CT CREATION
ActiveCT CREATION has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €229k and a net result of €46k. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 85% of 5895 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability88▲+7
Solvency100▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.38 against 2.95 in 2023; short-term debt: 16.5% and cash: 66.4% of total assets), and 23.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-08-2025, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d late
2023
27 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
44 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€213k
EBIT margin
-5.3%
Net result
€46k▲ 65.8%
2023 · €27k
2018: €32k
2019: €-14k
2020: €6k
2021: €11k
2022: €63k
2023: €27k
2018 → 2024
Working capital
€167k▲ 48.5%
2023 · €112k
2018: €43k
2019: €155
2020: €6k
2021: €15k
2022: €71k
2023: €112k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€90k-€101k▲ 12.1%€156k▲ 55.3%€184k▲ 17.6%€229k▲ 24.7%
Operating result€9k-€15k▲ 70.1%€83k▲ 447%€44k▼ 46.6%€65k▲ 46.8%
Net result€6k-€11k▲ 79.2%€63k▲ 477%€27k▼ 56.2%€46k▲ 65.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 47% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €299k
Fixed assets
€82k▼ 19.0%
Current assets
€216k▲ 27.2%
Equity and liabilities €299k
Equity
€229k▲ 24.7%
Debt
€70k▼ 20.8%
The debt ratio falls from 32.4% to 23.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▲
2023 · €71k
Cash flow
€65k▲
2023 · €55k
Solvency
76.6%▲
2023 · 67.6%
Current ratio
4.38▲
2023 · 2.95
Quick ratio
4.33▲
2023 · 2.86
Debt / equity
0.30▼
2023 · 0.48
ROE
19.9%▲
2023 · 15.0%
ROA
15.3%▲
2023 · 10.1%
Interest coverage
59.25▲
2023 · 42.99
Debt
€70k▼
2023 · €88k
Debt ≤ 1 year
€49k▼
2023 · €58k
Debt > 1 year
€20k▼
2023 · €30k
Income taxes
€18k▲
2023 · €15k
Staff costs
€45k▲
2023 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€272k€299k▲
Fixed assets21/28€102k€82k▼
Tangible fixed assets22/27€102k€82k▼
Land and buildings22€57k€53k▼
Plant, machinery and equipment23€949€611▼
Furniture and vehicles24€43k€29k▼
Current assets29/58€170k€216k▲
Stocks and contracts in progress3€5k€2k▼
Stocks30/36€5k€2k▼
Amounts receivable within one year40/41€30k€11k▼
Trade receivables40€12k€11k▼
Other amounts receivable41€18k€464▼
Cash at bank and in hand54/58€130k€198k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€272k€299k▲
Equity10/15€184k€229k▲
Contributions10/11€19k€19k=
Reserves13€164k€210k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€164k€210k▲
Profit (loss) carried forward14€294€0▼
Amounts payable17/49€88k€70k▼
Amounts payable after more than one year17€30k€20k▼
Financial debts170/4€30k€20k▼
Other amounts payable178/9€220€220=
Amounts payable within one year42/48€58k€49k▼
Current portion of amounts payable after more than one year42€13k€10k▼
Trade debts44€9k€8k▼
Suppliers440/4€9k€8k▼
Taxes, remuneration and social security45€23k€24k▲
Taxes450/3€19k€18k▼
Remuneration and social security454/9€4k€6k▲
Other amounts payable47/48€12k€7k▼
Income statement
Code20232024
Remuneration, social security and pensions62€41k€45k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€19k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€116k€131k▲
Operating profit (loss)9901€44k€65k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€43k€63k▲
Income taxes67/77€15k€18k▲
Profit (loss) for the period9904€27k€46k▲
Profit (loss) for the period to be appropriated9905€27k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€46k▲
Profit (loss) brought forward from the previous period14P€294€294=
Transfer to equity691/2€27k€46k▲
To other reserves6921€27k€46k▲
Profit to be distributed694/7€0€294▲
Return on contributions (dividend)694-€294
Directors or managers695€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Equity above €200kEq €229k ▲24.7%
5 profitable years in a row build equity to €229k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €63k ▲477%
Operating result €83k, net result €63k, both a record.
31-12
Financial
Equity above €150kEq €156k ▲55.3%
3 profitable years in a row build equity to €156k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €101k ▲12.1%
2 profitable years in a row build equity to €101k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-14k ▼142%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Buse 995140 SombreffeGround area
668 m²
Building footprint
61 m²
Parcel 92114G0422/00M002, Wallonia. Linked by address, not a title deed.
1 establishment unit
CT CREATION
since 20052.149.724.391
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92114G0422/00M002 | Wallonia | 668 m² | 1 · 61 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryCT CREATION SRL34576
Legal Entity Identifier
98450095CB7AH0E4C186
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Of 21,219 companies in sector 81300 we hold annual accounts for 4,363. 3,302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-08-2005
Fiscal year end31-12
Activities, NACEBEL
01410Raising of dairy cattle
81300Landscape service activities
42220Construction of utility projects for electricity and telecommunications
43120Site preparation
43990Other specialised construction activities
43999Specialised construction activities
45112
45215
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.