €76,727 | €55,741 | €88,441 | €85,568 | €90,651 | €119,864 | ▲ 32.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €95,086 | €165,234 | €213,970 | €143,386 | €199,294 | €320,029 | €380,418 | ▲ 18.9% |
| Fixed assets21/28 | - | €17,790 | €15,930 | €20,262 | €17,014 | €127,061 | €100,973 | ▼ 20.5% |
| Tangible fixed assets22/27 | - | €17,790 | €15,930 | €20,262 | €17,014 | €127,061 | €100,973 | ▼ 20.5% |
| Furniture and vehicles24 | - | - | - | €6,193 | €4,805 | €3,416 | €2,028 | ▼ 40.6% |
| Leasing and similar rights25 | - | - | - | - | - | €89,552 | €69,174 | ▼ 22.8% |
| Other tangible fixed assets26 | - | - | €15,930 | €14,069 | €12,209 | €34,093 | €29,772 | ▼ 12.7% |
| Current assets29/58 | €95,086 | €147,445 | €198,040 | €123,123 | €182,281 | €192,968 | €279,445 | ▲ 44.8% |
| Amounts receivable within one year40/41 | €23,595 | €45,995 | €50,352 | €42,350 | €142,837 | €150,359 | €98,887 | ▼ 34.2% |
| Trade receivables40 | - | - | €11,495 | €42,350 | €21,175 | €28,697 | €27,225 | ▼ 5.1% |
| Other amounts receivable41 | - | - | €38,857 | €0 | €121,662 | €121,662 | €71,662 | ▼ 41.1% |
| Cash at bank and in hand54/58 | €71,491 | €99,640 | €144,499 | €79,958 | €36,565 | €35,086 | €168,733 | ▲ 381% |
| Deferred charges and accrued income490/1 | - | - | €3,189 | €815 | €2,879 | €7,523 | €11,825 | ▲ 57.2% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €95,086 | €165,234 | €213,970 | €143,386 | €199,294 | €320,029 | €380,418 | ▲ 18.9% |
| Equity10/15 | €52,083 | €128,810 | €184,551 | €47,992 | €43,560 | €134,211 | €46,428 | ▼ 65.4% |
| Contributions10/11 | - | - | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €47,083 | €123,810 | €179,551 | €42,992 | €38,560 | €129,211 | €41,428 | ▼ 67.9% |
| Distributable reserves133 | - | - | €179,551 | €42,992 | €38,560 | €129,211 | €41,428 | ▼ 67.9% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €43,003 | €36,424 | €29,419 | €95,393 | €155,735 | €185,818 | €333,991 | ▲ 79.7% |
| Amounts payable after more than one year17 | - | - | - | - | - | €50,699 | €37,178 | ▼ 26.7% |
| Financial debts170/4 | - | - | - | - | - | €50,699 | €37,178 | ▼ 26.7% |
| Amounts payable within one year42/48 | €43,003 | €34,499 | €28,869 | €95,118 | €155,460 | €135,120 | €296,812 | ▲ 120% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | €13,402 | €12,222 | ▼ 8.8% |
| Trade debts44 | €4,840 | €6,464 | €3,726 | €10,331 | €1,626 | €1,313 | €1,024 | ▼ 22.0% |
| Suppliers440/4 | - | - | €3,726 | €10,331 | €1,626 | €1,313 | €1,024 | ▼ 22.0% |
| Taxes, remuneration and social security45 | - | - | €25,143 | €28,995 | €32,346 | €19,203 | €21,872 | ▲ 13.9% |
| Taxes450/3 | - | - | €22,643 | €26,495 | €29,846 | €14,203 | €16,872 | ▲ 18.8% |
| Remuneration and social security454/9 | - | - | €2,500 | €2,500 | €2,500 | €5,000 | €5,000 | = |
| Other amounts payable47/48 | - | - | - | €55,792 | €121,488 | €101,202 | €261,694 | ▲ 159% |
| Accrued charges and deferred income492/3 | - | - | €550 | €275 | €275 | €0 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €47,083 | €76,727 | €55,741 | €88,441 | €85,568 | €90,651 | €119,864 | ▲ 32.2% |
| + Depreciation and write-downs630 | - | €814 | €1,860 | €2,610 | €3,249 | €16,451 | €26,088 | ▲ 58.6% |
| Operating cash flow (approximation) | €47,083 | €77,541 | €57,601 | €91,051 | €88,817 | €107,102 | €145,952 | ▲ 36.3% |
| Investment in fixed assets (approximation) | - | - | €0 | -€6,943 | €0 | -€126,499 | €0 | - |
| Change in cash | - | €28,149 | €44,859 | -€64,541 | -€43,393 | -€1,478 | €133,646 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2026 | micro format | 12-10-2026 | 2026-00553971 | NBB |
| 31-03-2025 | micro format | 10-09-2025 | 2025-00488127 | |
| 31-03-2024 | micro format | 11-06-2024 | 2024-00125145 | |
| 31-03-2023 | micro format | 08-09-2023 | 2023-00443053 | |
| 31-03-2022 | micro format | 28-10-2022 | 2022-20475492 | |
| 31-03-2021 | micro format | 29-10-2021 | 2021-74800598 | |
| 31-03-2020 | micro format | 30-11-2020 | 2020-72900437 |
Board & ownership
Directors
Owners and capital
Owners
Network & group
CT&E shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of CT&E. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
10-09
Gazette deed
Registered officeRegistered-office move · Director in office3 points ▸
- Board meeting, 15-05-2024
- Registered-office move, Wurfelderweg 102 te 3680 Maaseik
- Director in office, CLIJSTERS Frank (sole director)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72021D0249/00L000 | Flanders | 1,223 m² | 1 · 264 m² | - |